?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=PERLINDUNGAN+HUKUM+PEMEGANG+KARTU+KREDIT+BERKAITAN+DENGAN+PERETASAN+KARTU+KREDIT%0D%0A(Studi+Kasus+PT.+Bank+Mandiri+Tbk+Teluk+Betung+Bandar+Lampung)%0D%0A&rft.creator=NURUL+PUTRI%2C+1312011239&rft.subject=KZ+Law+of+Nations&rft.description=Bisnis+online+merupakan+bagian+dari+teknologi+yang+memberikan+pengaruh+besar+pada+sektor+perbankan+di+masyarakat.+Hal+ini+dibuktikan+dengan+besarnya+angka+pengguna+e-commerce+di+Indonesia.+Kartu+kredit+juga+populer+sebagai+alat+pembayaran+di+pasar+dan+mall+yang+ada+di+kota-kota+besar+untuk+mengurangi+resiko+masyarakat+dalam+membawa+uang+tunai.+Sistem+kartu+kredit+sekarang+juga+lebih+mudah%2C+hanya+dengan+memberikan+tanda+tangan+tanpa+harus+memasukkan+kode+PIN+dan+tanpa+menunjukkan+identitas.+Disisi+lain%2C+masyarakat+harus+berhati-hati+dengan+keamanan+kartu+kredit+itu+sendiri.+Peringatan+ini+ditekankan+karena+kelemahan+pembayaran+melalu+internet+pada+situs+yang+belum+terverifikasi+dan+kelemahan+dengan+adanya+sistem+tanda+tangan+(%E2%80%9Ctanda+tangan+dan+kartu%E2%80%9D+daripada+%E2%80%9Ckode+pin+dan+kartu%E2%80%9D).+Hal+ini+sangat+menyebabkan+peningkatan+angka+kriminalitas%2C+seperti+peretasan+kartu+kredit+(carding).+Di+sisi+lain+pula%2C+penulis+menemukan+beberapa+masalah+seperti+bagaimana+hubungan+hukum+antara+bank+dan+pemegang+kartu+kredit+berkaitan+dengan+peretasan+kartu+kredit%2C+bagaimana+upaya+hukum+pemegang+kartu+kredit+dalam+menyelesaikan+kasus+ini%2C+dan+bagaimanakah+peranan+hukum+perlindungan+konsumen+terkait+kasus+ini.%0D%0A%0D%0APenelitian+ini+menggunakan+penelitian+hukum+empiris.+Pengumpulan+data+menggunakan+metode+studi+dokumen%2C+studi+pustaka+dan+studi+lapangan.+Bahan+penelitian+ini+terdiri+dari+bahan+hukum+primer%2C+sekunder%2C+dan+tersier.+Data+yang+telah+dikumpulkan+kemudian+dianalisis+secara+kuantitatif.%0D%0A%0D%0AHasil+dari+penelitian+ini+menunjukkan+bahwa+hubungan+hukum+antara+bank+dan+pemegang+kartu+kredit+yaitu+hubungan+yang+diatur+dengan+hukum+perjanjian.+Dalam+hukum+perjanjian+diatur+tentang+apa+yang+menjadi+hak+dan+kewajiban+dari+kedua+belah+pihak%2C+yaitu+pihak+bank+dan+pihak+pemegang+kartu+kredit.+Bank+selaku+pelaku+usaha+wajib+memberikan+perlindungan+hukum+terhadap+pemegang+kartu+kredit.+Adapun+3+(tiga)+tahap+perlindungan+hukum+pemegang+kartu+kredit+yang+ditinjau+dari+Undang-Undang+Republik+Indonesia+No.+8+Tahun+1999+Tentang+Perlindungan+Konsumen+yaitu+tahap+pra-transaksi%2C+transaksi%2C+dan+setelah+transaksi.+Apabila+terjadi+kejahatan+dalam+kartu+kredit+seperti+carding%2C+maka+upaya+yang+dapat+dilakukan+oleh+pemegang+kartu+kredit+yaitu+dengan+segera+melaporkan+kronologi+kasusnya+kepada+Bank+Mandiri+dengan+jangka+waktu+tidak+lebih+dari+30+hari+saat+kejadian+berlangsung%2C+lalu+bank+akan+segera+beraksi+untuk+menindak+lanjuti+permasalahan+secepatnya.%0D%0A%0D%0A%0D%0AKata+kunci+%3A+perlindungan+hukum%2C+pemegang+kartu+kredit%2C+peretasan+kartu+kredit.%0D%0ATHE+CONSUMER+PROTECTION+LAW+TOWARDS+CARDING+%0D%0A(+Case+Study+on+PT.