%A 1311031027 DEVIKA 
%T ANALISIS PERBANDINGAN KINERJA KEUANGAN BANK
PEMERINTAH DAN BANK SWASTA (Studi Empiris Pada Perusahaan
yang Terdaftar Di Bursa Efek Indonesia Periode 2009-2015)
%X Tujuan dari penelitian ini adalah untuk mengetahui ada tidaknya perbedaan yang
signifikan antara CAR, NPL, ROE, NIM, LDR dan PDN antara bank pemerintah
dibandingkan bank swasta di Bursa Efek Indonesia periode 2009-2015. Pemilihan
sampel dilakukan secara purposive sampling, yang diperoleh dari bank
pemerintah seperti Bank Mandiri, BNI, BRI, dan BTN, sedangkan sampel dari
bank swasta seperti Bank J-Trust Indonesia, Bank QNB Indonesia, BCA,
Maybank Bank, CIMB Niaga , Bank OCBC, Bank Danamon, Bank Mega, Bank
Bukopin, Bank Permata, Bank Bumi Putera, Bank Sinar Mas, Bank Nusantara
Parahyangan, Bank Bumi Artha, Bank Bri Agroniaga. Metode analisis data adalah
pengujian hipotesis dengan menggunakan dua mean uji yang berbeda
(Independent sample t test). Hasil penelitian menunjukkan bahwa kinerja
keuangan rasio NPL, PDN, LDR, dan CAR tidak ada perbedaan yang signifikan
antara bank pemerintah dan bank swasta. Sedangkan kinerja keuangan rasio ROE
dan NIM ada perbedaan yang signifikan antara bank pemerintah dan bank swasta.
Kata Kunci: Non Performing Loan, Posisi Devisa Netto, Loan to Deposit
Ratio, Return On Equity, Net Interest Margin, Capital Adequacy Ratio

ABSTRACT

The purpose of this research was to determine whether there are significant
differences in the (CAR, NPL, ROE, NIM, LDR dan PDN) between government
bank compared to private banks in Indonesia Stock Exchange (IDX) the period of
2009 - 2015. Method of sample selection was done by purposive sampling, the
obtained from government banks such as Mandiri Bank, BNI, BRI, and BTN,
while from samples private banks such as J-Trust Indonesia Bank, QNB Indonesia
Bank, BCA, Maybank Bank ,CIMB Niaga, OCBC Bank, Danamon Bank, Mega
Bank, Bukopin Bank, Permata Bank, Bumi Putera Bank, Sinar Mas Bank,
Nusantara Parahyangan Bank, Bumi Artha Bank, Bri Agroniaga Bank. Data
analysis methods is hypothesis testing using two different test mean (independent
sample t test). The results showed that the financial performance of the ratio for
NPL, PDN, LDR, dan CAR there is no significant difference between the
government banks and private banks. While the financial performance of the ratio
for ROE dan NIM ratio there are significant differences between the government
banks and private banks.
Keywords: Non Performing Loan, Net Open Position, Loan to Deposit Ratio,
Return On Equity, Net Interest Margin, Capital Adequacy Ratio
%C  UNIVERSITAS LAMPUNG
%D 2017
%I FAKULTAS EKONOMI DAN BISNIS
%L eprints28519