?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=ANALISIS+PENGARUH+REGULASI+UANG+MUKA+KREDIT+KENDARAAN+BERMOTOR+(+KKB+)+TERHADAP+PERMINTAAN+KREDIT+KENDARAAN+BERMOTOR+DI+BANDAR+LAMPUNG&rft.creator=NG.+Rajagukguk%2C+MARIA+MAGDALENA+RAJAGUKGUK&rft.subject=HG+Finance&rft.subject=HN+Social+history+and+conditions.+Social+problems.+Social+reform&rft.description=Financial+instution+is+a+part+of+business+outside+the+Bank+and+Non-Bank+Financial+Institutions+specifically+established+to+undertake+activities+in+the+field+of+business+Financing+Institutions.+Development+of+finance+institutions+and+sustainable+consumer+demand%2C+Bank+Indonesia+made+a+circular+set+of+rules+for+the+minimum+down+payment+auto+loans.+With+the+aim+of+strengthening+prudential+bank+lending+to+the+motor+vehicle%2C+due+to+the+growth+of+auto+loans+that+are+too+high+will+cause+risk+to+the+bank.%0D%0AThe+purpose+of+this+study+was+to+determine+the+effect+of+a+circular+bank+of+Indonesia+No.+14%2F10%2FDPNP+about+minimal+down+payment+rules+in+PT.+Adira+Dinamika+Multi+Finance.+The+data+used+are+vehicle+loan+request+data+before+and+after+the+circular+stipulated+by+Bank+Indonesia.%0D%0AThe+results+of+this+study+indicate+that+the+Circular+Letter+of+Bank+Indonesia+No.+14%2F10%2FDPNP+about+rules+affecting+demand+a+minimum+down+payment+auto+loans+so+that+monthly+decline.+Therefore%2C+financing+institutions+especially+PT.+Adira+Dinamika+Multi+Finance+must+have+a+strategy+and+innovation+to+maintain+sales+as+well+as+the+trust+of+the+public.+The+new+syariah+financing+is+a+strategy+used+to+minimize+or+to+overcome+the+impact.%0D%0AKeywords%3A+Credit+Demand%2C+Impact+of+Bank+Indonesia+Circular+Letter+No.14%2F10%2FDPNP%0D%0A%0D%0ALembaga+pembiayaan+adalah+badan+usaha+di+luar+Bank+dan+Lembaga+Keuangan+Bukan+Bank+yang+khusus+didirikan+untuk+melakukan+kegiatan+yang+termasuk+dalam+bidang+usaha+Lembaga+Pembiayaan.+Berkembangnya+lembaga+pembiayaan+dan+permintaan+konsumen+yang+berkelanjutan%2C+Bank+Indonesia+menetapkan+surat+edaran+tentang+peraturan+down+payment+minimal+bagi+kredit+kendaraan+bermotor.+Dengan+tujuan+agar+bank+meningkatkan+kehati-hatian+terhadap+penyaluran+kredit+kendaraan+bermotor%2C+karena+dengan+pertumbuhan+kredit+kendaraan+bermotor+yang+terlalu+tinggi+akan+menimbulkan+resiko+bagi+bank+tersebut.+Tujuan+Penelitian+ini+adalah+untuk+mengetahui+pengaruh+dari+surat+Edaran+Bank+Indonesia+No.14%2F10%2FDPNP+tentang+aturan+uang+muka+minimal+di+PT+Adira+Dinamika+Multi+Finance.+Data+yang+digunakan+yaitu+data+permintaan+kredit+kendaraan+bermotor+sebelum+dan+sesudah+surat+Edaran+Bank+Indonesia+ditetapkan.+Hasil+dari+Penelitian+ini+menunjukkan+bahwa+Surat+Edaran+Bank+Indonesia+No.14%2F10%2FDPNP+tentang+aturan+uang+muka+minimal+mempengaruhi+permintaan+kredit+kendaraan+bermotor+sehingga+mengalami+penurunan+setiap+bulannya.+Oleh+sebab+itu+lembaga+pembiayaan+khususnya+PT+Adira+Dinamika+Multi+Finance+melakukan+strategi+maupun+inovasi+untuk+menjaga+penjualan+serta+kepercayaan+dari+masyarakat.+Salah+satu+strategi+yang+dilakukan+yaitu+lembaga+pembiayaan+berbasis+syariah.+Kata+kunci%3A+Permintaan+Kredit%2C+Dampak%2C+Surat+Edaran+Bank+Indonesia+No.14%2F10%2FDPNP&rft.publisher=Fakultas+Ekonomi+dan+Bisnis&rft.date=2013-01-08&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F245%2F1%2FABSTRACT.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F245%2F2%2FABSTRAK.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F245%2F3%2FBAB%2520I.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F245%2F4%2FBAB%2520II.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F245%2F5%2FBAB%2520III.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F245%2F6%2FBAB%2520IV.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F245%2F7%2FBAB%2520V.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F245%2F8%2FDAFTAR%2520PUSTAKA.pdf&rft.format=archive&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F245%2F9%2FLAMPIRAN.zip&rft.identifier=++NG.+Rajagukguk%2C+MARIA+MAGDALENA+RAJAGUKGUK++(2013)+ANALISIS+PENGARUH+REGULASI+UANG+MUKA+KREDIT+KENDARAAN+BERMOTOR+(+KKB+)+TERHADAP+PERMINTAAN+KREDIT+KENDARAAN+BERMOTOR+DI+BANDAR+LAMPUNG.++Fakultas+Ekonomi+dan+Bisnis%2C+Universitas+Lampung.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F245%2F