ANALYSIS OF DETERMINANTS OF CREDIT DISTRIBUTION BY RURAL BANKS IN THE PROVINCE OF LAMPUNG (PERIOD 2005: 01-2015: 12) ANALISIS DETERMINAN PENYALURAN KREDIT OLEH BANK PERKREDITAN RAKYAT DI PROVINSI LAMPUNG (PERIODE 2010:01 – 2015:12)

M Nizar A Ziyus , 1211021076 (2016) ANALYSIS OF DETERMINANTS OF CREDIT DISTRIBUTION BY RURAL BANKS IN THE PROVINCE OF LAMPUNG (PERIOD 2005: 01-2015: 12) ANALISIS DETERMINAN PENYALURAN KREDIT OLEH BANK PERKREDITAN RAKYAT DI PROVINSI LAMPUNG (PERIODE 2010:01 – 2015:12). UNIVERSITAS LAMPUNG, FAKULTAS EKONOMI DAN BISNIS.

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Abstrak (Berisi Bastraknya saja, Judul dan Nama Tidak Boleh di Masukan)

This research aims to analyze credit distribution by the Rural Bank in the Province of Lampung, variable used as a proxy for this study is the third-party funds, loan to deposit ratio, Return On Assets and Capital Adequacy Ratio and the BI Rate, this study uses data time series from January 2010 to December 2015, the method used is the Error Correction Model (ECM). Results t test shows that the variable Third Party Funds (DPK), Loan to Deposit Ratio (LDR) Return On Assets (ROA), Capital Adequacy Ratio (CAR), and BI rate significant impact on the credit distribution by Rural Bank in the Province of Lampung. While the F test results showed that the variables ThirdParty Funds, Loan to Deposit Ratio, Return On Assets, Capital Adequacy Ratio and BI rate together affect on credit distribution by Rural banks in the Province of Lampung. Keywords: BI Rate, Error Correction Model (ECM), Capital Adequacy Ratio (CAR), Credit Distribution, Loan to Deposit Ratio (LDR), Rural Bank, Return On Assets (ROA), Third party funds (DPK). Penelitian ini bertujuan untuk mengenalisis determinan penyaluran kredit oleh Bank Perkreditan Rakyat di Provinsi Lampung, variabel yang digunakan sebagai proksi penelitian ini adalah Dana Pihak Ketiga, Loan to Deposit Ratio, Return On Assets,dan Capital Adequacy Ratio dan BI Rate, penelitian ini menggunakan data time series periode Januari 2010 sampai Desember 2015, alat analisis yang digunakan adalah Error Correction Model (ECM). Hasil penelitian uji-t menunjukan bahwa variabel Dana pihak ketiga (DPK), Loan to Deposit Ratio (LDR) dan Return On Asset (ROA), Capital Adequacy Ratio (CAR), dan BI rate berpengaruh signifikan terhadap penyaluran kredit Bank Perkreditan Rakyat di Provinsi Lampung. Sedangkan hasil uji F menunjukan bahwa variabel Dana Pihak Ketiga, Loan to Deposit Ratio, Return On Assets, Capital Adequacy Ratio dan BI Rate secara bersama-sama mempengaruhi penyaluran kredit Bank Perkreditan Rakyat di Provinsi Lampung. Kata kunci : Bank Perkreditan Rakyat, BI Rate, Error Correction Model (ECM). Capital Adequacy Ratio (CAR), Dana Pihak Ketiga (DPK), Loan to Deposit Ratio (LDR), Kredit, Return On Asset (ROA),

Jenis Karya Akhir: Skripsi
Subyek: > HB Economic Theory
> LB Theory and practice of education
Program Studi: Fakultas Ekonomi dan Bisnis > Prodi S1-Ekonomi Pembangunan
Pengguna Deposit: 3014558 . Digilib
Date Deposited: 11 Aug 2016 06:23
Terakhir diubah: 11 Aug 2016 06:23
URI: http://digilib.unila.ac.id/id/eprint/23383

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