?url_ver=Z39.88-2004&rft_id=1511031085&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=ANALISIS+IMPLEMENTASI+PEMBIAYAAN+QARDH+DI+BANK+WAKAF+MIKRO%0D%0A(Studi+Pada+Pondok+Pesantren+Minhadlul+Ulum+Kecamatan+Tegineneng%2C+Kabupaten+Pesawaran)&rft.creator=Heni+Pertiwi%2C+1511031085&rft.subject=000+Ilmu+komputer%2C+informasi+dan+pekerjaan+umum&rft.description=Penelitian+ini+bertujuan+untuk+mengetahui+kesesuaian+pelaksanaan+pembiayaan+qardh+pada+bank+wakaf+mikro+dengan+standar+dan+fatwa+yang+berlaku+yaitu+Surat+Edaran+Otoritas+Jasa+Keuangan+Nomor+29%2FSEOJK.05%2F2015+dan+Fatwa+DSN+MUI+Nomor+19+Tahun+2009+serta+untuk+melihat+perkembangan+Bank+Wakaf+Mikro+Minhadlul+Ulum+dengan+menggunakan+analisis+laporan+keuangan.+Metode+yang+digunakan+dalam+penelitian+ini+adalah+deskriptif+kuantitatif%2C+yaitu+penelitian+yang+menggambarkan+data+kuantitatif+yang+diperoleh+peneliti+untuk+mengetahui+fenomena+atau+keadaan+yang+terjadi+pada+objek+penelitian.+Data+yang+diperoleh+dalam+penelitian+ini+merupakan+hasil+wawancara%2C+observasi+dan+data+pendukung+lainnya+seperti+laporan+keuangan+bank.+Hasil+yang+diperoleh+dalam+penelitian+ini+telah+sesuainya+pelaksanaan+pembiayaan+qardh+di+bank+wakaf+mikro+dengan+fatwa+dan+standar+yang+berlaku.+Namun%2C+masih+ada+perdebatan+di+kalangan+ulama+mengenai+dana+zakat+jika+disalurkan+untuk+kebutuhan+pendirian+BWM.+Namun+jika+dipastikan+bahwa+pemberian+dana+LAZ+BSM+kepada+BWM+merupakan+dana+infaq+atau+hibah+non+muslim%2C+maka+mayoritas+ulama+membolehkan+dengan+syarat+dana+tersebut+tidak+ditemukan+bertentangan+dengan+syariat.+Sementara+itu%2C+perkembangan+bank+wakaf+mikro+cukup+baik+pada+tahun+pertama+dan+kedua.+Pada+tahun+berikutnya%2C+jumlah+pelanggan+menurun+karena+COVID+19.%0D%0A%0D%0AKata+Kunci%3A+qardh%2C+bank+syariah%2C+analisis+rasio%2C+pembiayaan%2C+wakaf%0D%0A%0D%0A%0D%0A%0D%0A%0D%0A%0D%0AABSTRACT%0D%0A%0D%0AThis+study+aims+to+determine+the+suitability+of+the+implementation+of+qardh+financing+in+micro+waqf+banks+with+applicable+standards+and+fatwas%2C+namely+Circular+Letter+of+the+Financial+Services+Authority+Number+29%2FSEOJK.05%2F2015+and+DSN+MUI+Fatwa+No.+19+of+2009+and+to+see+the+development+of+Micro+Waqf+Bank+Minhadlul+Ulum+using+financial+statement+analysis.+The+method+used+in+this+research+is+descriptive+quantitative%2C+namely+research+that+describes+quantitative+data+obtained+by+researchers+to+determine+the+phenomena+or+circumstances+that+occur+in+the+object+of+research.+The+data+obtained+in+this+study+is+the+result+of+interviews%2C+observations+and+other+supporting+data+such+as+bank+financial+statements.+The+results+obtained+in+this+study+are+in+accordance+with+the+implementation+of+qardh+financing+in+micro+waqf+banks+with+fatwas+and+applicable+standards.+However%2C+there+is+still+a+debate+among+scholars+regarding+zakat+funds+if+they+are+distributed+for+the+needs+of+establishing+BWM.+However%2C+if+it+is+certain+that+the+provision+of+BSM+LAZ+funds+to+BWM+is+an+infaq+fund+or+a+non-Muslim+gift%2C+the+majority+of+scholars+allow+it+on+the+condition+that+the+funds+are+not+found+to+be+contrary+to+the+Shari'a.+Meanwhile%2C+the+development+of+micro+waqf+banks+was+quite+good+in+the+first+and+second+years.+In+the+following+year%2C+the+number+of+customers+decreased+due+to+COVID+19.%0D%0A%0D%0AKeyword%3A+qardh%2C+Islamic+bank%2C+ratio+analisys%2C+financing%2C+waqf&rft.publisher=FAKULTAS+EKONOMI+DAN+BISNIS&rft.date=2022-03-11&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F64546%2F2%2FABSTRAK.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F64546%2F1%2FSKRIPSI%2520FULL.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F64546%2F3%2FSKRIPSI%2520TANPA%2520BAB%2520PEMBAHASAN.pdf&rft.identifier=++Heni+Pertiwi%2C+1511031085++(2022)+ANALISIS+IMPLEMENTASI+PEMBIAYAAN+QARDH+DI+BANK+WAKAF+MIKRO+(Studi+Pada+Pondok+Pesantren+Minhadlul+Ulum+Kecamatan+Tegineneng%2C+Kabupaten+Pesawaran).++FAKULTAS+EKONOMI+DAN+BISNIS%2C+UNIVERSITAS+LAMPUNG.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F64546%2F