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<http://digilib.unila.ac.id/id/eprint/55839> <http://purl.org/dc/terms/title> "PENGARUH SIKAP KONSUMEN PADA NIAT\r\nMENGGUNAKAN I-BANKING DENGAN PENERAPAN\r\nINDIKATORTECHNOLOGY ACCEPTANCE MODEL (TAM) DAN\r\nINDIKATOR E-TRUST"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.unila.ac.id/id/eprint/55839> <http://purl.org/ontology/bibo/abstract> "Perkembangan teknologi informasi saat ini, telah menciptakan jenis dan\r\npeluang bisnis, diantaranya adalah transaksi bisnis secara online sebagai sarana\r\nuntuk melakukan transaksi perbankan. Aspek Penerimaan dan Kepercayaan\r\nterhadap teknologi merupakan hal penting dalam mempengaruhi sikap konsumen\r\nterhadap niat menggunakan sebuah produk.\r\nGuna menjawab rumusan masalah di atas, penelitian ini dilakukan dengan\r\nmenggunakan  pendekatan  kuantitatif dengan  metode Structural  Equation\r\nModeling (SEM).  Penelitian  ini  dilaksanakan  di Kanwil  BRI  Bandar  Lampung\r\ndengan sampel sebesar 200.\r\nHasil  penelitian  menunjukkan  bahwa: 1) persepsi  kegunaan tidak dapat\r\nmempengaruhi sikap konsumen secara  signifikan.  2) persepsi  kemudahan\r\npenggunaan tidak  memiliki pengaruh  terhadap sikap konsumen.  3) kredibilitas\r\ndapat  mempengaruhi sikap konsumen secara  signifikan.  4) integritas tidak\r\nmemiliki pengaruh terhadap sikap konsumen secara signifikan. 5) kebajikan tidak\r\ndapat mempengaruhi sikap konsumen secara signifikan. 6) sikap konsumen dapat\r\nmempengaruhi niat bertransaksi secara signifikan.\r\nKata Kunci: TAM dan E-Trust\r\n\r\nThe development of information technology today, has created types and business\r\nopportunities,  including  online  business  transactions  as  a  means  to  conduct\r\nbanking  transactions.  Aspects  of  Acceptance  and  Trust  in  technology  are\r\nimportant in influencing consumer attitudes towards the intention to use a product.\r\nTo  answer  the  formulation  of  the  problem  above,  this  research  was  conducted\r\nusing  a  quantitative  approach  using  the  Structural  Equation  Modeling  (SEM)\r\nmethod.  This  research  was  carried  out  in  the BRI  Regional Bandar  Lampung\r\nOffice with a sample of 200.\r\nThe results of the study show that: 1) the perception of user cannot significantly\r\ninfluence  consumer  attitudes.  2)  the  perception  of  user  convenience cannot\r\nsignificantly  influence consumer  attitudes.  3)  credibility  can  significantly\r\ninfluence  consumer  attitudes.  4)  integrity  has  no  significant  influence on\r\nconsumer attitudes. 5) virtue cannot significantly influence consumer attitudes. 6)\r\nthe consumer's attitude can affect the intention to transact significantly.\r\nKeywords: TAM and E-Trust"^^<http://www.w3.org/2001/XMLSchema#string> .
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