+Bank+Mandiri+Tbk+Teluk+Betung+Bandar+Lampung)%0D%0A%0D%0A%0D%0A%0D%0AOnline+business+is+a+part+of+technology+which+gives+a+huge+impact+in+banking+sector+society.+It+have+been+witnessed+by+a+huge+number+of+e-commerce+users+in+Indonesia.+Moreover%2C+credit+card+become+new+method+of+payment+at+markets+and+malls+in+big+city+to+eliminate+the+risk+of+carrying+cash.+The+current+system+of+credit+card+also+is+more+relaxed%2C+allowing+some+merchants+to+require+only+for+signatures+without+asking+for+PIN+and+identity+card.+In+another+hand%2C+people+should+be+aware+of+credit+card%E2%80%99s+latest+security.+The+warning+emphasizes+the+weakness+of+online+payment+in+unverified+website+and+the+weakness+of+signature-based+system+(%E2%80%9Cchip+and+sign%E2%80%9D+rather+than+%E2%80%9Cchip+and+PIN%E2%80%9D).+This+completely+increasing+the+number+of+crimes%2C+such+as+skimming+or+carding.+In+other+hand%2C+writer+found+some+problems+such+as+what+is+the+law+relationship+between+credit+card+users+and+bank+towards+carding%2C+what+is+the+use+of+consumer+protection+law+towards+this+issue+and+what+is+the+legal+efforts+of+credit+card+users+to+solve+this+carding+issue.+%0D%0A%0D%0AThis+research+used+empirical+law+research.+The+data+have+been+collected+by+library+studies%2C+literature+studies+and+field+studies.+The+sources+of+this+research+are+primary+legal+sources%2C+secondary+legal+sources%2C+and+tertiary+legal+sources.+Then%2C+the+data+collected+have+been+analysed+by+quantitative+method.%0D%0A%0D%0AThe+results+of+this+research+show+about+the+law+relationship+between+credit+card+users+and+bank+towards+this+issue%2C+which+is+the+relationship+that+set+by+treaty+law.+Treaty+law+consists+of+regulations+about+rights+and+regulations+between+both+parties%3B+credit+card+users+and+bank.+Bank+as+a+commercial+organization+have+to+give+the+law+protection+to+credit+card+users.%0D%0AMoreover%2C+there+are+3+(three)+steps+of+consumer+law+protection+for+credit+card+users+which+have+been+reviewed+by+Indonesian+Law+No.+8+of+1999+Regarding+Consumers+Protection%3B+pra-transaction%2C+transaction%2C+and+post-transaction.+If+credit+card+users+recognized+carding+issue%2C+they+can+report+the+issue+to+Mandiri+Bank+with+no+longer+than+30+days++after+the+incident%2C+and+the+bank+will+take+action+and+process+it+immediately.%0D%0A%0D%0A%0D%0AKeywords+%3A++law+protection%2C+credit+card+users%2C+carding%0D%0A%0D%0A&rft.publisher=FAKULTAS+HUKUM&rft.date=2017-08-24&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F28360%2F1%2FABSTRAK.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F28360%2F2%2FSKRIPSI%2520FULL.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F28360%2F3%2FSKRIPSI%2520TANPA%2520BAB%2520PEMBAHASAN.pdf&rft.identifier=++NURUL+PUTRI%2C+1312011239++(2017)+PERLINDUNGAN+HUKUM+PEMEGANG+KARTU+KREDIT+BERKAITAN+DENGAN+PERETASAN+KARTU+KREDIT+(Studi+Kasus+PT.+Bank+Mandiri+Tbk+Teluk+Betung+Bandar+Lampung).++FAKULTAS+HUKUM%2C+UNIVERSITAS+LAMPUNG.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F28360%2F