title: ANALISIS BANK LENDING CHANNEL DI INDONESIA (Studi Kasus Pada Bank Umum Periode 2010-2020) creator: ANNISA SULISTYANINGRUM, 1711021060 subject: 650 Manajemen dan layanan tambahan description: Penelitian ini bertujuan untuk menganalisis pengaruh perubahan kebijakan moneter dalam implementasi bank lending channel terhadap perkembangan kredit pada Bank Umum di Indonesia yang dapat menunjukan keberadaan implementasi bank lending channel dan menganalisis efektivitas implementasi bank lending channel di Indonesia melalui respon Bank Umum di Indonesia. Penelitian ini menggunakan data sekunder dalam bentuk time series, berupa data bulanan pada Bank Umum di Indonesia dalam kurun waktu 11 tahun dengan menggunakan metode analisis Vector Error Correction Model (VECM). Hasil penelitian ini menunjukkan bahwa (i) Perubahan kebijakan moneter yang diproksikan oleh perubahan BI Rate telah mampu memiliki pengaruh negatif dan signifikan terhadap perkembangan kredit pada Bank Umum di Indonesia dalam jangka pendek yang telah menunjukkan keberadaan atas implementasi bank lending channel di Indonesia yang melibatkan peran Bank Umum, kemudian (ii) Implementasi bank lending channel di Indonesia melalui respon Bank Umum selama periode 2010-2020 belum dapat bekerja secara efektif dalam mencapai sasaran akhir inflasi. Kata Kunci: Bank lending channel, Bank Umum, Transmisi kebijakan moneter, VECM.This study aims to analyze the influence of changes in monetary policy in the implementation of bank lending channels to loan growth by commercial banks in Indonesia which can show the existence of bank lending channel implementations and analyze the effectiveness of bank lending channel implementation in Indonesia through the response of commercial banks in Indonesia. This study uses secondary data in the form of time series monthly data on commercial banks in Indonesia for 11 years with the method of Vector Error Correction Model (VECM). The results of this study showed that (i) Changes in monetary policy as proxied by changes in BI Rate have been able to have a negative and significant effect to loan growth by commercial banks in Indonesia in the short term which has shown the bank lending channel exists in Indonesia through the role of commercial banks, then (ii) The implementation of bank lending channels in Indonesia through the response of commercial banks does not work effectively to achieve the final target of inflation. Keywords: Bank lending channel, Commercial Banks, The Transmission of Monetary Policy, VECM. publisher: FAKULTAS EKONOMI DAN BISNIS date: 2021 type: Skripsi type: NonPeerReviewed format: text identifier: http://digilib.unila.ac.id/62266/1/1.%20ABSTRAK-ABSTRACT%20-%20annisa%20sulistyaningrum.pdf format: text identifier: http://digilib.unila.ac.id/62266/2/2.%20SKRIPSI%20FULL%20-%20annisa%20sulistyaningrum.pdf format: text identifier: http://digilib.unila.ac.id/62266/3/3.%20SKRIPSI%20TANPA%20BAB%20PEMBAHASAN-ANISA.pdf identifier: ANNISA SULISTYANINGRUM, 1711021060 (2021) ANALISIS BANK LENDING CHANNEL DI INDONESIA (Studi Kasus Pada Bank Umum Periode 2010-2020). FAKULTAS EKONOMI DAN BISNIS, UNIVERSITAS LAMPUNG. relation: http://digilib.unila.ac.id/62266/