<> "The repository administrator has not yet configured an RDF license."^^ . <> . . "ANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT\r\nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \r\nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN\r\nBANK UMUM KONVENSIONAL DI INDONESIA "^^ . " \r\nABSTRACT\r\n \r\nANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT\r\nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \r\nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN\r\nBANK UMUM KONVENSIONAL DI INDONESIA \r\n\r\nBy\r\n \r\nRONI SANTOSO \r\n \r\nThis study aims to analyze and determine the effect of the Statutory Reserves Loan\r\nDeposit Ratio, Bank Capital Buffer, Gross Domestic Product, Credit Growth and\r\nLoan Interest Rates on Non-Performing Loans for Conventional Commercial\r\nBanks in Indonesia. The independent variables in this study are the Statutory\r\nReserves Loan Deposit Ratio, Bank Capital Buffer, Credit Growth and Loan\r\nInterest Rates from seven Conventional Commercial Banks during Quarter 1 2012\r\nto Quarter 4 2020. The method used in this study is Panel Least Square (PLS).\r\nwith the Fixed Effect Model (FEM) using Eviews 10 as an analysis tool. The\r\nresults of the analysis carried out show that the five independent variables have a\r\nsignificant and significant effect on the dependent variable. With a 95%\r\nconfidence level and significant results, the variables of Bank Capital Buffer,\r\nGross Domestic Product and Interest Rates have a positive and significant effect,\r\nwhile the variables of Statutory Reserves Loan Deposit Ratio and Credit Growth\r\nhave a negative and significant effect on Non-Performing Loans for Conventional\r\nCommercial Banks in Indonesia. . From the results of this study, appropriate steps\r\ncan be taken for policy makers to achieve a sustainable financial system and issue\r\nprograms or policies that can support increased financial stability.\r\n\r\nKeywords: Non-Performing loans, Statutory Reserves Loan Deposit Ratio, Gross\r\nDomestic Product, Credit Growth, Interest Rates, Panel Data. \r\n\r\n \r\n \r\nABSTRAK\r\n \r\nANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT\r\nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \r\nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN\r\nBANK UMUM KONVENSIONAL DI INDONESIA \r\n\r\nOLEH \r\n\r\nRONI SANTOSO \r\n\r\nPenelitian ini bertujuan untuk menganalisis dan mengetahui pengaruh Giro Wajib\r\nMinimum Loan Deposit Ratio, Bank Capital Buffer, Gross Domestic Product,\r\nPertumbuhan Kredit dan Suku Bunga Kredit terhadap Non Performing Loan Bank\r\nUmum Konvensional di Indonesia. Variabel bebas dalam penelitian ini adalah\r\nGiro Wajib Minimum Loan Deposit Ratio, Bank Capital Buffer, Pertumbuhan\r\nKredit dan Suku Bunga Kredit dari tujuh Bank Umum Konvensional selama\r\nQuartal 1 2012 hingga Quartal 4 2020. Metode yang digunakan dalam penelitian\r\nini adalah Panel Least Square (PLS) dengan Fixed Effect Model (FEM) dengan\r\nmenggunakan Eviews 10 sebagai alat analisisnya. Hasil analisis yang dilakukan\r\nmenunjukkan bahwa kelima variabel independen berpengaruh dan signifkan\r\nterhadap variabel dependen. Dengan tingkat kepercayaan 95% dan hasil yang\r\nsignifikan, variabel Bank Capital Buffer, Gross Domestic Product dan Suku\r\nBunga berpengaruh positif dan signifikan, sedangkan variabel Giro Wajib\r\nMinimum Loan Deposit Ratio dan Pertumbuhan Kredit berpengaruh negatif dan\r\nsignifikan terhadap Non Performing Loan Bank Umum Konvensional di\r\nIndonesia. Dari hasil studi ini, dapat diambil langkah yang tepat bagi pengambil\r\nkebijakan untuk mencapai sistem keuangan yang berkelanjutan dan mengeluarkan\r\nprogram atau kebijakan yang dapat mendukung peningkatan stabilitas keuangan.\r\n\r\nKata Kunci: Non Performing loan, Giro Wajib Minimum Loan Deposit Ratio,\r\nGross Domestic Product, Pertumbuhan Kredit, Suku Bunga, Data Panel."