?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=ANALISIS+PERLINDUNGAN+HUKUM+NASABAH+DALAM%0D%0AMELAKUKAN+TRANSAKSI+MELALUI+SMS+BANKING++&rft.creator=MUHAMMAD+REVANDRA%2C+ILHAM+VIERY&rft.subject=341+Hukum-hukum+negara&rft.description=ABSTRAK%0D%0A+%0D%0A%0D%0A%0D%0ABank+merupakan+pelaku+usaha+yang+memiliki+kewajiban+untuk+melindungi+%0D%0Anasabah%2C+sama+dengan+bank-bank+yang+lain.+Bank+juga+memiliki+tanggung+jawab+%0D%0Auntuk+mengantisipasi+terjadinya+kebocoran+data+nasabah+penyimpan.+Tujuan+%0D%0Apenelitian+ini+adalah+menganalisis+perlindungan+hukum+terhadap+pengguna+SMS%0D%0Abanking+pada+bank+berdasarkan+peraturan+yang+berlaku+dan+tanggung+jawab+bank%0D%0Ajika+terjadi+pembocoran+data.+%0D%0A%0D%0AJenis+penelitian+ini+adalah+penelitian+hukum+normatif%2C+tipe+penelitian+yang+%0D%0Adigunakan+dalam+penelitian+ini+adalah+penelitian+hukum+deskriptif.+Data+yang%0D%0Adiperoleh+kemudian+dianalisis+secara+kualitatif.+%0D%0A%0D%0AHasil+penelitian+dan+pembahasan+menunjukkan+bahwa+perlindungan+hukum%0D%0Aterhadap+pengguna+SMS+banking+berdasarkan+Pasal+29+(4)+Undang-undang+Nomor%0D%0A10+Tahun+1998+tentang+Perubahan+atas+Undang-undang+Nomor+7+Tahun+1992%0D%0Atentang+Perbankan+mengenai+kewajiban+bank+dalam+menyediakan+informasi%0D%0Aterhadap+risiko+kerugian+transaksi+nasabah%2C+ketentuan+ini+tidak+wajib+memberikan%0D%0Ainformasi.+Kewajiban+memberikan+informasi+jika+nasabah+yang+memintanya%2C+%0D%0Aundang-undang+perbankan+tidak+menjelaskan+sejauh+mana+batasan+penyediaan%0D%0Ainformasi+risiko+kerugiaan+yang+dialami+oleh+nasabah.+Tanggung+jawab+bank+jika%0D%0Aterjadi+pembocoran+data+berdasarkan+Peraturan+Bank+Indonesia+Nomor%3A+%0D%0A7%2F6%2FPBI%2F2005+tentang+Transparansi+Informasi+Produk+Bank+dan+Penggunaan+Data%0D%0APribadi+Nasabah.+Tanggung+jawab+Bank+terhadap+kerugian+yang+diderita+nasabah%0D%0Abersifat+intern+dan+ekstern.+Artinya+bank+bertanggung+jawab+pada+pegawainya%0D%0Ayang+melakukan+pembocoran+data%2C+namun+disisi+lain+bank+juga+bertanggung+jawab%0D%0Aterhadap+nasabah+yang+dirugikan+tersebut.+%0D%0A+%0D%0AKata+Kunci%3A+Perlindungan+Hukum%2C+Nasabah+Transaksi%2C+SMS+Banking.%0D%0A+%0D%0AABSTRACT+%0D%0A+%0D%0AANALYSIS+OF+LEGAL+PROTECTION+OF+CUSTOMERS+IN+MAKING+%0D%0ATRANSACTIONS+THROUGH+SMS+BANKING%0D%0A+%0D%0A+%0D%0ABy+%0D%0AMUHAMMAD+REVANDRA+ILHAM+VIERY%0D%0A++%0D%0ABank+is+a+business+actor+who+has+an+obligation+to+protect+customers%2C+just+like%0D%0Aother+banks.+Bank+also+has+a+responsibility+to+anticipate+leakage+of+customer+data+%0D%0Afrom+depositors.+The+purpose+of+this+study+is+to+analyze+the+legal+protection+of+%0D%0ASMS+banking+at+Bank+based+on+applicable+regulations+and+the+bank's+%0D%0Aresponsibility+in+the+event+of+data+leakage.%0D%0A%0D%0AThis+type+of+research+is+normative+legal+research%2C+the+type+of+research+used+in+this+%0D%0Aresearch+is+descriptive+legal+research.+The+data+obtained+were+then+analyzed%0D%0Aqualitatively.+%0D%0A%0D%0AThe+results+of+the+research+and+discussion+show+that+the+legal+protection+for+SMS%0D%0Abanking+at+bank+based+on+Article+29+(4)+of+Law+Number+10+of+1998+concerning%0D%0AAmendments+to+Law+Number+7+of+1992+concerning+Banking+regarding+bank%0D%0Aobligations+in+providing+information+on+the+risk+of+transaction+losses.+customers%2C%0D%0Athis+provision+is+not+required+to+provide+information.+The+obligation+to+provide%0D%0Ainformation+if+the+customer+requests+it%2C+the+banking+law+does+not+explain+the%0D%0Aextent+to+which+the+limitation+of+providing+information+on+the+risk+of+loss%0D%0Aexperienced+by+the+customer.+The+responsibility+of+the+bank+in+the+event+of+data+%0D%0Aleakage+is+based+on+Bank+Indonesia+Regulation+Number%3A+7%2F6%2FPBI%2F2005%0D%0Aconcerning+Transparency+of+Bank+Product+Information+and+Use+of+Customer%0D%0APersonal+Data.+The+Bank's+responsibility+for+losses+suffered+by+customers+is+%0D%0Ainternal+and+external.+This+means+that+the+bank+is+responsible+for+its+employees%0D%0Awho+leak+the+data%2C+but+on+the+other+hand+the+bank+is+also+responsible+for+the%0D%0Acustomers+who+are+harmed.%0D%0A+%0D%0AKeywords%3A+Legal+Protection%2C+Transaction+Customers%2C+SMS+Banking.+%0D%0A%0D%0A+%0D%0A%0D%0A&rft.publisher=FAKULTAS+HUKUM&rft.date=2022-12-13&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F70059%2F1%2FABSTRAK.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F70059%2F2%2FSKRIPSI%2520FULL.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F70059%2F3%2FSKRIPSI%2520FULL%2520TANPA%2520BAB%2520PEMBAHASAN.pdf&rft.identifier=++MUHAMMAD+REVANDRA%2C+ILHAM+VIERY++(2022)+ANALISIS+PERLINDUNGAN+HUKUM+NASABAH+DALAM+MELAKUKAN+TRANSAKSI+MELALUI+SMS+BANKING.++FAKULTAS+HUKUM%2C+UNIVERSITAS+LAMPUNG+.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F70059%2F