%0 Generic
%9 Other
%A Desi Wijayanti, 1111021026
%C UNIVERSITAS LAMPUNG
%D 2015
%F eprints:10507
%I FAKULTAS EKONOMI DAN BISNIS
%T ANALISIS DETERMINAN PERMINTAAN KREDIT INVESTASI  PADA BANK UMUM DI PROVINSI LAMPUNG  PERIODE 2009: 01 – 2014: 09
%U http://digilib.unila.ac.id/10507/
%X ABSTRAK  ANALISIS DETERMINAN PERMINTAAN KREDIT INVESTASI  PADA BANK UMUM DI PROVINSI LAMPUNG  PERIODE 2009: 01 – 2014: 09  Oleh    Penelitian ini bertujuan untuk menganalisis determinan permintaan kredit  investasi pada bank umum di Provinsi Lampung. Variabel bebas yang digunakan  adalah suku bunga kredit investasi, PDRB Provinsi Lampung, inflasi Provinsi  Lampung, nilai tukar dan Bi-Rates. Penelitian ini menggunakan data time series  periode Januari 2009 sampai September 2014. Analisis yang dilakukan adalah  analisis deskripsi kuantitatif pada analisis jangka pendek dan jangka panjang. Alat  analisis yang digunakan adalah Error Correction Model (ECM) untuk analisis  jangka pendek dan regresi linier berganda dengan metode Ordinary Least Square  (OLS) untuk jangka panjang. Hasil penelitian ini menunjukkan bahwa dalam  jangka pendek, suku bunga kredit investasi, inflasi Provinsi Lampung dan Bi-  Rates berpengaruh negatif dan tidak signifikan terhadap permintaan kredit  investasi pada bank umum di Provinsi Lampung, sedangkan variabel PDRB  Provinsi Lampung dan nilai tukar berpengaruh positif dan tidak signifikan  terhadap permintaan kredit investasi pada bank umum di Provinsi Lampung.  Dalam jangka panjang, suku bunga kredit investasi, inflasi Provinsi Lampung dan  Bi-Rates berpengaruh negatif dan signifikan terhadap permintaan kredit investasi  pada bank umum di Provinsi Lampung. PDRB berpengaruh positif dan signifikan  dan nilai tukar berpengaruh positif dan tidak signifikan terhadap permintaan kredit  investasi pada bank umum di Provinsi Lampung.  Kata kunci: Permintaan kredit investasi, suku bunga kredit investasi, PDRB  Provinsi Lampung, inflasi Provinsi Lampung, nilai tukar dan Bi-  Rates, Error Correction Model (ECM), Ordinary Least Square  (OLS).  ABSTRACT  ANALYSIS OF THE DETERMINANT DEMAND FOR INVESTMENT  LOANS OF COMMERCIAL BANKS IN THE PROVINCE OF LAMPUNG  PERIOD OF 2009:01- 2014:09  By  Desi Wijayanti  This research aims to know and analyze the determinant demand for investment  loans of commercial banks in the Province of Lampung. Independent variables in  this research are interest rate of investment loans, Gross Domestic Regional  Product Province of Lampung, Inflation Province of Lampung, exchange rates  and BI-Rates. Data used in this research was time-series data in research periode  of January 2009 until September 2014. Data analysis method used in this research  was descriptive quantitative analysis method for short term and long term. Tools  analysed used in this research was Error Correction Model (ECM) for short term  analysed and liniear regression with method Ordinary Least Square (OLS) for  long term. Result of the research shows in short term, interest rate of investment  loans, Inflation Province of Lampung, and BI-Rates have negative and not  significanly affect toward demand for investmen loans of commercial banks in the  province of Lampung, meanwhile Gross Domestic Regional Product Province of  Lampung and exchange rate have positive and not significanly affect. In long  term, interest rate of investment loans, Inflation Province of Lampung, and BIRates  have negative and significanly affect toward demand for investmen loans  of commercial banks in the Province of Lampung. Gross Domestic Regional  Product Province of Lampung have positive and significanly affect and exchange  rate have positive and not significanly affect toward demand for investmen loans  of commercial banks in the Province of Lampung.  Key words: Demand for investmen loans, interest rate of investment loans, Gross  Domestic Regional Product Province of Lampung, Inflation  Province of Lampung, exchange rate and BI-Rates, Error Correction  Model (ECM), Ordinary Least Square (OLS).