?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=EFISIENSI+PERBANKAN+INDONESIA+UNTUK+MENGHADAPI+ASEAN+BANKING+INTEGRATION+FRAMEEWORK&rft.creator=DIAN+FAJARINI%2C+1311021025&rft.subject=HB+Economic+Theory&rft.description=ABSTRAK%0D%0A%0D%0ATujuan++dari++penelitian++ini++adalah++untuk++menganalisis++Efisiensi++Teknis++Perbankan+Indonesia++dalam++menghadapi++ASEAN++Banking++Integration++Framework.++Periode++penelitian+dimulai+dari+Q12011+sampai+Q42015+yang+melibatkan+15+Bank+dengan+asset+terbesar+di+negara+ASEAN+5.+Penelitian+terdiri+dari+tiga+tahap+yaitu+pertama%2C+efisiensi+teknis+perbankan+negara+anggota+ASEAN+5+akan+diukur++menggunakan+Data+Envelopment+Analysis.+Kedua+skor+efisiensi+perbankan+Indonesia+akan+dibandingkan+dengan+perbankan+negara+ASEAN+5+lain+dan+terakhir+rasio+keuangan+perbankan+Indonesia+meliputi+CAR%2C+BOPO%2C+LDR%2C+NPL%2C+NIM+akan+dibandingkan+dengan+perbankan+negara+ASEAN+5.+Pengukuran+perbandingan+dilakukan+dengan+menggunakan+uji++t++rata-rata+tidak+berpasangan+yang+bertujuan+untuk+melihat+apakah+ada+perbedaan+yang+signifikan+antara++tingkat+efisiensi+dan++rasio+keuangan+perbankan+Indonesia+denggan+negara+ASEAN+5.%0D%0AHasil+penelitian+metode+CRTS+dan+VRTS+dalam+DEA+menunjukkan+bahwa+efisiensi+perbankan+negara+anggota+ASEAN+sudah+baik+dengan+banyaknya+bank+yang+memiliki+efisiensi+teknis+sempurna.+Hasil+uji+t+rata-rata+berpasangan+menunjukkan+bahwa+terdapat+perbedaan+yang+signifikan+antara+perbankan+Indonesia+dan+ASEAN+5.+tingkat+efisiensi+Indonesia+lebih+baik+dibandingkan+Filipina++untuk++nilai++efisiensi++CRTS++namun++masih++lebih++rendah++dibandingkan+Singapura%2C+Malaysia+dan+Thailand.+Hasil+uji+t+rata-rata+tidak+berpasangan+menunjukkan+bahwa+terdapat+perbedaan+yang+signifikan+pada+beberapa+rasio+keuangan+perbankan+Indonesia+dengan+negara+ASEAN+5.+Indonesia+lebih+baik+apabila+dibandingkan+dengan+Filipina+pada+keseluruhan+rasio+keuangan+sedangkan+Indonesia+lebih+rendah+pada+rasio+LDR+apabila+dibandingkan+dengan+Singapura%2C+Malaysia%2C+Thailand+tetapi+lebih+baik+pada+rasio+CAR+dan+NPL.+Pada+penelitian+ini+disimpulka+bahwa+Indonesia+siap+dalam+menghadapi+ASEAN+Banking+Integration+Framework.%0D%0A%0D%0AKata+Kunci+%3A+ABIF%2C+BOPO%2C+CAR%2C+Data+Envelopment+Analysis%2C+Efisiensi+Teknis+Perbankan%0D%0ALDR%2C+NIM%2C+NPL.%0D%0A%0D%0A%0D%0AABSTRACT%0D%0A%0D%0AThe+purpose+of+this+research+is+to+analyze+Indonesian+Bank+Technical+Efficiency+to+face+ASEAN+Banking+Integration+Framework.+The+research+period+is+from+Q12011+until+Q42015+that+employs+15+Banks+with+the+biggest+asset+in+ASEAN+5+country.+This+research+has+three+steps+that+is+first%2C+technical+efficiency+of+ASEAN+5+country+will+be+measured+by+Data+Envelopment+Analysis.+Second%2C+the+efficiency+score+of+Indonesian+banking+will+be+compared+to+other+ASEAN%0D%0A5+country+and+the+last%2C+financial+ratio+of+Indonesian+banking+such+as+CAR%2C+BOPO%2C+LDR%2C+NPL%2C+NIM+will+be+compared+to+other+ASEAN+5+country+by+using+Independent+Sample+t-test.%0D%0AThe+result+of+CRTS+and+VRTS+method+by+DEA+shows+that+banking+efficiency+in+ASEAN%0D%0A5+country+is+good+because+most+of+the+banks+have+a+perfect+technical+efficiency+score+in+some+periods.+Independent+Sample+t-test+measure+shows+that+there+is+a+significance+difference+between+Indonesian+and+ASEAN+5+banks.+Indonesian+Bank+Technical+Efficiency+is+greater+than+Filipina+for+CRTS+efficiency+score+but+lower+comparing+to+Singapore%2C+Malaysia%2C+and+Thailand.+Moreover+Independent+Sample+t-test+measure+shows+that+there+is+a+significance+difference+on+some%0D%0Afinancial+ratio+of+Indonesian+banking+to+ASEAN+5+banking.+Indonesia+is+greater+than+Filipina+in+all+financial+ratio+while+has+a+lower+LDR+comparing+to+Singapore%2C+Malaysia%2C+Thailand+but+greater+on+CAR+and+NPL+ratio.+This+research+concludes+that+Indonesia+ready+to+face+ASEAN+Banking+Integration+Framework.%0D%0A%0D%0A%0D%0A%0D%0AKeyword%3A+ABIF%2C+BOPO%2C+CAR%2C+DATA+Envelopment+Analysis%2C+Banking+Technical+Efficiency%2C+LDR%2C+NIM%2C+NPL.%0D%0A&rft.publisher=FAKULTAS+EKONOMI+DAN+BISNIS+&rft.date=2017-04-18&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F26513%2F19%2FAbstrak.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F26513%2F20%2FSKRIPSI%2520FULL.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F26513%2F21%2FSKRIPSI%2520TANPA%2520BAB%2520PEMBAHASAN.pdf&rft.identifier=++DIAN+FAJARINI%2C+1311021025++(2017)+EFISIENSI+PERBANKAN+INDONESIA+UNTUK+MENGHADAPI+ASEAN+BANKING+INTEGRATION+FRAMEEWORK.++FAKULTAS+EKONOMI+DAN+BISNIS+%2C+UNIVERSITAS+LAMPUNG.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F26513%2F