?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=ANALISIS+KOMPERATIF+TINGKAT+KESEHATAN+BANK%0D%0AUMUM+SYARIAH+DAN+BANK+UMUM+KONVENSIONAL%0D%0ADENGAN+METODE+RISK+PROFILE%2C+GOOD+CORPORATE%0D%0AGOVERNANCE%2C+EARNINGS+DAN%2C+CAPITAL+(RGEC)&rft.creator=MARWANTO%2C+1011031064&rft.subject=HB+Economic+Theory&rft.subject=HC+Economic+History+and+Conditions&rft.subject=HD61+Risk+Management&rft.description=ABSTRAK%0D%0A%0D%0A%0D%0AKondisi+perekonomian+indonesia+yang+sedang+tumbuh+pada+sektor+jasa+keuangan+perbankan%2C%0D%0Adari+tahun+ke+tahun+terus+mengalami+perbaikan.+Perubahan+dalam+bidang+regulasi+salah%0D%0Asatunya%2C+perubahan+dalam+metode+penilaian+tingkat+kesehatan+juga+mengalami+perubahan%2C%0D%0Adari+metode+pertama+yaitu+CAMEL+tahun+1991+kemudian+berubah+tahun+2004+menjadi%0D%0ACAMELS+dan+berubah+lagi+tahun+2011+menjadi+RGEC.+Persaingan+antar+perbankan+juga%0D%0Asemakin+ketat%2C+hal+ini+dapat+dilihat+banyak+bertambahnya+jumlah+bank+di+Indonesia+baik+bank%0D%0Akonvensional+maupun+bank+syariah.%0D%0A%0D%0APenelitian+ini+bertujuan+untuk+mengetahui+perbedaan+tingkat+kesehatan+bank+syariah+dan+bank%0D%0Akonvensional+tahun+2012-2013.+Penilaian+perbedaan+tingkat+kesehatan+menggunakan+metode%0D%0Aterbaru+yaitu+RGEC+yakni+faktor+profil+resiko+(risk+profile)%2C+faktor+tata+kelola+perusahaan%0D%0A(good+corporate+governance)%2C+faktor+rentabilitas+(earnings)%2C+faktor+permodalan+(capital).%0D%0ASampel+yang+digunakan+dalam+penelitian+ini+yaitu+8+bank+syariah+dan+18+Bank+konvensional%0D%0Adengan+menggunakan+metode+purposive+sampling.+Teknik+analisis+statistik+menggunakan+uji%0D%0Ahipotesis+Mann-Whitney+test+dengan+menggunakan+program+SPSS+versi+21.%0D%0A%0D%0AHasil+penelitian+menunjukan+bahwa+dari+keempat+faktor+penilai+tingkat+kesehatan%2C+hanya+tiga%0D%0Afaktor+yang+menunjukan+tidak+ada+perbedaan+secara+signifikan+tingkat+kesehatan+antara+bank%0D%0Asyariah+dan+bank+konvensional+yaitu+faktor+risk+profile%2C+GCG+dan+capital.+Sedangkan+faktor%0D%0Ayang+menunjukan+terdapat+perbedaan+secara+signifikan+yaitu+faktor+rentabilitas+(earnings)+hal%0D%0Aini+dikarenakan+terdapat+perbedaan+yang+signifikan+tingkat+perolehan+laba+antara+kedua+bank.%0D%0A%0D%0AKata+kunci+%3A+Kesehatan+bank%2C+risk+profile%2C+GCG%2C+earnings%2C+capital.%0D%0A%0D%0A%0D%0AABSTRACT%0D%0A%0D%0A%0D%0A%0D%0AIndonesian+economic+conditions+growing+in+the+financial+services+sector+banking%2C+from+year%0D%0Ato+year+continues+repair.+Changes+to+regulations%2C+one+of+which%2C+a+change+in+the+method+of%0D%0Aassessment+of+the+level+of+health+is+also+changing%2C+from+the+first+method%2C+namely+CAMEL%0D%0A1991+later+changed+in+2004+to+CAMELS+and+changed+again+in+2011+to+RGEC.+Competition%0D%0Aamong+banks+are+also+increasingly+tight%2C+it+can+be+seen+a+lot+of+increase+in+the+number+of%0D%0Abanks+in+Indonesia%2C+both+conventional+banks+and+Islamic+banks.%0D%0A%0D%0AThis+study+aims+to+determine+the+differences+in+the+level+of+health+of+Islamic+banks+and%0D%0Aconventional+banks+2012-2013.+Valuation+differences+in+the+level+of+health+using+the+latest%0D%0Amethods+RGEC+the+risk+factor+profile+(risk+profile)%2C+the+factors+of+corporate+governance%0D%0A(GCG)%2C+earnings+(earnings)%2C+the+capital+factor+(capital).+The+sample+used+in+this+study+is+8%0D%0AIslamic+banks+and+18+conventional+banks+by+using+purposive+sampling+method.+Statistical%0D%0Aanalysis+techniques+using+the+Mann-Whitney+test+hypothesis+test+using+SPSS+version+21.%0D%0A%0D%0AThe+results+showed+that+of+the+four+factors+appraiser+health+level%2C+only+three+factors+showed%0D%0Ano+significant+differences+in+health+levels+between+Islamic+banks+and+conventional+banks+are%0D%0Arisk+factor+profile%2C+corporate+governance+and+capital.+While+the+factors+that+showed%0D%0Asignificant+differences+are+of+earnings+(earnings)+this+is+because+there+are+significant%0D%0Adifferences+in+the+rate+of+profit+between+the+two+banks.%0D%0A%0D%0AKeywords%3A+Health+banks%2C+risk+profile%2C+corporate+governance%2C+earnings%2C+capital.&rft.publisher=Fakultas+Ekonomi+dan+Bisnis&rft.date=2015-03-06&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F7794%2F1%2F1.%2520COVER%2520DEPAN.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F7794%2F2%2F2.%2520ABSTRACT.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F7794%2F3%2F3.%2520ABSTRAK.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F7794%2F4%2F4.%2520COVER%2520DALAM.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F7794%2F5%2F5.%2520MENYETUJUI.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F7794%2F6%2F6.%2520MENGESAHKAN.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F7794%2F7%2F7.%2520SURAT%2520PERNYATAAN.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F7794%2F8%2F8.%2520RIWAYAT%2520HIDUP.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F7794%2F9%2F9.%2520PERSEMBAHAN.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F7794%2F10%2F10.%2520MOTO.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F7794%2F11%2F11.%2520SANWACANA.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F7794%2F13%2F13.%2520DAFTAR%2520TABEL.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F7794%2F14%2F14.%2520DAFTAR%2520LAMPIRAN.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F7794%2F124%2FDAFTAR%2520ISI.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F7794%2F15%2FBAB%2520I.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F7794%2F16%2FBAB%2520II.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F7794%2F17%2FBAB%2520III.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F7794%2F125%2FBAB%2520IV.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F7794%2F126%2FBAB%2520V.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F7794%2F20%2FDAFTAR%2520PUSTAKA.pdf&rft.identifier=++MARWANTO%2C+1011031064++(2015)+ANALISIS+KOMPERATIF+TINGKAT+KESEHATAN+BANK+UMUM+SYARIAH+DAN+BANK+UMUM+KONVENSIONAL+DENGAN+METODE+RISK+PROFILE%2C+GOOD+CORPORATE+GOVERNANCE%2C+EARNINGS+DAN%2C+CAPITAL+(RGEC).++Fakultas+Ekonomi+dan+Bisnis%2C+Universitas+Lampung.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F7794%2F