?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=ANALISIS+PENGARUH+TINGKAT+SUKU+BUNGA+DEPOSITO+(3+BULAN)+DAN+KREDIT+MACET+(NPL)+TERHADAP+LOAN+TO+DEPOSIT+RATIO+(LDR)%0D%0ABANK+UMUM+DI+LAMPUNG%0D%0A(Periode+%3A+2006%2FI-2011%2FIV)&rft.creator=Asolyani+Kasron%2C+FIQIH+CITRA+RISTIANA&rft.subject=HF5601+Accounting&rft.subject=HG+Finance&rft.description=Loan+to+Deposit+Ratio+(LDR)+is+the+ratio+or+the+ratio+between+the+Third+Party+Funds+(TPF)%2C+which+have+been+collected+by+banks+(executor+intermediation+collector+of+funds)+to+the+funds+in+the+form+of+credit+(managing+funds+intermediation).+The+higher+the+Loan+to+Deposit+Ratio+(LDR)+is+also+getting+healthier+economy+in+a+region+and+this+shows+the+level+of+lending+too+smoothly.%0D%0AThe+research+objective+was+to+determine+the+effect+of+interest+rates+on+deposits+and+loans+(NPLs)+to+loan+to+deposit+ratio+(LDR)+Commercial+Bank+in+Lampung+Province+2006%2FI-2011%2FIV+period+using+OLS+(Ordinary+Least+Square)+and+to+test+assumptions+classic%2C+and+hypothesis+testing.%0D%0AThe+results+showed+that+all+the+independent+variables+used+are+interest+rate+deposits%2C+and+non-performing+loans+(NPLs)+have+prporsi+balance+costs+and+variable+development+of+the+Loan+to+Deposit+Ratio+(LDR)+of+60.47+percent%2C+which+means+quite+capable+of+independent+variables+affect+the+dependent+variable+Loan+to+Deposit+Ratio+(LDR)+to+Commercial+Bank+in+Lampung.+Partially%2C+variable+rate+deposits+and+significant+negative+effect+of+the+Loan+to+Deposit+Ratio+(LDR)+to+commercial+banks+in+Lampung.+NPL+variable+has+a+positive+effect+and+no+significant+effect+on+LDR.+Intermediary+bias+seen+in+lending+may+also+be+affected+by+the+NPL.+The+higher+NPL+reserves+cause+banks+should+form+a+larger+deletion+so+that+funds+can+be+disbursed+in+the+form+of+credit+on+the+wane.%0D%0AKeywords%3A+LDR%2C+Deposit+Rate%2C+NPL%2C+OLS%0D%0A%0D%0ALoan+to+Deposit+Ratio+(LDR)+adalah+perbandingan+atau+rasio+antara+Dana+Pihak+Ketiga+(DPK)+yang+berhasil+dihimpun+oleh+perbankan+(pelaksana+fungsi+intermediasi+penghimpun+dana)+terhadap+penyaluran+dana+dalam+bentuk+kredit+(pelaksana+fungsi+intermediasi+penyaluran+dana).+Semakin+tinggi+Loan+to+Deposit+Ratio+(LDR)+semakin+sehat+pula+perekonomian+di+suatu+daerah+dan+ini+menunjukkan+tingkat+penyaluran+kredit+juga+lancar.%0D%0ATujuan+penelitian+adalah+untuk+mengetahui+pengaruh+tingkat+suku+bunga+deposito+dan+kredit+macet+(NPL)+terhadap+Loan+to+deposit+Ratio+(LDR)+Bank+Umum+di+Provinsi+Lampung+Periode+2006%2FI-2011%2FIV+dengan+menggunakan+metode+OLS+(Ordinary+Least+Square)+dan+melakukan+pengujian+asumsi+klasik%2C+serta+pengujian+hipotesis.%0D%0AHasil+penelitian+menunjukkan+bahwa+seluruh+variable+independen+yang+digunakan+yaitu+tingkat+suku+bunga+deposito%2C+dan+kredit+macet+(NPL)+memiliki+prporsi+biaya+keseimbangan+dan+perkembangan+variable+terhadap+Loan+to+Deposit+Ratio+(LDR)+sebesar+60.47+persen+yang+berarti+variable+independen+cukup+mampu+mempengaruhi+variable+terikat+yaitu+Loan+to+Deposit+Ratio+(LDR)+pada+Bank+Umum+di+Lampung.+Secara+parsial%2C+variable+tingkat+suku+bunga+deposito+berpengaruh+negatif+dan+signifikan+terhadap+Loan+to+Deposit+Ratio+(LDR)+pada+bank+umum+di+lampung.+Variable+NPL+mempunyai+pengaruh+yang+positif+dan+tidak+signifikan+terhadap+LDR.+Intermediasi+perbankan+bias+dilihat+pada+penyaluran+kredit+juga+dapat+dipengaruhi+oleh+NPL.+Semakin+tinggi+NPL+menyebabkan+bank+harus+membentuk+cadangan+penghapusan+yang+lebih+besar+sehingga+dana+yang+dapat+disalurkan+dalam+bentuk+kredit+semakin+berkurang.%0D%0AKata+kunci+%3A+LDR%2C+Suku+Bunga+Deposito%2C+NPL%2C+OLS&rft.publisher=Fakultas+Ekonomi+dan+Bisnis&rft.date=2013-01-08&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F227%2F1%2FABSTRACT%2520INGGRIS.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F227%2F2%2FABSTRAK.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F227%2F3%2FBAB%2520I.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F227%2F4%2FBAB%2520II.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F227%2F5%2FBAB%2520III.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F227%2F6%2FBAB%2520IV.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F227%2F7%2FBAB%2520V.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F227%2F8%2FDAFTAR%2520PUSTAKA.pdf&rft.format=archive&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F227%2F9%2FLAMPIRAN.zip&rft.identifier=++Asolyani+Kasron%2C+FIQIH+CITRA+RISTIANA++(2013)+ANALISIS+PENGARUH+TINGKAT+SUKU+BUNGA+DEPOSITO+(3+BULAN)+DAN+KREDIT+MACET+(NPL)+TERHADAP+LOAN+TO+DEPOSIT+RATIO+(LDR)+BANK+UMUM+DI+LAMPUNG+(Periode+%3A+2006%2FI-2011%2FIV).++Fakultas+Ekonomi+dan+Bisnis%2C+Universitas+Lampung.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F227%2F