?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=ANALISIS+PENGARUH+MODAL+BANK%2C+TOTAL+AKTIVA%2C+KREDIT+YANG+DIBERIKAN%2C+DAN+PROFITABILITAS+TERHADAP+RISIKO+BANK+&rft.creator=Krisyanti%2C+0641031165&rft.subject=+&rft.description=ABSTRAK%0D%0A%0D%0A%0D%0AANALISIS+PENGARUH+MODAL+BANK%2C+TOTAL+AKTIVA%2C+KREDIT+YANG+DIBERIKAN%2C+DAN+PROFITABILITAS+TERHADAP+RISIKO+BANK+%0D%0A%0D%0A%0D%0AOleh+%0D%0AKRISYANTI%0D%0A%0D%0A%0D%0ADunia+perbankan+Indonesia+telah+memberi+peranan+yang+sangat+berarti+dalam+meningkatkan+kesejahteraan+bangsa+dan+negara%2C+baik+peranan+dalam+kebijakan+moneter%2C+meningkatkan+perekonomian+masyarakat+maupun+dalam+pembangunan+ekonomi.+Lembaga+perbankan+sebagai+lembaga+keuangan+dengan+berbagai+fasilitas+perbankan+dan+jasa+keuangan+sangat+dibutuhkan+dalam+berbagai+transaksi-+transaksi+ekonomi+dan+untuk+mendukung+pembangunan+ekonomi.+Bank+Perkreditan+Rakyat+(BPR)+adalah+bank+yang+melaksanakan+kegiatan+usaha+secara+konvensional+atau+berdasarkan+prinsip+syariah+yang+dalam+kegiatannya+tidak+memberikan+jasa+lalu+lintas+pembayaran.+%0D%0A%0D%0ARisiko+bank+sangat+indentik+dengan+masyarakat+luas+karena+bank+yang+bangkrut+berdampak+negatif+pada+deposannya+yang+ditentukan+oleh+beberapa+indikator+seperti+tingginya+kredit+macet+(NPL)+suatu+kemampuan+manajemen+dalam+mengelola+kredit+yang+bermasalah%2C+perubahan+modal+bank%2C+total+aktiva+mengukur+kualitas+asset%2C+serta+profitabilitas+kinerja+perusahaan+semakin+baik+tingkat+keuntungan+yang+dicapai+bank+sehingga+kemungkinan+suatu+bank+dalam+kondisi+bermasalah+terhadap+risiko+bank+semakin+kecil.+%0D%0A%0D%0APenelitian+ini+bertujuan+untuk+membuktikan+pengaruh+modal+bank%2C+total+aktiva%2C+kredit+yang+diberikan%2C+dan+profitabilitas+(ROA)+terhadap+tingkat+risiko+bank+dalam+kurun+waktu+pengamatan+tahun+2010-2012.+Hasil+analisis+data+diperoleh+kesimpulan+variabel+modal+bank+tidak+berpengaruh+signifikan+terhadap+Risko+Bank+(NPL)%2C+variabel+total+aktiva+berpengaruh+signifikan+terhadap+Risko+Bank+(NPL)%2C+variabel+kredit+yang+diberikan+berpengaruh+signifikan+terhadap+Risko+Bank+(NPL)%2C+variabel+ROA+tidak+berpengaruh+signifikan+terhadap+Risko+Bank+(NPL).+%0D%0A%0D%0A%0D%0AABSTRACT+%0D%0A%0D%0AANALYSIS+OF+CAPITAL+BANK%2C+TOTAL+ASSETS%2C+LOANS%2C+AND+PROFITABILITY+OF+BANK+RISK%0D%0A%0D%0ABy%0D%0AKRISYANTI%0D%0A%0D%0A%0D%0AIndonesian+banking+industry+has+givena+very+significantrolein+improving+the+welfareof+the+nation+and+the+state%2C+bothin+therole+of+monetary+policy%2C+improving+the+economy+and+societyin+economic+development.+Banking+institutionsas+financial+institution+switha+wide+range+of+banking+services+and+financial+services+are+needed+in+a+wide+range+of+economic+transactions+and+to+support+economic+development.+Bank+Perkreditan+Rakyat+(BPR)+isa+bank+conducting+business+in+a+conventionalor+based+on+sharia+principles+in+their+activities+did+not+provide+traffic+services+payment.%0D%0A%0D%0ABank+risk+is+identical+with+the+community+at+large+as+the+bankrupt+banks+have+a+negative+impact+on+the+depositors+are+determined+by+several+indicators+such+as+high+non-performing+loans+(NPL)+the+ability+of+management+to+manage+troubled+loans%2C+changes+in+the+bank's+capital%2C+total+assets+to+measure+asset+quality%2C+and+profitability+of+the+company's+performance+the+better+the+bank's+profit+level+achieved+so+that+the+possibility+of+a+bank+in+error+against+the+risk+of+the+smaller+banks.%0D%0A%0D%0AThis+study+aimedto+verifythe+effect+ofthe+bank's+capital%2C+total+assets%2C+loans%2C+and+profitability+(ROA)+the+level+of+risk+the+bank+with+in+a+period+of+observation+2010-2012.+The+results+of+the+data+analysis+we+concluded+the+bank+capital+variable+has+no+significant+effect+on+the+risks+in+the+Bank+(NPL)%2C+total+assets+variables+significantly+influence+the+risks+in+the+Bank+(NPL)%2C+variable+loans+have+a+significant+effect+on+the+risks+in+the+Bank+(NPL)%2C+ROA+does+not+significantly+influence+the+risks+in+Bank+(NPL).&rft.publisher=Fakultas+Ekonomi+dan+Bisnis&rft.date=2014-10-29&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F6142%2F1%2FABSTRAK.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F6142%2F2%2FABSTRACT.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F6142%2F3%2FCOVER%2520DALAM.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F6142%2F4%2FLEMBAR%2520PERSETUJUAN.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F6142%2F5%2FLEMBAR%2520PENGESAHAN.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F6142%2F6%2FLEMBAR%2520PERNYATAAN.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F6142%2F7%2FRIWAYAT%2520HIDUP.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F6142%2F8%2FPERSEMBAHAN.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F6142%2F9%2FMOTO.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F6142%2F10%2FSANWACANA.pdf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