?url_ver=Z39.88-2004&rft_id=1211011197&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=PENGARUH+FAKTOR+SPESIFIK+BANK+DAN+MAKROEKONOMI%0D%0ATERHADAP+KREDIT+BERMASALAH+PADA+PERBANKAN%0D%0AKONVENSIONAL+DAN+PERBANKAN+SYARIAH+(Studi+Komparasi)&rft.creator=Muhamad+Imami+Akbar%2C+1211011197&rft.subject=HD28+Management.+Industrial+Management&rft.description=Non+Performing+Loan+merupakan+pembahasan+yang+paling+penting+bagi%0D%0Aperbankan+karena+NPL+(Non+Performing+Loan)+adalah+salah+satu+penyebab+utama%0D%0Adari+krisis+pada+sektor+ini.+Memburuknya+rasio+NPL+menunjukkan+terjadinya%0D%0Akualitas+penurunan+portofolio+kredit.+Hal+tersebut+dapat+disebabkan+oleh+risiko%0D%0Adari+berbagai+faktor.+Baik+faktor+perbankan+itu+sendiri+ataupun+dari+faktor%0D%0Amakroekonomi.+Penelitian+ini+bertujuan+untuk+menganalisis+pengaruh+faktor%0D%0Aspesifik+bank+dan+faktor+makroekonomi+terhadap+rasio+NPL+pada+perbankan%0D%0Akonvensional+dan+NPF+pada+perbankan+syariah.+Variable+spesifik+bank+dan%0D%0Amakroekonomi+yang+digunakan+dalam+penelitian+ini+adalah+CAR+(Capital%0D%0AAdequacy+ratio)%2C+LDR+(Loan+to+Deposit+Ratio)%2C+FDR+(Financing+to+Deposit%0D%0ARatio)%2C+PDB+(Produk+Domestik+Bruto)+dan+Inflasi.+Regresi+linier+berganda+dipilih%0D%0Adalam+penelitian+ini+untuk+menguji+pengaruh+dari+variable+spesifik+bank+dan%0D%0Amakroekonomi.+Penelitian+ini+menggunakan+data+times+series+selama+periode%0D%0A2009+smapai+2017.%0D%0AHasil+penelitian+ini+menunjukkan+adanya+pengaruh+yang+signifikan+antara%0D%0ACAR%2C+LDR%2C+dan+PDB+terhadap+NPL+pada+perbankan+konvensional.+Pada%0D%0Aperbankan+syariah+hanya+variable+PDB+yang+berpengaruh+signifikan+terhadap%0D%0ANPF.%0D%0AKata+kunci+%3A+CAR%2C+LDR%2C+FDR%2C+PDB%2C+Inflasi%2C+Non+Performing+Loan+dan+Non%0D%0APerforming+Finance%2C+Makroekonomi.%0D%0A%0D%0A%0D%0A%0D%0Aabstract%0D%0A%0D%0ANon+Performing+Loan+is+the+most+important+for+banks+as+NPL+is+one+of+major%0D%0Acauses+of+the+banking+crises.+Worsening+NPL+ratio+indicates+deteration+in+quality%0D%0Aof+the+loan+portofolio.+That+matter+caused+be+to+the+risk+of+various+factors.+Either%0D%0Afrom+the+banking+factor+and+from+macroeconomic+factors.+This+research+aims+to%0D%0Aanalyze+the+specific+factor+of+banks+and+macroeconomic+factor+ratio+NPL+in%0D%0Aconventional+banking+and+NPF+in+sharia+banking.+The+variable+of+spesific+bank%0D%0Aand+macroecononmic+used+in+this+research+is+CAR+(Capital+Adequacy+Ratio)%2C%0D%0ALDR+(Loan+to+Deposit+Ratio)%2C+FDR+(Financinf+to+Deposit+Ratio)%2C+GDP+(Gross%0D%0ADomestic+Product)%2C+and+Inflation.+Multiple+linear+regression+was+chosen+in+this%0D%0Aresearch+to+test+the+effect+of+specific+variables+of+bank+and+macroeconomic.+This%0D%0Aresearch+uses+time+series+data+during+the+period+2009+to+2017.%0D%0AThe+result+of+this+research+indicate+a+significant+influence+between+CAR%2C+LDR+and%0D%0AGDP+to+NPL+in+conventional+banking.+In+sharia+banking+only+variable+of+GDP%0D%0Awhich+have+significant+effect+to+no+NPF.%0D%0AKeyword+%3A+CAR%2C+LDR%2C+FDR%2C+GDP%2C+Inflation%2C+Non+Performing+Loan+and+Non%0D%0APerforming+Finance%2C+Macroeconomic.&rft.publisher=Fakultas+Ekonomi+dan+Bisnis&rft.date=2018-04-06&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F31454%2F1%2FABSTRAK.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F31454%2F2%2FSKRIPSI%2520FULL.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F31454%2F3%2FSKRIPSI%2520TANPA%2520BAB%2520PEMBAHASAN.pdf&rft.identifier=++Muhamad+Imami+Akbar%2C+1211011197++(2018)+PENGARUH+FAKTOR+SPESIFIK+BANK+DAN+MAKROEKONOMI+TERHADAP+KREDIT+BERMASALAH+PADA+PERBANKAN+KONVENSIONAL+DAN+PERBANKAN+SYARIAH+(Studi+Komparasi).++Fakultas+Ekonomi+dan+Bisnis%2C+Universitas+Lampung.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F31454%2F