ANALISIS FAKTOR – FAKTOR YANG MEMPENGARUHI JUMLAH TABUNGAN PADA BANK UMUM DI PROVINSI LAMPUNG (PERIODE 2006:Q1 – 2014:Q4)

YENI GUSMAWATI , 1111021120 (2015) ANALISIS FAKTOR – FAKTOR YANG MEMPENGARUHI JUMLAH TABUNGAN PADA BANK UMUM DI PROVINSI LAMPUNG (PERIODE 2006:Q1 – 2014:Q4). FAKULTAS EKONOMI, universitas lampung.

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DAFTAR GAMBAR.pdf

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DAFTAR ISI.pdf

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DAFTAR LAMPIRAN.pdf

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DAFTAR TABEL.pdf

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LEMBAR PENGESAHAN.pdf

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Abstrak

Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh variabel pendapatan perkapita, suku bunga tabungan, inflasi, dan jumlah kantor bank umum terhadap jumlah tabungan pada bank umum. Data yang digunakan adalah data time-series triwulanan dengan periode penelitian 2006.I sampai 2014.IV. Analisis yang digunakan adalah metode analisis kuantitatif dengan menggunakan model variabel pendapatan perkapita, suku bunga tabungan, inflasi, dan jumlah kantor bank umum secara bersama-sama terhadap jumlah tabungan pada bank umum. Untuk melihat pengaruh antara satu variabel terikat dengan variabel bebas dilakukan dengan menggunakan metode Error Correction Model (ECM). Hasil estimasi menunjukkan bahwa dalam jangka pendek variabel pendapatan perkapita, suku bunga tabungan, inflasi, dan jumlah kantor bank umum secara bersama-sama signifikan terhadap jumlah tabungan pada bank umum. Secara parsial variabel suku bunga tabungan, inflasi, dan jumlah kantor bank umum berpengaruh posiif dan signifikan, sedangkan variabel Pendapatan Perkapita negatif tetapi tidak signifikan. Kata Kunci : jumlah tabungan pada bank umum, pendapatan perkapita, suku bunga tabungan, inflasi, dan jumlah kantor, Error Correction Model (ECM). ABSTRACT This research aims to identify and analyze the influence of variables income per capita, saving interest rates, inflation, and the number of commercial bank to the amount of saving in the commercial bank. The data used are timeseries quarterly data with study period 2006.I until 2014.IV. The metode used in this research is quantitative analysis with variables model income per capita, saving interest rates, inflation, and the number of commercial bank all together with the amount of saving in the commercial bank. To show the influence among each dependent variable toward independent variable were calculate using Error Correction Model (ECM) method. Estimation result showed that short term variables income per capita, saving interest rates, inflation, and the number of commercial bank all together significant with the amount of saving in the commercial bank. Partially variable saving interest rates, inflation, and the number of commercial bank have influenced positive and significant , while variable income per capita was negative but not significant. Keywords: The Amount of Saving in the Commercial Bank, Per Capita Income, Savings Interest Rates, Inflation and a Number of Offices, Error Correction Model (ECM).

Tipe Karya Ilmiah: Skripsi
Subyek: H Ilmu Sosial = Social Sciences > HB Economic Theory
Program Studi: Fakultas Ekonomi dan Bisnis > Prodi Ekonomi Pembangunan
Depositing User: 9919205 . Digilib
Date Deposited: 07 Jan 2016 06:10
Last Modified: 07 Jan 2016 06:10
URI: http://digilib.unila.ac.id/id/eprint/16628

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