?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=PENGARUH+IMPLEMENTASI+QRIS+TERHADAP%0D%0AKUALITAS+INFORMASI+KEUANGAN+DAN+DAMPAKNYA%0D%0ATERHADAP+KINERJA+UMKM+DI+KOTA+BANDAR+LAMPUNG&rft.creator=%09Nurhayati%2C++Widi+Utami%09&rft.subject=330+Ekonomi&rft.description=MSMEs+are+recognized+as+a+sector+that+drives+economic+growth.+However%2C%0D%0AMSMEs+often+face+challenges+in+financial+management%2C+including+the+accurate%0D%0Aand+reliable+preparation+of+financial+reports.+Based+on+research+activities%2C+it+was%0D%0Afound+that+75%25+of+MSMEs+do+not+regularly+manage+and+present+financial%0D%0Ainformation.+This+is+attributed+to+several+issues+faced+by+MSMEs.+The+primary%0D%0Aproblem+identified+is+the+limitation+of+competent+human+resources.+The+majority+of%0D%0AMSMEs+lack+adequate+financial+experts.+Additionally%2C+some+MSMEs+also%0D%0Aencounter+issues+such+as+a+lack+of+understanding+of+proper+financial+information%0D%0Arecording+for+appropriate+business+decision-making.+However%2C+the+current+trend%0D%0Aof+using+digital+payment+QRIS+is+considered+very+high+and+continuously%0D%0Aincreasing%2C+driven+by+the+role+of+QRIS+in+providing+benefits+to+merchants%2C%0D%0Aincluding+MSMEs.%0D%0AThis+research+was+conducted+on+MSMEs+located+in+Bandar+Lampung+and+aimed%0D%0Ato+analyze+the+role+of+QRIS+in+driving+MSME+performance+in+the+context+of%0D%0Aenhancing+the+quality+of+financial+information.+The+purposive+sampling+technique%0D%0Awas+utilized+for+sampling.+A+questionnaire+was+used+as+a+research+tool%2C+employing%0D%0AStructural+Equation+Model+(SEM)+as+the+data+analysis+technique%2C+including+outer%0D%0Amodel+and+inner+model+testing.+The+research+results+indicate+that+the+quality+of%0D%0Afinancial+information%2C+as+an+intervening+variable%2C+can+indirectly+influence+the%0D%0Aimprovement+of+MSME+performance+following+the+implementation+of+QRIS+in+the%0D%0Adigital+payment.%0D%0AKeywords+%3A+MSME+performance%2C+QRIS%2C+Quality+of+financial+information%2C%0D%0AStructural+Equation+Model+(SEM)%2C+Partial+Least+Square+(PLS).%0D%0AUsaha+Mikro+Kecil+Menengah+(UMKM)+diakui+sebagai+sektor+yang+mendorong%0D%0Apertumbuhan+ekonomi.+Namun%2C+UMKM+sering+menghadapi+tantangan+dalam+manajemen%0D%0Akeuangan%2C+termasuk+persiapan+laporan+keuangan+yang+akurat+dan+dapat+diandalkan.%0D%0ABerdasarkan+kegiatan+penelitian%2C+ditemukan+bahwa+75%25+UMKM+tidak+secara+rutin%0D%0Amengelola+dan+menyajikan+informasi+keuangan.+Hal+ini+disebabkan+oleh+beberapa%0D%0Amasalah+yang+dihadapi+UMKM.+Masalah+utama+yang+diidentifikasi+adalah+keterbatasan%0D%0Asumber+daya+manusia+yang+kompeten.+Sebagian+besar+UMKM+kekurangan+ahli+keuangan%0D%0Ayang+memadai.+Selain+itu%2C+beberapa+UMKM+juga+mengalami+masalah+seperti+kurangnya%0D%0Apemahaman+tentang+pencatatan+informasi+keuangan+yang+tepat+untuk+pengambilan%0D%0Akeputusan+bisnis+yang+sesuai.+Namun%2C+tren+saat+ini+dalam+penggunaan+QRIS+untuk%0D%0Apembayaran+digital+dianggap+sangat+tinggi+dan+terus+meningkat%2C+didorong+oleh+peran%0D%0AQRIS+dalam+memberikan+manfaat+kepada+pedagang%2C+termasuk+UMKM.%0D%0APenelitian+ini+dilakukan+pada+UMKM+yang+berlokasi+di+Bandar+Lampung+dan+bertujuan%0D%0Auntuk+menganalisis+peran+QRIS+dalam+meningkatkan+kinerja+UMKM+dalam+konteks%0D%0Apeningkatan+kualitas+informasi+keuangan.+Teknik+purposive+sampling+digunakan+untuk%0D%0Apengambilan+sampel.+Kuesioner+digunakan+sebagai+alat+penelitian%2C+dengan+menggunakan%0D%0AStructural+Equation+Model+(SEM)+sebagai+teknik+analisis+data%2C+termasuk+pengujian+outer%0D%0Amodel+dan+inner+model.+Hasil+penelitian+menunjukkan+bahwa+kualitas+informasi%0D%0Akeuangan%2C+sebagai+variabel+intervening%2C+dapat+secara+tidak+langsung+memengaruhi%0D%0Apeningkatan+kinerja+UMKM+setelah+implementasi+QRIS+dalam+pembayaran+digital.%0D%0A%0D%0AKata+Kunci+%3A+Kinerja+UMKM%2C+QRIS%2C+Kualitas+Informasi+Keuangan%2C+Structural+Equation%0D%0AModel+(SEM)%2C+Partial+Least+Square+(PLS).&rft.publisher=EKONOMI+DAN+BISNIS+&rft.date=2024&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F84155%2F1%2FABSTRAK%2520SKRIPSI%2520-%2520Nurhayati%2520Widi%2520Utami.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F84155%2F2%2FSKRIPSI%2520LENGKAP%2520TANPA%2520%2520LAMPIRAN%2520-%2520Nurhayati%2520Widi%2520Utami.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F84155%2F3%2FSKRIPSI%2520LENGKAP%2520TANPA%2520PEMBAHASAN%2520TANPA%2520LAMPIRAN%2520-%2520Nurhayati%2520Widi%2520Utami.pdf&rft.identifier=+++Nurhayati%2C+Widi+Utami+++(2024)+PENGARUH+IMPLEMENTASI+QRIS+TERHADAP+KUALITAS+INFORMASI+KEUANGAN+DAN+DAMPAKNYA+TERHADAP+KINERJA+UMKM+DI+KOTA+BANDAR+LAMPUNG.++EKONOMI+DAN+BISNIS+%2C+UNIVERSITAS+LAMPUNG+.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F84155%2F