?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=FAKTOR-FAKTOR+YANG+MEMPENGARUHI%0D%0A%0D%0ARETURN+ON+ASSET+(ROA)+PADA+5+BANK+UMUM+KONVENSIONAL%0D%0A%0D%0ATAHUN+2015-2022&rft.creator=Desy+%09%2C+Ratnasari&rft.subject=330+Ekonomi&rft.description=Penelitian+ini+bertujuan+untuk+mengkaji+faktor-faktor+yang+memiliki+pengaruh%0D%0Aterhadap+Return+on+Asset+(ROA)+di+5+bank+umum+konvensional+tahun+2015-2022.%0D%0AFaktor-faktor+tersebut+terdiri+dari+faktor+lingkungan+yaitu+green+banking%2C+faktor%0D%0Aekonomi+yaitu+suku+bunga+kredit+dan+inflasi%2C+dan+faktor+internal+bank+yaitu+BOPO.%0D%0AMetode+penelitian+yang+digunakan+adalah+regresi+data+panel+dengan+model%0D%0ACommon+Effect+(CEM).+Data+dalam+penelitian+ini+menggunakan+data+time+series%0D%0A(2015-2022)+dan+data+cross+section+(5+bank+umum+konvensional).+Hasil+dari%0D%0Apenelitian+ini+menunjukkan+bahwa+green+banking%2C+inflasi%2C+dan+BOPO+berpengaruh%0D%0Anegatif+signifikan+terhadap+Return+on+Asset+(ROA)+di+5+bank+umum+konvensional.%0D%0ASedangkan+suku+bunga+kredit+berpengaruh+positif+signifikan+terhadap+Return+on%0D%0AAsset+(ROA).+Secara+simultan+seluruh+variabel+independen+secara+bersama-sama%0D%0Aberpengaruh+signifikan+terhadap+Return+on+Asset+(ROA)+di+5+bank+umum%0D%0Akonvensional+pada+tahun+2015-2022.%0D%0AKata+Kunci%3A+BOPO%2C+Green+Banking%2C+Inflasi%2C+Return+on+Asset%2C+Suku+Bunga+Kredit%0D%0AThis+study+aims+to+examine+the+factors+that+have+an+influence+on+Return+on+Assets%0D%0A(ROA)+in+5+conventional+commercial+banks+in+2015-2022.+These+factors+consist+of%0D%0Aenvironmental+factors%2C+namely+green+banking%2C+economic+factors%2C+namely+lending%0D%0Arates+and+inflation%2C+and+internal+bank+factors%2C+namely+BOPO.+The+research+method%0D%0Aused+is+regression+of+panel+data+with+the+Common+Effect+Model+(CEM).+The+data%0D%0Ain+this+study+used+time+series+data+(2015-2022)+and+cross+section+data+(5%0D%0Aconventional+commercial+banks).+The+results+of+this+study+show+that+green+banking%2C%0D%0Ainflation%2C+and+BOPO+have+a+significant+negative+effect+on+Return+on+Assets+(ROA)%0D%0Ain+5+conventional+commercial+banks.+Meanwhile%2C+lending+rate+have+a+significant%0D%0Apositive+effect+on+Return+on+Assets+(ROA).+Simultaneously%2C+all+independent%0D%0Avariables+together+have+a+significant+effect+on+Return+on+Assets+(ROA)+in+5%0D%0Aconventional+commercial+banks+in+2015-2022.%0D%0AKeywords%3A+BOPO%2C+Green+Banking%2C+Inflation%2C+Lending+Rate%2C+Return+on+Asset&rft.publisher=FAKULTAS+EKONOMI+DAN+BISNIS&rft.date=2024-05-02&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F84804%2F1%2FABSTRAK%2520-%2520Desy%2520Ratnasari.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F84804%2F2%2FSKRIPSI%2520FULL%2520-%2520Desy%2520Ratnasari.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F84804%2F3%2FSKRIPSI%2520TANPA%2520BAB%2520PEMBAHASAN%2520-%2520Desy%2520Ratnasari.pdf&rft.identifier=++Desy+%2C+Ratnasari++(2024)+FAKTOR-FAKTOR+YANG+MEMPENGARUHI+RETURN+ON+ASSET+(ROA)+PADA+5+BANK+UMUM+KONVENSIONAL+TAHUN+2015-2022.++FAKULTAS+EKONOMI+DAN+BISNIS%2C+UNIVERSITAS+LAMPUNG.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F84804%2F