?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=ANALISIS+KOMPARATIF+TINGKAT+INTERMEDIASI%2C+EFISIENSI%2C+DAN+%0D%0AKINERJA+KEUANGAN+PADA+BANK+UMUM+KONVENSIONAL+DAN+%0D%0ABANK+UMUM+SYARIAH+PASCA+KRISIS+EKONOMI+%0D%0A(PERIODE+2008-2020).&rft.creator=Sekar+Ayu+Larasati%2C+1711021052&rft.subject=330+Ekonomi&rft.description=Krisis++global++di++tahun++2008++menyebabkan++dana++asing++yang++diinvestasikan++di+%0D%0AIndonesia++akhirnya++hilang.++Hal++ini++meyebabkan++Indeks++Harga++Saham++Gabungan+%0D%0A(IHSG)++merosot++tajam.++ini++tentu++membuat++perbankan++sulit++menjalankan+%0D%0Akegiatannya.+Keterbatasan+dana+akan+menghambat+pertumbuhan+ekonomi+sehingga+%0D%0Afungsi++intermediasi++bank++tidak++berjalan++dengan++baik.++Ketika++fungsi++intermediasi+%0D%0Ayang++sangat++fundamental++tidak++berjalan++dengan++baik%2C++maka++hal++tersebut+%0D%0Amenyebabkan+tingkat+efisiensi+dan+kinerja+keuangan+pun+menjadi+terganggu.%0D%0ATujuan+penelitian+ini+untuk+menganalisis+perbedaan+tingkat+intermediasi%2C+efisiensi%2C+%0D%0Adan+kinerja+keuangan+antara+bank+umum+konvensional+dengan+bank+umum+syariah+%0D%0Apasca+krisis+tahun+2008+dengan+menggunakan+metode+analisis+deskriptif+CAMEL.+%0D%0AUntuk++menganalisis++tingkat++intermediasi%2C++digunakan++data++tahunan++berupa++rasio+%0D%0ALDR%2FFDR+dan+rasio+NPF%2FNPL.+Untuk+menganalisis+tingkat+efisiensi%2C+digunakan+%0D%0Adata++tahunan++berupa++rasio++BOPO++dan++rasio++ROA.++Untuk++menganalisis++tingkat+%0D%0Akinerja+keuangan%2C+digunakan+data+tahunan+berupa+rasio+CAR+dan+rasio+NIM.+%0D%0AHasil++dari++penelitian++ini++menunjukkanbank++umum++konvensional++lebih++sehat+%0D%0Adibandingkan+dengan+bank+umum+syariah%2C+dan+pada+tingkat+kinerja+keuangan%2C+baik+%0D%0Abank+umum+konvensional+maupun+bank+umum+syariah+sama-sama+memiliki+tingkat+%0D%0Akinerja+keuangan+yang+baik.+%0D%0AKata++Kunci%3A++Bank++Syariah%2C++Bank++Konvensional%2C++Intermediasi%2C++Efisiensi%2CKinerja+%0D%0AKeuangan%2C+Metode+CAMEL.%0D%0AABSTRACT%0D%0ACOMPARATIVE+ANALYSIS+OF+INTERMEDIATION+LEVEL%2C+%0D%0AEFFICIENCY%2C+AND+FINANCIAL+PERFORMANCE+AT+%0D%0ACONVENTIONAL+COMMERCIAL+BANKS+AND+ISLAMIC+%0D%0ACOMMERCIAL+BANKS+POST-ECONOMIC+CRISIS+%0D%0A(2008-2020+PERIOD).%0D%0ABy%0D%0ASekar+Ayu+Larasati%0D%0AThe++global++crisis++in++2008++caused++foreign++funds++invested++in++Indonesia++to++finally+%0D%0Adisappear.+This+caused+the+Jakarta+Composite+Index+(JCI)+to+fall+sharply.+This+of+%0D%0Acourse+makes+it+difficult+for+banks+to+carry+out+their+activities.+Limited+funds+will+%0D%0Ahamper+economic+growth+so+that+the+bank's+intermediation+function+does+not+run+%0D%0Awell.+When+the+very+fundamental+intermediation+function+does+not+work+well%2C+it+%0D%0Acauses+the+level+of+efficiency+and+financial+performance+to+be+disrupted.%0D%0AThe++purpose++of++this++study++was++to++analyze++the++differences++in++the++level++of+%0D%0Aintermediation%2C++efficiency%2C++and++financial++performance++between++conventional+%0D%0Acommercial+banks+and++Islamic+commercial+banks+after+the+2008+crisis+using+the+%0D%0ACAMEL++descriptive++analysis++method.++To++analyze++the++level++of++intermediation%2C+%0D%0Aannual+data+in+the+form+of+LDR%2FFDR+and+NPF%2FNPL+ratios+are+used.+To+analyze+the+%0D%0Alevel+of+efficiency%2C+annual+data+in+the+form+of+BOPO+ratios+and+ROA+ratios+are+used.+%0D%0ATo+analyze+the+level+of+financial+performance%2C+annual+data+in+the+form+of+CAR+and+%0D%0ANIM+ratios+are+used.%0D%0AThe+results+of+this+study+indicate+that+conventional+commercial+banks+are+healthier+%0D%0Athan++Islamic++commercial++banks%2C++and++at++the++level++of++financial++performance%2C++both+%0D%0Aconventional+commercial+banks+and+Islamic+commercial+banks+have+a+good+level+%0D%0Aof+financial+performance.%0D%0AKeywords%3A+Islamic+Bank%2C+Conventional+Bank%2C+Intermediation%2C+Efficiency%2C+Financial+%0D%0APerformance%2C+CAMEL+Method&rft.publisher=Fakultas+Ekonomi+dan+Bisnis&rft.date=2021&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F61636%2F1%2F1.%2520ABSTRAK%2520SEKAR.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F61636%2F2%2F2.%2520SKRIPSI%2520FULL%2520SEKAR.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F61636%2F3%2F3.%2520SKRIPSI%2520TANPA%2520SEKAR.pdf&rft.identifier=++Sekar+Ayu+Larasati%2C+1711021052++(2021)+ANALISIS+KOMPARATIF+TINGKAT+INTERMEDIASI%2C+EFISIENSI%2C+DAN+KINERJA+KEUANGAN+PADA+BANK+UMUM+KONVENSIONAL+DAN+BANK+UMUM+SYARIAH+PASCA+KRISIS+EKONOMI+(PERIODE+2008-2020).++Fakultas+Ekonomi+dan+Bisnis%2C+UNIVERSITAS+LAMPUNG.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F61636%2F