?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=ANALISIS+KREDIT+KEPEMILIKAN+RUMAH+DALAM+UPAYA%0D%0AMENDUKUNG+SISTEM+PENGENDALIAN+INTERNAL%0D%0A%7B+Studi+pada+PT.+Bank+Tabungan+Negara+(Persero)+Tbk+Kantor+Cabang%0D%0ABandar+Lampung+%7D&rft.creator=ADITYA+PURI+PRATAMA%2C+1516051011&rft.subject=+&rft.description=The+purpose+of+this+research+is+to+analysis+and+describe+the+internal+control%0D%0Apractice+of+the+provision+of+credit+ownership+of+the+house+(KPR)+which+has+been%0D%0Adone+by+BTN+branch+Bandar+Lampung.+This+research+using+descriptive+research%0D%0Atype+with+kualitatif+approach.+The+method+used+in+collecting+the+data+of+this%0D%0Aresearch+were+interview%2C+observation%2C+and+documentation.+The+result+of+this%0D%0Aresearch+shown+that+the+practice+of+internal+control+in+credit+provision+KPR+at%0D%0ABTN+branch+Bandar+Lampung+was+sufficient+with+5+factors+there+are+control%0D%0Aenironment%2C+risk+assessment%2C+control+activities%2C+information+and+communication%0D%0Aand+monitoring..+To+realize+an+effective+control+environment%2C+BTN+branch+Bandar%0D%0ALampung+has+developed+an+organizational+structure+that+has+limited+the+lines+of%0D%0Aresponsibility+and+authority+that+exist+and+also+in+the+control+and+monitoring%0D%0Aactivities+that+have+been+carried+out+with+the+procedure+of+lending%2C+but+there+are%0D%0Astill+several+weakness+especially+in+the+in+providing+non+fixed+income+loans+and%0D%0Aalso+there+is+no+surprised+audit+for+the+employees.+Therefore%2C+BTN+branch+Bandar%0D%0ALampung+need+to+improve+the+internal+control+practices+in+the+process+of+credit%0D%0Aprovision+so+the+target+of+company+for+continue+to+reduce+the+level+of+Non%0D%0APerforming+Loan+(NPL)+can+be+achieved.%0D%0AKey+words%3A+Internal+Control+System%2C+Credit+Ownership+of+the+House%2C+Non%0D%0APerforming+Loan%0D%0A%0D%0A%0D%0APenelitian+ini+bertujuan+untuk+menganalisis+dan+mendeskripsikan+praktik%0D%0Apengendalian+intern+pemberian+KPR+yang+telah+dilaksanakan+BTN+cabang+Bandar%0D%0ALampung.+Penelitian+ini+menggunakan+jenis+penelitian+deskriptif+dengan%0D%0Apendekatan+kualitatif.+Metode+pengumpulan+data+yang+digunakan+dalam%0D%0Apenelitian+ini+adalah+Wawancara%2C+Observasi%2C+dan+Dokumentasi.+Hasil+penelitian%0D%0Amenunjukkan+bahwa+secara+keseluruhan%2C+praktik+pengendalian+intern+dalam%0D%0Aproses+pemberian+KPR+di+BTN+cabang+Bandar+Lampung+telah+memenuhi+5%0D%0Akomponen+COSO+yaitu+lingkungan+pengendalian%2C+penilaian+risiko%2C+aktivitas%0D%0Apengendalian%2C+informasi+dan+komunikasi+dan+pemantauan.+Untuk+mewujudkan%0D%0Alingkungan+pengendalian+yang+efektif+maka+BTN+Cabang+Bandar+Lampung+telah%0D%0Amenyusun+struktur+organisasi+yang+telah+membatasi+garis+tanggung+jawab+dan%0D%0Awewenang+yang+ada+dan+juga+pada+aktivitas+pengendalian+dan+pemantauan+telah%0D%0Adijalankan+dengan+dibuatnya+prosedur+penyaluran+kredit%2C+namun+masih+terdapat%0D%0Abeberapa+kelemahan+terutama+dalam+pemberian+kredit+jenis+non+fixed+income+dan%0D%0Abelum+adanya+surprised+audit+bagi+karyawan.+Oleh+karena+itu%2C+BTN+cabang%0D%0ABandar+Lampung+perlu+memperbaiki+praktik+pengendalian+intern+dalam+proses%0D%0Apemberian+kredit+sehingga+target+perusahaan+untuk+terus+mengurangi+tingkat+NPL%0D%0Adapat+dicapai.%0D%0AKata+kunci+%3A+Sistem+Pengendalian+Intern%2C+Kredit+Pemilikan+Rumah+(KPR)%2C%0D%0AKredit+Bermasalah&rft.publisher=Fakultas+Ilmu+Sosial+dan+Ilmu+Politik&rft.date=2019-07-22&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F55624%2F1%2FABSTRAK.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F55624%2F2%2FSKRIPSI%2520FULL.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F55624%2F3%2FSKRIPSI%2520TANPA%2520BAB%2520PEMBAHASAN.pdf&rft.identifier=++ADITYA+PURI+PRATAMA%2C+1516051011++(2019)+ANALISIS+KREDIT+KEPEMILIKAN+RUMAH+DALAM+UPAYA+MENDUKUNG+SISTEM+PENGENDALIAN+INTERNAL+%7B+Studi+pada+PT.+Bank+Tabungan+Negara+(Persero)+Tbk+Kantor+Cabang+Bandar+Lampung+%7D.++Fakultas+Ilmu+Sosial+dan+Ilmu+Politik%2C+Universitas+Lampung.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F55624%2F