?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=ANALISIS+PENGARUH+VARIABEL+MAKROEKONOMI+DAN+JUMLAH%0D%0AKREDIT+YANG+DISALURKAN+TERHADAP+NON+PERFORMING+LOAN%0D%0APADA+BANK+PERKREDITAN+RAKYAT+(BPR)+DI+INDONESIA&rft.creator=EXTI+RIKA+WATI%2C+1711021080&rft.subject=330+Ekonomi&rft.description=%0D%0A%0D%0ATingginya+rasio+Non+Performing+Loan+(NPL)+pada+Bank+Perkreditan+Rakyat%0D%0A(BPR)+di+Indonesia+yang+menandakan+buruknya+kualitas+portofolio+kredit+pada%0D%0ABPR%2C+dapat+menjadi+salah+satu+penyebab+timbulnya+masalah+pada+sistem%0D%0Aperbankan.+Adapun+penelitian+ini+bertujuan+untuk+menganalisis+hubungan+antara%0D%0Avariabel-variabel+makroekonomi+dan+jumlah+kredit+yang+disalurkan+oleh+BPR%0D%0Aterhadap+Non+Performing+Loan+(NPL)+pada+BPR+di+Indonesia+dalam+jangka%0D%0A%0D%0Apendek+dan+jangka+panjang%2C+serta+mengetahui+bagaimana+kontribusi+dari+variabel-%0D%0Avariabel+tersebut+terhadap+perubahan+yang+terjadi+pada+Non+Performing+Loan%0D%0A%0D%0A(NPL)+pada+BPR+di+Indonesia.+Penulis+menggunakan+data+bulanan+dengan+jenis%0D%0Adata+runtut+waktu+dengan+periode+analisis+2011%3AM1+sampai+dengan+2020%3AM9%0D%0Adengan+Vector+Autoregressive+(VAR)+sebagai+metode+analisisnya.+Penelitian+ini%0D%0Amenunjukkan+bahwa+dalam+jangka+pendek%2C+GDP+dan+BI+rate+berpengaruh+negatif%0D%0Adan+signifikan+terhadap+Non+Performing+Loan+(NPL)%2C+sementara+jumlah+kredit%0D%0Ayang+disalurkan+oleh+BPR+berpengaruh+positif+dan+signifikan+terhadap+Non%0D%0APerforming+Loan+(NPL)+pada+BPR+di+Indonesia.+Dalam+jangka+panjang%2C+hanya%0D%0Ajumlah+kredit+yang+disalurkan+oleh+BPR+yang+berpengaruh+signifikan+dan+positif%0D%0Aterhadap+terhadap+Non+Performing+Loan+(NPL)+pada+BPR+di+Indonesia.%0D%0AKontribusi+terbesar+terhadap+perubahan+yang+terjadi+pada+variabel+Non%0D%0APerforming+Loan+(NPL)+pada+Bank+Perkreditan+Rakyat+(BPR)+secara+berurutan%0D%0Aditunjukkan+oleh+variabel+jumlah+kredit+yang+disalurkan%2C+GDP%2C+BI+rate+dan%0D%0Ainflasi.%0D%0AKata+kunci%3A+non+performing+loan%2C+GDP%2C+inflasi%2C+BI+rate%2C+kredit%2C+VAR%0D%0A%0D%0A%0D%0A%0D%0AThe+high+Non+Performing+Loan+(NPL)+ratio+at+rural+banks+in+Indonesia%2C+which%0D%0Aindicates+the+poor+quality+of+the+rural+bank%E2%80%99s+loan+portfolio%2C+can+be+one+of+the%0D%0Acauses+of+problems+in+the+banking+system.+This+study+aims+to+analyze+the%0D%0Arelationship+between+macroeconomic+variables+and+the+amount+of+credit%0D%0Adisbursed+by+rural+banks+to+Non+Performing+Loan+(NPL)+at+rural+banks+in%0D%0AIndonesia+in+the+short+and+long+term%2C+and+to+find+out+how+the+contribution+of+these%0D%0Avariables+to+changes+that+occur+on+Non+Performing+Loan+(NPL)+at+rural+banks+in%0D%0AIndonesia.+The+author+uses+monthly+data+with+time+series+data+types+with+the%0D%0A2011%3AM1+to+2020%3AM9+analysis+period+and+the+Vector+Autoregressive+(VAR)%0D%0Amodel+as+the+method+analysis.+This+study+shows+that+in+the+short+term%2C+GDP+and%0D%0ABI+rate+have+a+negative+and+significant+effect+on+Non+Performing+Loan+(NPL)%2C%0D%0Awhile+the+amount+of+credit+has+a+positive+and+significant+effect+on+Non%0D%0APerforming+Loan+(NPL)+at+rural+banks+in+Indonesia.+In+the+long+term%2C+only+the%0D%0Aamount+of+credit+has+a+significant+and+positive+effect+on+Non+Performing+Loan%0D%0A(NPL)+at+rural+banks+in+Indonesia.+The+biggest+contribution+to+changes+that+occur%0D%0Ain+the+Non+Performing+Loan+(NPL)+variable+is+sequentially+shown+by+the%0D%0Avariables+of+the+amount+of+credit+disbursed+by+rural+banks%2C+GDP%2C+BI+rate+and%0D%0Ainflation.%0D%0AKeywords%3A+non+performing+loan%2C+GDP%2C+inflation%2C+BI+rate%2C+credit%2C+VAR&rft.publisher=FAKULTAS+EKONOMI+DAN+BISNIS&rft.date=2021&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F61439%2F1%2F1.%2520ABSTRAK-ABSTRACT%2520-%2520EXTI.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F61439%2F2%2F2.%2520SKRIPSI%2520FULL%2520-%2520EXTI.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F61439%2F3%2F3.%2520SKRISPI%2520TANPA%2520BAB%2520PEMBAHASAN%2520-%2520EXTI.pdf&rft.identifier=++EXTI+RIKA+WATI%2C+1711021080++(2021)+ANALISIS+PENGARUH+VARIABEL+MAKROEKONOMI+DAN+JUMLAH+KREDIT+YANG+DISALURKAN+TERHADAP+NON+PERFORMING+LOAN+PADA+BANK+PERKREDITAN+RAKYAT+(BPR)+DI+INDONESIA.++FAKULTAS+EKONOMI+DAN+BISNIS%2C+UNIVERSITAS+LAMPUNG.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F61439%2F