ANALISIS FAKTOR – FAKTOR YANG MEMPENGARUHI PROSIKLIKALITAS SEKTOR PERBANKAN DI INDONESIA (PERIODE 2009 : Q1 – 2013 : Q4)

KARTIKA PAKPAHAN, 1111021069 (2015) ANALISIS FAKTOR – FAKTOR YANG MEMPENGARUHI PROSIKLIKALITAS SEKTOR PERBANKAN DI INDONESIA (PERIODE 2009 : Q1 – 2013 : Q4). Fakultas Ekonomi dan Bisnis, Universitas Lampung.

[img]
Preview
FIle PDF
COVER LUAR.pdf

Download (61Kb) | Preview
[img]
Preview
FIle PDF
ABSTRACT.pdf

Download (5Kb) | Preview
[img]
Preview
FIle PDF
ABSTRAK.pdf

Download (39Kb) | Preview
[img]
Preview
FIle PDF
COVER DALAM.pdf

Download (65Kb) | Preview
[img]
Preview
FIle PDF
DAFTAR GAMBAR.pdf

Download (5Kb) | Preview
[img]
Preview
FIle PDF
DAFTAR ISI.pdf

Download (16Kb) | Preview
[img]
Preview
FIle PDF
DAFTAR LAMPIRAN.pdf

Download (6Kb) | Preview
[img]
Preview
FIle PDF
DAFTAR TABEL.pdf

Download (8Kb) | Preview
[img]
Preview
FIle PDF
MOTO.pdf

Download (47Kb) | Preview
[img]
Preview
FIle PDF
PERSETUJUAN.pdf

Download (229Kb) | Preview
[img]
Preview
FIle PDF
PENGESAHAN.pdf

Download (221Kb) | Preview
[img]
Preview
FIle PDF
PERNYATAAN.pdf

Download (77Kb) | Preview
[img]
Preview
FIle PDF
PERSEMBAHAN.pdf

Download (5Kb) | Preview
[img]
Preview
FIle PDF
RIWAYAT HIDUP.pdf

Download (6Kb) | Preview
[img]
Preview
FIle PDF
SANWACANA.pdf

Download (60Kb) | Preview
[img]
Preview
FIle PDF
BAB I.pdf

Download (301Kb) | Preview
[img]
Preview
FIle PDF
BAB II.pdf

Download (294Kb) | Preview
[img]
Preview
FIle PDF
BAB III.pdf

Download (285Kb) | Preview
[img] FIle PDF
BAB IV.pdf
Restricted to Hanya pengguna terdaftar

Download (340Kb)
[img]
Preview
FIle PDF
BAB V.pdf

Download (93Kb) | Preview
[img]
Preview
FIle PDF
DAFTAR PUSTAKA.pdf

Download (136Kb) | Preview

Abstrak

Penelitian ini bertujuan untuk mengetahui dan menganalisis faktor-faktor yang mempengaruhi prosiklikalitas sektor perbankan di Indonesia. Beberapa variabel bebas yang digunakan adalah Loan to Asset Ratio (LTA), Beban Operasional dan Pendapatan Operasional (BOPO) dan Concentration Ratio (CR4). Dalam penelitian ini data yang digunakan adalah data panel dengan periode penelitian Maret 2009 sampai Desember 2013 dan 4 perusahaan perbankan yang tergolong memiliki aset terbesar di Indonesia sebagai cross section. Penelitian ini menggunakan metode analisis model data panel. Hasil penelitian menunjukkan bahwa model yang tepat untuk menjelaskan pengaruh Loan to Asset Ratio (LTA), Beban Operasional dan Pendapatan Operasional (BOPO) dan Concentration Ratio (CR4) terhadap prosiklikalitas adalah Fixed Effect Model. Fixed Effect Model menjelaskan bahwa secara parsial variabel LTA, CR4, berpengaruh negatif terhadap prosiklikalitas. Kata Kunci: Prosiklikalitas, suku bunga kredit perbankan, Loan to Asset Ratio (LTA), Beban Operasional dan Pendapatan Operasional (BOPO), Concentration Ratio (CR4), analisis regresi linier berganda model data panel, Fixed Effect Model. Abstract This study aims to identify and analyze the factors that affect prosiclicality of the banking sector in Indonesia. The used variables independent are Loan to Asset Ratio (LTA), Operating Expenses and Operating Income (BOPO) and the Concentration Ratio (CR4). In this study, the data used is panel data with research period March 2009 to December 2013 and 4 banking companies classified as having the largest assets in Indonesia as a cross section. This study using the tool of analysis is the method of multiple linear regression analysis of panel data models. The results showed that the right model to explain the effect of the Loan to Asset Ratio (LTA), Operating Expenses and Operating Income (BOPO) and the Concentration Ratio (CR4) to procyclicality is Fixed Effect Model. Fixed Effect Model explains that in partial LTA and BOPO negative effect on procyclicality. Keywords: Procyclicality, bank lending rates, the Loan to Asset Ratio (LTA), Operating Expenses and Operating Income (BOPO), Concentration Ratio (CR4), multiple linear regression analysis of panel data models, Fixed Effect Model.

Jenis Karya Akhir: Skripsi
Subyek: > HC Economic History and Conditions
> HJ Public Finance
Program Studi: Fakultas Ekonomi dan Bisnis > Prodi S1-Ekonomi Pembangunan
Pengguna Deposit: 3241440 . Digilib
Date Deposited: 30 Oct 2015 03:18
Terakhir diubah: 30 Oct 2015 03:18
URI: http://digilib.unila.ac.id/id/eprint/14269

Actions (login required)

Lihat Karya Akhir Lihat Karya Akhir