?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=TINJAUAN+YURIDIS+PEMBIAYAAN+DENGAN+AKAD+MURABAHAH+OLEH+BANK+SYARIAH&rft.creator=M.+RIDHO+LIPURNAIM+Z.%2C+1412011230&rft.subject=KZ+Law+of+Nations&rft.description=Bank+Bank+syariah+adalah+bank+yang+menggunakan+dasar+Syariah+Islam%2C+dan+menjalankan+usahanya+dengan+prinsip+syariah+yang+mengacu+kepada+Al-Quran+dan+Al-Hadits.+Pada+Bank+syariah+bentuk+akad+yang+telah+dikembangkan+salah+satunya+adalah+pembiayaan+murabahah+(jual+beli+barang+pada+harga+pokok+dengan+tambahan+keuntungan%2Fmargin+yang+disepakati).+Adanya+pembiayaan+yang+disalurkan+Bank+syariah+senantiasa+akan+mengandung+risiko%2C+yaitu+risiko+kerugian+akibat+pemberian+pembiayaan+yang+tidak+lancar+atau+pembiayaan+bermasalah.+Untuk+itu%2C+penelitian+ini+mengkaji+dan+membahas%2C+pertama+pembiayaan+murabahah+pada+Bank+Syariah+ditinjau+berdasarkan+Dewan+Syariah+Nasional+Majelis+Ulama+Indonesia+Nomor+04%2FDSN-MUI%2FIV%2F2000+tentang+murabahah%2C+dan+upaya+penyelamatan+terhadap+pembiayaan+murabahah+yang+bermasalah.%0D%0A%0D%0APenelitian+ini+adalah+penelitian+hukum+normatif+dengan+tipe+penelitian+deskriptif.+Data+yang+digunakan+adalah+data+sekunder+yang+terdiri+dari+bahan+hukum+primer%2C+bahan+hukum+sekunder+dan+bahan+hukum+tersier.+Pengumpulan+data+dilakukan+dengan+studi+pustaka+dan+wawancara.+Pengolahan+data+dilakukan+dengan+cara+pemeriksaan+data%2C+penandaan+data+dan+sistematisasi+data+yang+selanjutnya+dilakukan+analisis+secara+kualitatif.%0D%0A%0D%0AHasil+penelitian+dan+pembahasan+menentukan+bahwa+akad+murabahah+pada+Bank+Syariah+menggunakan+akad+murabahah+langsung+dan+murabahah+wakalah+dan+pelaksanaanya+pun+tidak+bertentangan+dengan+ketentuan+yang+ada%2C+baik+ketentuan+yang+dikeluarkan+oleh+Dewan+Syariah+Nasional+Majelis+Ulama+Indonesia+Nomor+04%2FDSN-MUI%2FIV%2F2000+tentang+murabahah+maupun+PSAK+No.+102+tentang+Akuntansi+Murabahah.+Upaya+penyelamatan+pembiayaan+murabahah+bermasalah+pada+Bank+Syariah+meneliti+nasabah%2C+apabila+beritikad+baik+maka+upaya+penyelamatan+pembiayaan+murabahah+bermasalah+dilakukan+melalui+restrukturisasi+pembiyaan+dengan+cara+rescheduling+(penjadwalan+kembali)%2C+reconditioning+(persyaratan+kembali)%2C+dan+restructuring+(penataan+kembali).+Dengan+adanya+restrukturisasi+pembiayaan%2C+maka+nasabah+mampu+melaksanakan+kewajibannya+kembali+dan+risiko+kerugian+bank+syariah+pun+dapat+terhindari.%0D%0A%0D%0AKata+Kunci%3A+Akad+Pembiayaan%2C+Murabahah%2C+Ekonomi+Syariah.%0D%0AJURIDIS+REVIEW+OF+FINANCING+IMPLEMENTATION+WITH+AKAD+MURABAHAH+BY+BANK+SYARIAH%0D%0A(Study%0D%0A%0D%0A%0D%0AIslamic+banks+are+banks+that+use+the+basis+of+Islamic+sharia+and+carry+out+their+business+with+sharia+principles+which+refer+to+the+Al-Quran+and+Al-Hadith.+In+Islamic+banks+the+form+of+a+contract+that+has+been+developed%2C+one+of+which+is+murabahah+financing+(buying+and+selling+goods+at+a+cost+price+with+an+additional+profit+%2F+agreed+margin).+The+financing+disbursed+by+the+Islamic+Bank+will+always+contain+risks%2C+namely+the+risk+of+loss+due+to+non-current+financing+or+problematic+financing.+For+this+reason%2C+this+research+was+conducted+at+BNI+Syariah+Bank+Tanjung+Karang%2C+Bandar+Lampug+Branch+reviewing+and+discussing%2C+the+first+implementation+of+murabahah+financing+at+Bank+BNI+Syariah+Bandar+Lampung+Branch+was+reviewed+based+on+the+principles+of+sharia+economic+law%2C+both+rescue+efforts+against+murabahah+financing+were+problematic.%0D%0A%0D%0AThis+research+is+a+normative+legal+research+with+a+descriptive+type+of+research%2C+using+the+normative-applied+approach+with+the+type+of+normative+analytical+approach+to+legal+substance+(approach+of+legal+content+analysis).+The+data+used+is+secondary+data+consisting+of+primary+legal+materials%2C+secondary+legal+materials+and+tertiary+legal+materials.+Data+collection+was+carried+out+with+literature+studies+and+interviews.+Data+processing+is+done+by+checking+the+data%2C+marking+data+and+systematizing+the+data+which+is+then+performed+qualitatively.%0D%0A%0D%0AThe+results+of+the+research+and+discussion+determine+that+the+murabahah+contract+at+Bank+BNI+Syariah+Bandar+Lampung+uses+a+direct+murabahah+contract+and+murabahah+wakalah+and+its+implementation+does+not+conflict+with+the+existing+provisions%2C+both+the+provisions+issued+by+the+National+Sharia+Council+Indonesian+Ulema+Council+Number+04%2FDSN-MUI%2FIV%2F2000+concerning+murabahah+and+PSAK+No.+102+concerning+Murabahah+Accounting.+Murabahah+financing+rescue+efforts+are+problematic+at+Bank+BNI+Syariah+Tanjung+Karang%2C+Bandar+Lampung+branch+researching+customers%2C+if+in+good+faith+the+rescue+efforts+for+problematic+murabahah+financing+are+carried+out+through+financing+restructuring+by+rescheduling%2C+reconditioning%2C+and+restructuring+(realignment+).+With+the+financing+restructuring%2C+the+customer+is+able+to+carry+out+his+obligations+again+and+the+risk+of+loss+of+Islamic+banks+can+be+avoided.%0D%0A%0D%0AKeywords%3A+Financing+Contract%2C+Murabahah%2C+Islamic+Economics%0D%0A&rft.publisher=FAKULTAS+HUKUM&rft.date=2018-08-15&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F32990%2F1%2FABSTRAK.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F32990%2F2%2FSKRIPSI%2520FULL.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F32990%2F3%2FSKRIPSI%2520TANPA%2520BAB%2520PEMBAHASAN.pdf&rft.identifier=++M.+RIDHO+LIPURNAIM+Z.%2C+1412011230++(2018)+TINJAUAN+YURIDIS+PEMBIAYAAN+DENGAN+AKAD+MURABAHAH+OLEH+BANK+SYARIAH.++FAKULTAS+HUKUM%2C+UNIVERSITAS+LAMPUNG.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F32990%2F