?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=DAMPAK+BANCASSURANCE+PADA+PROFITABILITAS+BANK+UMUM+DI%0D%0AINDONESIA&rft.creator=ATIKA+HANDARI+%2C+1311021016&rft.subject=HB+Economic+Theory&rft.subject=HC+Economic+History+and+Conditions&rft.description=Tujuan+dari+penelitian+ini+adalah+untuk+melihat+dan+menganalisis+dampak+dari+adanya%0D%0Akerjasama+antara+bank+dengan+asuransi+(bancassurance)+pada+besarnya+profitabilitas%0D%0Ayang+dihasilkan+oleh+bank+umum+di+Indonesia.+Periode+penelitian+dimulai+dari+2010%0D%0Akuartal+3+sampai+2016+kuartal+2+yang+melibatkan+5+bank+umum+dengan+aset+terbesar%0D%0Adi+Indonesia+yaitu+Bank+Mandiri%2C+Bank+BNI%2C+Bank+CIMB%2C+Bank+Permata+dan+Bank%0D%0ADanamon.+Dalam+penelitian+ini+menggunakan+variabel+terikat+yaitu+ROA+sebagai%0D%0Aproksi+dari+profitabilitas+bank+umum%2C+variabel+bebas+yaitu+bancassurance+dan%0D%0Avariabel+kontrol+yaitu+CAR%2C+jumlah+tenaga+kerja+dan+bank+size.+Penelitian+ini%0D%0Amenggunakan+metode+Regresi+OLS+dengan+model+Fixed+Effect.+Hasil+penelitian%0D%0Amenunjukkan+bahwa+variabel+bancassurance+dan+jumlah+tenaga+kerja+berpengaruh%0D%0Apositif+dan+signifikan+terhadap+profitabilitas+bank+umum+di+Indonesia%2C+sedangkan%0D%0Avariable+CAR+berpengaruh+negative+dan+tidak+signifikan+dan+variable+bank+size%0D%0Aberpengaruh+positif+dan+tidak+signifikan+terhadap+profitabilitas+bank+umum+di%0D%0AIndonesia.%0D%0AKata+Kunci+%3A+bancassurance%2C+bank+size%2C+capital+adequacy+ratio%2C+jumlah+tenaga+kerja%2C%0D%0Aregresi+OLS%2C+return+on+asset.%0D%0A%0D%0Aabstract%0D%0A%0D%0AThe+purpose+of+this+study+is+to+analyze+the+impact+of+the+cooperation+between+banks%0D%0Aand+insurance+(bancassurance)+on+the+amount+of+profitability+generated+by%0D%0Acommercial+banks+in+Indonesia.+The+research+period+starts+from+Q3+2010+to+Q2+2016%0D%0Ainvolving+5+commercial+banks+with+the+largest+assets+in+Indonesia%2C+namely+Bank%0D%0AMandiri%2C+Bank+BNI%2C+Bank+CIMB%2C+Bank+Permata+and+Bank+Danamon.+This+research%0D%0Aused+dependent+variable+that+was+ROA+as+proxy+of+profitability+of+commercial+bank%2C%0D%0Aindependent+variable+that+was+bancassurance+and+control+variable+was+CAR%2C+amount%0D%0Aof+labor+and+bank+size.+This+research+used+OLS+regression+method+with+Fixed+Effect%0D%0Amodel.+The+result+showed+that+bancassurance+variable+and+the+amount+of+labour+are%0D%0Apositively+significant+affected+to+profitability+of+commercial+banks+in+Indonesia%2C%0D%0Awhile+CAR+and+bank+size+have+no+effect+on+profitability+of+commercial+banks+in%0D%0AIndonesia.while+CAR+has+negative+influence+and+not+significant+to+the+ROA+and%0D%0Abank+size+variable+has+positive+and+not+significant+affect+on+profitability+of%0D%0Acommercial+bank+in+Indonesia.%0D%0AKeywords%3A+bancassurance%2C+bank+size%2C+capital+adequacy+ratio%2C+number+of+labor%2C+OLS%0D%0Aregression%2C+return+on+asset.&rft.publisher=FAKULTAS+EKONOMI+DAN+BISNIS+&rft.date=2018-02-01&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F30398%2F1%2FABSTRAK.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F30398%2F9%2FSKRIPSI%2520FULL.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F30398%2F10%2FSKRIPSI%2520TANPA%2520BAB%2520PEMBAHASAN.pdf&rft.identifier=++ATIKA+HANDARI+%2C+1311021016++(2018)+DAMPAK+BANCASSURANCE+PADA+PROFITABILITAS+BANK+UMUM+DI+INDONESIA.++FAKULTAS+EKONOMI+DAN+BISNIS+%2C+UNIVERSITAS+LAMPUNG.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F30398%2F