@misc{eprints82282,
           month = {Agustus},
           title = {ANALISIS PENGARUH KINERJA KEUANGAN BANK TERHADAP
PROFITABILITAS BANK PERKREDITAN RAKYAT (BPR)
KONVENSIONAL PROVINSI LAMPUNG},
          author = { Saputri	 	Intan},
         address = {UNIVERSITAS LAMPUNG },
       publisher = {EKONOMI DAN BISNIS },
            year = {2024},
             url = {http://digilib.unila.ac.id/82282/},
        abstract = {Penelitian ini memiliki tujuan untuk mengetahui pengaruh kinerja keuangan bank
terhadap profitabilitas Bank Perkreditan Rakyat (BPR) Konvensional Provinsi
Lampung. Variabel terikat yang digunakan adalah Return On Assets (ROA) dan
variabel bebas meliputi Capital Adequacy Ratio (CAR), Non-Performing Loan
(NPL), Loan to Deposit Ratio (LDR), Beban Operasional Pendapatan Operasional
(BOPO), dan Kualitas Aktiva Produktif (KAP). Metode yang digunakan dalam
penelitian ini adalah metode penelitian kuantitatif. Teknik analisis data
menggunakan regresi data panel selama kuartal 1 tahun 2016 hingga kuartal 3 tahun
2023 pada 11 BPR konvensional Provinsi Lampung. Hasil penelitian ini
menunjukkan bahwa CAR dan LDR berpengaruh positif signifikan terhadap ROA,
sedangkan NPL, BOPO, dan KAP berpengaruh negatif signifikan terhadap ROA.
Secara simultan CAR, NPL, LDR, BOPO, dan KAP secara bersama-sama
berpengaruh dan signifikan terhadap ROA.
Kata Kunci : Kinerja Keuangan, Profitabilitas, Return on Asset
This study aims to determaine the effect of bank financial performance on
profitability of Conventional Rural Banks in Lampung Province. The dependent
variable used is Return on Assets (ROA) and the independent varables include
Capital Adequacy Ratio (CAR), Non-Performing Loan (NPL), Loan to Deposit
Ratio (LDR), Operating Expenses Operating Income, and Earning Asset Quality.
The method used in this research is quantitative research method. The data
analysis technique uses panel data regression during the first quarter of 2016 to
the third quarter of 2023 on 11 conventional Rural Banks in Lampung Province.
The result of this study indicate that CAR and LDR have a significant positive
effect on ROA, while NPL, BOPO, and KAP have a significant negative effect on
ROA. Simultaneously CAR, NPL, LDR, BOPO, and KAP together have a
significant effect on ROA.
Keywords : Financial Performance, Profitability, Return on Asset}
}