creators_name: Nevia Oktiana, 1011031069
creators_id: neviaoktiana@ymail.com
type: other
datestamp: 2015-01-22 06:55:01
lastmod: 2015-01-22 06:55:01
metadata_visibility: show
title: ANALISIS FAKTOR YANG MEMPENGARUHI PROFITABILITAS PERBANKAN
ispublished: pub
subjects: General
full_text_status: restricted
abstract: Abstrak Bahasa Indonesia
Penelitian ini dilakukan untuk menganalisis pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Biaya Operasional dan Pendapatan Operasional (BOPO), Net Interest Margin (NIM), dan Loan to Deposit Ratio (LDR) terhadap Return on Asset (ROA) pada Bank Umum Milik Negara (Persero) yang terdaftar di Bank Indonesia periode 2011-2013.
Teknik sampling dilakukan dengan metode purposive sampling dengan kriteria Bank Umum Milik Negara (Persero) yang terdaftar di Bank Indonesia yang mempublikasikan laporan keuangan lengkap per triwulan periode 2011-2013. Teknik analisis data dilakukan dengan metode analisis regresi linear berganda dengan menggunakan alat bantu program SPSS 21.
Hasil penelitian secara simultan menyatakan bahwa CAR, NPL, BOPO, NIM, dan LDR secara bersama-sama berpengaruh terhadap profitabilitas. Sedangkan hasil penelitian secara parsial menyatakan bahwa variabel CAR berpengaruh positif tidak signifikan terhadap profitabilitas, variabel BOPO berpengaruh negatif signifikan terhadap profitabilitas, dan variabel NPL, NIM, serta LDR berpengaruh positif signifikan terhadap profitabilitas.
Kata kunci: CAR, NPL, BOPO, NIM, LDR, Profitabilitas.

Abstract Bahasa Inggris
This research is performed to analyze the affect of Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Operating Expenses and Operating Income (BOPO), Net Interest Margin (NIM), and Loan to Deposit Ratio (LDR) toward Return on Asset (ROA) on State-Owned Commercial Banks (Persero) registered in Bank Indonesia during 2011-2013.
Sampling technique used is purposive sampling method with the criteria of State-Owned Commercial Banks (Persero) registered in Bank Indonesia which publish full quarterly financial report during 2011-2013. Technique of data analysis used is multiple linear regression analysis method with the SPSS 21 tools.
The result of the research simultaneously states that CAR, NPL, BOPO, NIM, and LDR jointly affect the profitability. While the result of the research partially states that CAR is positive not-significant affect the profitability, BOPO is negative significant affect the profitability, and NPL, NIM, and LDR are positive significant affect the profitability.
Keywords: CAR, NPL, BOPO, NIM, LDR, Profitability.
date: 2014-12-18
date_type: published
publisher: Fakultas Ekonomi dan Bisnis
place_of_pub: Universitas Lampung
institution: Universitas Lampung
department: FEB
thesis_type: other
citation:   Nevia Oktiana, 1011031069  (2014) ANALISIS FAKTOR YANG MEMPENGARUHI PROFITABILITAS PERBANKAN.  Fakultas Ekonomi dan Bisnis, Universitas Lampung.     
document_url: http://digilib.unila.ac.id/6413/1/01%20COVER%20LUAR.pdf
document_url: http://digilib.unila.ac.id/6413/2/02%20ABSTRAK.pdf
document_url: http://digilib.unila.ac.id/6413/3/03%20ABSTRACT.pdf
document_url: http://digilib.unila.ac.id/6413/4/04%20COVER%20DALAM.pdf
document_url: http://digilib.unila.ac.id/6413/5/05%20HALAMAN%20PERSETUJUAN.pdf
document_url: http://digilib.unila.ac.id/6413/6/06%20HALAMAN%20PENGESAHAN.pdf
document_url: http://digilib.unila.ac.id/6413/7/07%20PERNYATAAN.pdf
document_url: http://digilib.unila.ac.id/6413/8/08%20RIWAYAT%20HIDUP.pdf
document_url: http://digilib.unila.ac.id/6413/9/09%20PERSEMBAHAN.pdf
document_url: http://digilib.unila.ac.id/6413/10/10%20MOTO.pdf
document_url: http://digilib.unila.ac.id/6413/11/11%20SANWACANA.pdf
document_url: http://digilib.unila.ac.id/6413/12/12%20DAFTAR%20ISI.pdf
document_url: http://digilib.unila.ac.id/6413/13/13%20DAFTAR%20TABEL.pdf
document_url: http://digilib.unila.ac.id/6413/14/14%20DAFTAR%20LAMPIRAN.pdf
document_url: http://digilib.unila.ac.id/6413/15/15%20DAFTAR%20GAMBAR.pdf
document_url: http://digilib.unila.ac.id/6413/16/BAB%20I.pdf
document_url: http://digilib.unila.ac.id/6413/17/BAB%20II.pdf
document_url: http://digilib.unila.ac.id/6413/18/BAB%20III.pdf
document_url: http://digilib.unila.ac.id/6413/19/BAB%20IV.pdf
document_url: http://digilib.unila.ac.id/6413/20/BAB%20V.pdf
document_url: http://digilib.unila.ac.id/6413/21/DAFTAR%20PUSTAKA.pdf