^^ . "2022-06-30" . . . . . "FAKULTAS EKONOMI DAN BISNIS "^^ . . . . . . . "1711021095"^^ . "Roni Santoso"^^ . "1711021095 Roni Santoso"^^ . . . . . . "ANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT\r\nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \r\nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN\r\nBANK UMUM KONVENSIONAL DI INDONESIA (File PDF)"^^ . . . "ABSTRAK.pdf"^^ . . . "ANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT\r\nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \r\nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN\r\nBANK UMUM KONVENSIONAL DI INDONESIA (File PDF)"^^ . . . "ANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT\r\nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \r\nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN\r\nBANK UMUM KONVENSIONAL DI INDONESIA (File PDF)"^^ . . . "SKRIPSI FULL TANPA BAB PEMBAHASAN.pdf"^^ . . . "ANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT\r\nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \r\nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN\r\nBANK UMUM KONVENSIONAL DI INDONESIA (Other)"^^ . . . . . . "lightbox.jpg"^^ . . . "ANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT\r\nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \r\nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN\r\nBANK UMUM KONVENSIONAL DI INDONESIA (Other)"^^ . . . . . . "indexcodes.txt"^^ . . . "ANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT\r\nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \r\nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN\r\nBANK UMUM KONVENSIONAL DI INDONESIA (Other)"^^ . . . . . . "preview.jpg"^^ . . . "ANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT\r\nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \r\nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN\r\nBANK UMUM KONVENSIONAL DI INDONESIA (Other)"^^ . . . . . . "ANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT\r\nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \r\nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN\r\nBANK UMUM KONVENSIONAL DI INDONESIA (Other)"^^ . . . . . . "medium.jpg"^^ . . . "ANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT\r\nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \r\nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN\r\nBANK UMUM KONVENSIONAL DI INDONESIA (Other)"^^ . . . . . . "indexcodes.txt"^^ . . . "ANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT\r\nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \r\nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN\r\nBANK UMUM KONVENSIONAL DI INDONESIA (Other)"^^ . . . . . . "small.jpg"^^ . . . "ANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT\r\nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \r\nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN\r\nBANK UMUM KONVENSIONAL DI INDONESIA (Other)"^^ . . . . . . "lightbox.jpg"^^ . . . "ANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT\r\nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \r\nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN\r\nBANK UMUM KONVENSIONAL DI INDONESIA (Other)"^^ . . . . . . "preview.jpg"^^ . . . "ANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT\r\nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \r\nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN\r\nBANK UMUM KONVENSIONAL DI INDONESIA (Other)"^^ . . . . . . "medium.jpg"^^ . . . "ANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT\r\nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \r\nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN\r\nBANK UMUM KONVENSIONAL DI INDONESIA (Other)"^^ . . . . . . "small.jpg"^^ . . . "ANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT\r\nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \r\nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN\r\nBANK UMUM KONVENSIONAL DI INDONESIA (Other)"^^ . . . . . . "ANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT\r\nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \r\nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN\r\nBANK UMUM KONVENSIONAL DI INDONESIA (Other)"^^ . . . . . . "ANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT\r\nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \r\nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN\r\nBANK UMUM KONVENSIONAL DI INDONESIA (Other)"^^ . . . . . . "ANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT\r\nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \r\nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN\r\nBANK UMUM KONVENSIONAL DI INDONESIA (Other)"^^ . . . . . "HTML Summary of #66804 \n\nANALISIS PENGARUH GIRO WAJIB MINIMUM LOAN DEPOSIT \nRATIO, BANK CAPITAL BUFFER, GDP, SUKU BUNGA KREDIT DAN \nPERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN \nBANK UMUM KONVENSIONAL DI INDONESIA \n\n" . "text/html" . . . "332 Ekonomi keuangan" . . . "334 Koperasi, sistem perkoperasian" . . . "336 Keuangan publik" . .