?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=ANALISIS+FAKTOR+YANG+MENENTUKAN+KEPUTUSAN+PEMBERIAN%0D%0AKREDIT+USAHA+MIKRO+KECIL+DAN+MENENGAH+(UMKM)+PADA%0D%0ALEMBAGA+KEUANGAN+MIKRO+PEER+TO+PEER+LENDING&rft.creator=DESTY+ZULIA+PUTRI%2C+1511011034&rft.subject=330+Ekonomi&rft.description=Penelitian+ini+bertujuan+untuk+menganalisa+pengaruh+dari+lembaga+keuangan%0D%0Amikro+Peer+to+Peer+Lending+(P2P)+terhadap+pendanaan+UMKM.+Studi+ini%0D%0Adilakukan+dengan+menggunakan+pembiayaan+UMKM+yang+diajukan+melalui%0D%0Awebsite+Peer+to+Peer+Lending.+Data+dalam+penelitian+ini+diperoleh+melalui+website%0D%0AKoinworks.com%2C+sebagai+salah+satu+perusahaan+penyedia+layanan+Peer+to+Peer%0D%0ALending+yang+dominan+di+Indonesia.+Metode+yang+digunakan+dalam+penelitian+ini%0D%0Aadalah+purposive+sampling%2C+sampel+yang+digunakan+dalam+penelitian+ini+sebanyak%0D%0A169+UMKM.%0D%0APenelitian+ini+menggunakan+regresi+linier+berganda+untuk+menganalisa+faktor%0D%0Apenentu+pemberian+kredit.+Hasil+dari+penelitian+ini+menggunakan+4+variabel+yaitu%0D%0Acredit+rating%2C+income+range%2C+loan+term+dan+request+amount+menjelaskan+bahwa%0D%0Avariabel+loan+term+dan+request+amount+berpengaruh+positif+signifikan+terhadap%0D%0Akeputusan+pemberian+kredit+pada+alpha+5%25.+Pada+variabel+credit+rating%0D%0Aberpengaruh+negatif+dan+income+range+tidak+terbukti+mempengaruhi+keputusan%0D%0Apemberian+kredit%2C+hal+ini+disebabkan+karena+kurang+dominannya+variabel+tersebut%0D%0Asebagai+penyeimbang+keputusan+pendanaan.%0D%0AKata+kunci+%3A+Financial+Technology%2C+Peer+to+Peer+Lending%2C+UMKM%2C+dan%0D%0AMultivariate+Regression%0D%0AThe+purpose+of+this+research+is+to+eximine+empirically+the+impact+of+commercial%0D%0APeer+to+Peer+(P2P)+lending+on+the+finance+of+small+business+ventures.+This+study%0D%0Awas+conducted+using+small+business+financing+submitted+through+peer+to+peer%0D%0Alending+website.+The+data+in+this+study+were+obtained+through+koinworks.com%0D%0Awebsite%2C+as+one+of+the+dominant+Peer+to+Peer+(P2P)+lending+service+providers+in%0D%0AIndonesia.+Using+the+purposive+sampling+method%2C+the+number+of+sample+obtained%0D%0A169+small+businesses.%0D%0AThis+research+using+Multivariate+Regression+to+analyze+the+factors+that+driving%0D%0Asmall+business+loan+approval+in+P2P+lending.+The+results+of+this+study+use+4%0D%0Avariables%2C+namely+credit+rating%2C+income+range%2C+loan+term%2C+and+request+to+explain%0D%0Athat+the+loan+term+and+request+amount+variables+have+a+significant+positive+effect%0D%0Aon+credit+decisionsat+alpha+5%25%2C+on+credit+rating+and+income+range+variables+not%0D%0Aproven+to+effect+credit+decisions%2C+this+is+due+to+the+lack+of+dominance+of+these%0D%0Avariables+as+a+balance+of+credit+decisions.%0D%0A%0D%0AKeywords+%3A+Financial+Technology%2C+Peer+to+Peer+Lending%2C+small+business%2C+and%0D%0AMultivariate+Regression&rft.publisher=FAKULTAS+EKONOMI+DAN+BISNIS&rft.date=2019&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F58433%2F1%2F1.%2520ABSTRAK.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F58433%2F2%2F2.%2520SKRIPSI%2520FULL.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F58433%2F3%2F3.%2520SKRIPSI%2520FULL%2520TANPA%2520BAB%2520PEMBAHASAN.pdf&rft.identifier=++DESTY+ZULIA+PUTRI%2C+1511011034++(2019)+ANALISIS+FAKTOR+YANG+MENENTUKAN+KEPUTUSAN+PEMBERIAN+KREDIT+USAHA+MIKRO+KECIL+DAN+MENENGAH+(UMKM)+PADA+LEMBAGA+KEUANGAN+MIKRO+PEER+TO+PEER+LENDING.++FAKULTAS+EKONOMI+DAN+BISNIS%2C+UNIVERSITAS+LAMPUNG.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F58433%2F