?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=ANALISIS+PENGARUH+KUALITAS+KREDIT+DAN+KUALITAS+ASET+TERHADAP+MANAJEMEN+RISIKO+KREDIT%0D%0A(STUDI+KOMPARATIF+PADA+BANK+BUMN+KONVENSIONAL+INDONESIA+DAN+BANK+GLC+KONVENSIONAL+MALAYSIA%0D%0APERIODE+2014+%E2%80%93+2018)&rft.creator=SILFI+DIA+ANTIKA%2C+1511011008&rft.subject=+&rft.description=Penelitian+ini+bertujuan+untuk+menguji+pengaruh+kualitas+kredit+yang+diproksikan+dengan+rasio%0D%0ANon+Performing+Loan+(NPL)+dan+kualitas+aset+yang+diproksikan+dengan+rasio+Loan+Loss%0D%0AProvision+(LLP)+terhadap+manajemen+risiko+kredit+yang+diproksikan+dengan+rasio+Net+Charge-%0D%0AOff+(NCO)+pada+bank+BUMN+konvensional+Indonesia+dan+Malaysia+periode+2014+-+2018%2C+serta%0D%0Auntuk+mengetahui+apakah+terdapat+perbedaan+manajemen+risiko+kredit+antara+bank+BUMN%0D%0Akonvensional+Indonesia+dan+bank+GLC+konvensional+Malaysia+periode+2014+-+2018.+Sampel%0D%0Adalam+penelitian+berjumlah+8+bank+(4+bank+BUMN+konvensional+Indonesia+dan+4+bank+GLC%0D%0Akovensional+Malaysia)+yang+terdaftar+di+Bursa+Efek+Indonesia+(Indonesia)+dan+Bursa+Malaysia%0D%0A(Malaysia)+dengan+menggunakan+metode+purposive+sampling.+Analisis+regresi+linear+berganda%0D%0Adan+uji+beda+independent+sample+t-test+digunakan+dalam+pengujian+data+dengan+tingkat%0D%0Asignifikansi+alpha+5%25.%0D%0AHasil+penelitian+menunjukkan+bahwa+variabel+kualitas+kredit+berpengaruh+signifikan+terhadap%0D%0Amanajemen+risiko+kredit+pada+bank+BUMN+konvensional+Indonesia+dan+bank+GLC+Malaysia%2C%0D%0Asedangkan+variabel+kualitas+aset+berpengaruh+signifikan+terhadap+manajemen+risiko+kredit+hanya%0D%0Apada+bank+GLC+konvensional+Malaysia%2C+sementara+pada+bank+BUMN+konvensional+Indonesia%0D%0Atidak+berpengaruh+siginifikan.+Hasil+uji+beda+menunjukkan+bahwa+terdapat+perbedaan+yang%0D%0Asignifikan+antara+manajemen+risiko+kredit+pada+bank+BUMN+konvensional+Indonesia+dan+bank%0D%0AGLC+konvensional+Malaysia+periode+2014+-+2018+yang+menyimpulkan+bahwa+manajemen+risiko%0D%0Akredit+bank+GLC+konvensional+Malaysia+lebih+baik+dibandingkan+dengan+Indonesia.%0D%0AKata+Kunci+%3A+Kualitas+Kredit%2C+NPL%2C+Kualitas+Aset%2C+LLP%2C+Manajemen+Risiko+Kredit%2C+NCO.%0D%0AThis+study+aims+to+examine+the+effect+of+the+loan+quality+proxied+by+Non+Performing+Loan%0D%0A(NPL)+ratio+and+the+asset+quality+proxied+by+Loan+Loss+Provision+(LLP)+ratio+on+the+credit+risk%0D%0Amanagement+proxied+by+Net+Charge-Off+(NCO)+ratio+on+Indonesian+and+Malaysian+conventional%0D%0Astate-owned+banks+for+2014-2018+period%2C+and+also+to+determine+whether+there+is+differences+of%0D%0Athe+credit+risk+management+between+Indonesian+and+Malaysian+conventional+state-owned+banks%0D%0Ain+2014-2018+period.+The+sample+in+this+study+were+8+banks+(4+banks+for+each+Indonesian+and%0D%0AMalaysian+conventional+state-owned+banks)+listed+on+the+Indonesia+Stock+Exchange+(Indonesia)%0D%0Aand+Bursa+Malaysia+(Malaysia)+using+purposive+sampling+method.+Multiple+linear+regression%0D%0Aanalysis+and+different+test+(independent+sample+t-test)+were+used+in+the+examination+of+the+data%0D%0Awith+5%25+significance+level+of+alpha.%0D%0AThe+results+show+that+loan+quality+has+a+significant+effect+on+credit+risk+management+for+both%0D%0AIndonesian+and+Malaysian+conventional+state-owned+banks%2C+while+the+asset+quality+has+a%0D%0Asignificant+effect+on+credit+risk+management+in+case+of+Malaysian+conventional+state-owned%0D%0Abanks%2C+but+has+not+significant+effect+in+case+of+Indonesian+conventional+state-owned+banks.+The%0D%0Adifferent+test+results+showed+that+there+was+significant+differences+of+the+credit+risk+management%0D%0Abetween+Indonesian+and+Malaysian+conventional+state-owned+banks+in+2014-2018+period+which%0D%0Aconcluded+that+Malaysian+conventional+state-owned+banks+are+better+than+Indonesian.%0D%0AKeywords+%3A+Loan+Quality%2C+NPL%2C+Asset+Quality%2C+LLP%2C+Credit+Risk+Management%2C+NCO.&rft.publisher=FAKULTAS+EKONOMI+DAN+BISNIS&rft.date=2019&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F54675%2F1%2FABSTRAK.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F54675%2F2%2FSKRIPSI%2520FULL.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F54675%2F3%2FSKRIPSI%2520TANPA%2520BAB%2520PEMBAHASAN.pdf&rft.identifier=++SILFI+DIA+ANTIKA%2C+1511011008++(2019)+ANALISIS+PENGARUH+KUALITAS+KREDIT+DAN+KUALITAS+ASET+TERHADAP+MANAJEMEN+RISIKO+KREDIT+(STUDI+KOMPARATIF+PADA+BANK+BUMN+KONVENSIONAL+INDONESIA+DAN+BANK+GLC+KONVENSIONAL+MALAYSIA+PERIODE+2014+%E2%80%93+2018).++FAKULTAS+EKONOMI+DAN+BISNIS%2C+UNIVERSITAS+LAMPUNG.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F54675%2F