%0 Generic
%A FAIZAH , SHOFIYAH LARASATI R
%C UNIVERSITAS LAMPUNG
%D 2024
%F eprints:82105
%I FAKULTAS EKONOMI DAN BISNIS
%T THE EFFECT OF LOAN TO DEPOSIT RATIO AND GROWTH  OPPORTUNITY TOWARD RETURN ON ASSET  (Empirical Study of Banking Companies in 2019-2022)
%U http://digilib.unila.ac.id/82105/
%X This study aims to analyze the contribution of loan to deposit ratio and growth  opportunity to the condition of banking financial performance. The population of  this study is banking companies. The total sample of this study includes 180  samples from 45 companies for a 4-year research period. Data sourced from  annual reports accessed through the company’s official website and the  Indonesian stock exchange website. The research variables used are loan to  deposit ratio, growth opportunity, return on assets, and size. The analysis  technique used multinomial logistic regression analysis. The results showed that  loan to deposit ratio can positively effect on return on assets, while growth  opportunity has not been able to effect on return on assets.  Keywords: Loan to Deposit Ratio, Growth Opportunity, Return on Asset      Penelitian ini bertujuan untuk menganalisis kontribusi loan to deposit ratio dan  growth opportunity terhadap kondisi kinerja keuangan perbankan. Populasi  penelitian ini adalah perusahaan perbankan. Total sampel penelitian ini meliputi  180 sampel dari 45 perusahaan untuk periode penelitian selama 4 tahun. Data  bersumber dari laporan tahunan yang diakses melalui website resmi perusahaan  maupun website bursa efek indonesia. Variabel penelitian yang digunakan  adalah loan to deposit ratio, growth opportunity, return on assets, dan size.  Teknik analisis yang digunakan adalah analisis regresi logistik multinomial.  Hasil penelitian menunjukkan bahwa loan to deposit ratio berpengaruh positif  terhadap return on asset, sedangkan growth opportunity tidak berpengaruh  terhadap return on asset.    Kata kunci: Loan to Deposit Ratio, Growth Opportunity, Return on Asset