TY  - GEN
CY  - FAKULTAS EKONOMI DAN BISNIS
ID  - eprints23383
UR  - http://digilib.unila.ac.id/23383/
A1  - M Nizar A Ziyus  , 1211021076
Y1  - 2016/06/15/
N2  - 
       This research aims to analyze credit distribution by the Rural Bank in the
Province of Lampung, variable used as a proxy for this study is the third-party
funds, loan to deposit ratio, Return On Assets and Capital Adequacy Ratio and the
BI Rate, this study uses data time series from January 2010 to December 2015, the
method used is the Error Correction Model (ECM).
       Results t test shows that the variable Third Party Funds (DPK),  Loan to
Deposit Ratio (LDR) Return On Assets (ROA), Capital Adequacy Ratio (CAR),
and BI rate significant impact on the credit distribution by Rural Bank in the
Province of Lampung. While the F test results showed that the variables ThirdParty
Funds,
Loan
to
Deposit
Ratio,
Return
On
Assets,
Capital
Adequacy
Ratio

and
BI
rate
together
affect
on
credit
distribution
by
Rural
banks
in
the
Province
of

Lampung.







Keywords:

BI Rate, Error Correction Model (ECM), Capital Adequacy Ratio 
 
(CAR), Credit Distribution, Loan to Deposit Ratio (LDR), Rural Bank,
Return On Assets (ROA), Third party funds (DPK). 


 
         Penelitian ini bertujuan untuk mengenalisis determinan penyaluran kredit
oleh Bank Perkreditan Rakyat di Provinsi Lampung, variabel yang digunakan
sebagai proksi penelitian ini adalah Dana Pihak Ketiga, Loan to Deposit Ratio,
Return On Assets,dan Capital Adequacy Ratio dan BI Rate, penelitian ini
menggunakan data time series periode Januari 2010 sampai Desember 2015, alat
analisis yang digunakan adalah Error Correction Model (ECM).
         Hasil penelitian uji-t menunjukan bahwa variabel Dana pihak ketiga (DPK),
Loan to Deposit Ratio (LDR) dan Return On Asset (ROA), Capital Adequacy
Ratio (CAR),  dan BI rate berpengaruh  signifikan terhadap penyaluran kredit
Bank Perkreditan Rakyat di Provinsi Lampung. Sedangkan hasil uji F
menunjukan bahwa variabel Dana Pihak Ketiga, Loan to Deposit Ratio, Return
On Assets, Capital Adequacy Ratio dan BI Rate secara bersama-sama
mempengaruhi penyaluran kredit Bank Perkreditan Rakyat di Provinsi Lampung. 

 

 
Kata kunci :  Bank Perkreditan Rakyat, BI Rate, Error Correction Model (ECM).
 Capital Adequacy Ratio (CAR), Dana Pihak Ketiga (DPK), Loan to 
Deposit Ratio (LDR), Kredit, Return On Asset (ROA), 




PB  - UNIVERSITAS LAMPUNG
TI  - ANALYSIS OF DETERMINANTS OF CREDIT DISTRIBUTION BY
RURAL BANKS IN THE PROVINCE OF LAMPUNG 
(PERIOD 2005: 01-2015: 12)

 
ANALISIS DETERMINAN PENYALURAN KREDIT OLEH BANK
PERKREDITAN RAKYAT DI PROVINSI LAMPUNG  
(PERIODE 2010:01 ? 2015:12)

AV  - restricted
ER  -