?url_ver=Z39.88-2004&rft_id=1652011093&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=ANALISIS+PEMBIAYAAN+MURABAHAH+BERMASALAH+OLEH+NASABAH+DI+MASA+PANDEMI+COVID-19%0D%0A(STUDI+PADA+BSI+BNI+KANTOR+CABANG+BANDAR+LAMPUNG+TELUK+BETUNG)%0D%0A%0D%0A&rft.creator=AZIS+%2C+MEISSY+KURNIA&rft.subject=340+Ilmu+hukum&rft.subject=346+Hukum+privat%2C+hukum+perdata&rft.description=Kegiatan+usaha+masyarakat+di+masa+pandemi+covid-19+ini%2C+khususnya+UMKM+banyak+mengalami+penurunan+omset+bisnis%2C++sehingga+menyebabkan+terganggunya+pembayaran+pembiayaan+perbankan.+Permasalahan+dalam+penelitian+ini+adalah+apakah+syarat+dan+prosedur+dalam+pembiayaan+murabahah+pada+BSI+BNI+syariah%2C+apakah+faktor-faktor+yang+membuat+nasabah+melakukan+pembiyaan+murabahah+bermasalah+di+masa+pandemi+Covid-19%2C+bagaimana+upaya+hukum+yang+dilakukan+BNI+Syariah+apabila+nasabah+melakukan+pembiayaan+bermasalah+di+masa+pandemi+Covid-19.+%0D%0A%0D%0AJenis+penelitian+yang+digunakan+dalam+penelitian+ini+adalah+penelitian+normatif+dengan+tipe+deskriptif.+pendekatan+masalah+adalah+normatif.+Data+yang+digunakan+dalam+penelitian+ini+adalah+data+sekunder+yang+terdiri+dari+bahan+hukum+primer%2C+bahan+hukum+sekunder%2C+dan+bahan+hukun+tersier.+Pengolahan+data+dilakukan+dengan+cara+pemeriksaan+data%2C+klasifkasi+data%2C+dan+penyusunan+data+yang+selanjutnya+dianalisis+secara+kualitatif.%0D%0A%0D%0AHasil+penelitian+dan+pembahasan+menunjukkan+bahwa+syarat+dan+prosedur+dalam+pembiayan+murabahah+adalah+kedua+pihak+harus+ridha+serta+mengadakan+barang+yang+akan+dijualbelikan+dalam+perjanjian+pembiayaan+dan++nasabah+dapat+mengajukan+proposal+pembiayaan+al-Murabahah+sesuai+syarat+yang+telah+ditentukan.+Faktor-faktor+terjadinya+pembiayaan+murabahah+bermasalah+dimasa+pandemi+Covid-19+yaitu+berkurangnya+pendapatan+nasabah+perbulannya+dikarenakan+terbatasnya+aktifitas+usaha+selama+pandemi.+Upaya+hukum+apabila+nasabah+melakukan+pembiayaan+bermasalah+yaitu+melalui+diadakannya+restrukturisasi+sesuai+POJK+Nomor+48%2FPOJK.03%2F2020+tentang+stimulus+perekonomian+nasional+sebagai+kebijakan+countercyclical+dampak+penyebaran+coronavirus+disease+2019+oleh+pihak+bank+kemudian+jika+masih+belum+ada+jalan+keluar+untuk+mengatasi+pembiayaan+bermasalah+ini%2C+maka+pihak+bank+akan+melakukan+upaya+non-litigasi.%0D%0A%0D%0AKata+kunci+%3A+Bank%2C+Pembiayaan%2C+Murabahah.%0D%0A%0D%0ACommunity+business+activities+during+the+COVID-19+pandemic%2C+especially+MSMEs%2C+experienced+a+decline+in+business+turnover%2C+causing+disruption+in+banking+financing+payments.+The+problems+in+this+study+are+what+are+the+requirements+and+procedures+for+murabahah+financing+at+BSI+BNI+Syariah%2C+what+are+the+factors+that+make+customers+do+murabahah+financing+problems+during+the+Covid-19+pandemic%2C+what+are+the+legal+remedies+taken+by+BNI+Syariah+if+customers+make+problematic+financing+during+the+pandemic%3F+Covid-19.%0D%0A%0D%0AThe+type+of+research+used+in+this+research+is+normative+research+with+descriptive+type.+the+problem+approach+is+normative.+The+data+used+in+this+study+is+secondary+data+consisting+of+primary+legal+materials%2C+secondary+legal+materials%2C+and+tertiary+legal+materials.+Data+processing+is+carried+out+by+examining+data%2C+classifying+data%2C+and+compiling+data+which+is+then+analyzed+qualitatively.%0D%0A%0D%0AThe+results+of+the+research+and+discussion+show+that+the+terms+and+procedures+in+murabahah+financing+are+that+both+parties+must+be+pleased+and+procure+the+goods+to+be+traded+in+the+financing+agreement+and+the+customer+can+submit+an+al-Murabahah+financing+proposal+according+to+the+specified+conditions.+The+factors+for+the+occurrence+of+problematic+murabahah+financing+during+the+Covid-19+pandemic%2C+namely+the+reduced+monthly+customer+income+due+to+limited+business+activities+during+the+pandemic.+Legal+remedies+if+customers+carry+out+non-performing+financing+are+through+restructuring+in+accordance+with+POJK+Number+48%2FPOJK.03%2F2020+regarding+the+national+economic+stimulus+as+a+countercyclical+policy+due+to+the+impact+of+the+spread+of+coronavirus+disease+2019+by+the+bank.+the+bank+will+take+non-litigation+efforts.%0D%0A%0D%0AKeywords%3A+Bank%2C+Financing%2C+Murabahah.%0D%0A&rft.publisher=FAKULTAS+HUKUM&rft.date=2022-04-19&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F62925%2F1%2FABSTRAK.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F62925%2F3%2FSKRIPSI%2520FULL.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F62925%2F2%2FSKRIPSI%2520TANPA%2520BAB%2520PEMBAHASAN.pdf&rft.identifier=++AZIS+%2C+MEISSY+KURNIA++(2022)+ANALISIS+PEMBIAYAAN+MURABAHAH+BERMASALAH+OLEH+NASABAH+DI+MASA+PANDEMI+COVID-19+(STUDI+PADA+BSI+BNI+KANTOR+CABANG+BANDAR+LAMPUNG+TELUK+BETUNG).++FAKULTAS+HUKUM%2C+UNIVERSITAS+LAMPUNG.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F62925%2F