%A Nurdinsi Utama	 	Julius 
%T ANALISIS PENGARUH GREEN BANKING DAN KINERJA KEUANGAN
TERHADAP PROFITABILITAS BANK ANGGOTA INISIATIF
KEUANGAN BERKELANJUTAN INDONESIA
%X Pergeseran kegiatan perbankan normal ke aktivitas green banking didorong oleh
tanggung jawab perbankan terhadap masyarkat dan lingkungan. Penerapan Green
Banking tentu mempengaruhi profitabilitas yang juga didorong oleh kinerja
keuangan perbankan dalam pembentukan laba. Penelitian ini bertujuan untuk
meneliti apakah Green Banking (Green Banking Index), Capital Adequacy (CAR),
Non Performing Loan (NPL), Bank Efficiency (BOPO), Liquidity Level (LDR)
terhadap Profitabilitas Bank Anggota Indonesia Inisiatif Keuangan Berkelanjutan.
Penelitian ini mengkaji data perbankan berdasarkan data panel, berdasarkan hasil
regresi yang dilakukan untuk melihat pengaruh antar variabel, diperoleh bahwa
rasio perbankan berupa kecukupan modal (CAR) dan tingkat likuiditas (LDR)
secara parsial berpengaruh positif dan signifikan terhadap peningkatan
Profitabilitas Bank (ROA) Anggota Inisiatif Bank Berkelanjutan Indonesia,
sedangkan rasio Kredit Bermasalah (NPL), Efisiensi Bank (BOPO) dan variabel
Perbankan Hijau (Green Banking Index) berpengaruh negatif dan signifikan
terhadap (ROA) Anggota Inisiatif Bank Berkelanjutan Indonesia.
Keywords : Profitabilitas, Perbankan Hijau, Kinerja Keuangan
The shift from normal banking activities to green banking activities is driven by
banking responsibilities towards society and the environment. The implementation
of Green Banking certainly affects profitability which is also driven by banking
financial performance in generating profits. This research aims to examine whether
Green Banking (Green Banking Index), Capital Adequacy (CAR), Non Performing
Loans (NPL), Bank Efficiency (BOPO), Liquidity Level (LDR) affect the
Profitability of Indonesian Member Banks of the Sustainable Finance Initiative.
This research examines banking data based on panel data, based on the results of
regressions carried out to see the influence between variables, it is found that
banking ratios in the form of capital adequacy (CAR) and liquidity levels (LDR)
partially have a positive and significant effect on increasing Bank Profitability

(ROA) of Members. Indonesian Sustainable Bank Initiative, while the Non-
Performing Credit ratio (NPL), Bank Efficiency (BOPO) and the Green Banking

Index variable have a negative and significant effect on (ROA) Members of the
Indonesian Sustainable Bank Initiative.
Keywords : Profitability, Green Banking, Financial Performance
%C UNIVERSITAS LAMPUNG
%D 2024
%I EKONOMI DAN BISNIS
%L eprints85457