?url_ver=Z39.88-2004&rft_id=2014211053&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=PERSEPSI+PETANI+PADI+TERHADAP+PROGRAM+KREDIT+USAHA%0D%0ARAKYAT+(KUR)+BANK+LAMPUNG+DALAM+MENINGKATKAN%0D%0AKEBERLANJUTAN+USAHATANI+PADI+DI+DESA+SEMULI+RAYA%0D%0AKECAMATAN+ABUNG+SEMULI+KABUPATEN+LAMPUNG+UTARA&rft.creator=Sari+Fatul+%2C+Khotimah+&rft.subject=000+Ilmu+komputer%2C+informasi+dan+pekerjaan+umum&rft.subject=001+Ilmu+pengetahuan&rft.description=Indonesia+sebagai+negara+agraris+menghadapi+tantangan+besar+dalam+meningkatkan%0D%0Aproduktivitas+pertanian%2C+terutama+pada+komoditas+padi+yang+menjadi+sumber%0D%0Apangan+utama.+Salah+satu+kendala+utama+yang+dihadapi+petani+adalah+keterbatasan%0D%0Amodal%2C+yang+memengaruhi+kemampuan+mereka+untuk+mengelola+usahatani+secara%0D%0Aoptimal.+Untuk+mengatasi+kendala+ini%2C+pemerintah+meluncurkan+Program+Kredit%0D%0AUsaha+Rakyat+(KUR)+yang+bertujuan+memberikan+akses+permodalan+bagi+petani%0D%0Aguna+meningkatkan+keberlanjutan+usaha+tani.+Penelitian+ini+bertujuan+untuk%0D%0Amenganalisis+persepsi+petani+padi+terhadap+Program+Kredit+Usaha+Rakyat+(KUR)%0D%0ABank+Lampung+dalam+meningkatkan+keberlanjutan+usahatani+padi+di+Desa+Semuli%0D%0ARaya%2C+Kecamatan+Abung+Semuli%2C+Kabupaten+Lampung+Utara.+Pendekatan%0D%0Apenelitian+menggunakan+metode+kuantitatif+deskriptif+dengan+analisis+regresi+linier%0D%0Auntuk+mengukur+hubungan+antar+variabel.+Hasil+penelitian+menunjukkan+bahwa%0D%0Afaktor-faktor+seperti+usia%2C+tingkat+pendidikan%2C+pengalaman+berusahatani%2C+luas+lahan%2C%0D%0Adan+pendapatan+memengaruhi+persepsi+petani+terhadap+program+KUR.+Persepsi%0D%0Apetani+terhadap+aspek+ketepatan+sasaran%2C+jumlah+kredit%2C+beban+kredit%2C+dan+prosedur%0D%0Aprogram+KUR+secara+signifikan+berkontribusi+terhadap+keberlanjutan+usahatani%0D%0Apadi%2C+khususnya+pada+dimensi+ekonomi.+Program+KUR+terbukti+efektif+sebagai%0D%0Ainstrumen+permodalan%2C+meningkatkan+produktivitas+dan+keberlanjutan+usaha+tani%0D%0Apadi%2C+serta+memberikan+dampak+positif+pada+kondisi+ekonomi+petani.+Penelitian+ini%0D%0Amemberikan+masukan+strategis+bagi+perbankan+dan+pemerintah+dalam+merancang%0D%0Akebijakan+permodalan+pertanian+yang+lebih+inklusif+dan+berkelanjutan.%0D%0AKata+kunci%3A+persepsi+petani%2C+kredit+usaha+rakyat%2C+keberlanjutan+usahatani%0D%0Apadi%0D%0A%0D%0AIndonesia%2C+as+an+agricultural+country%2C+faces+great+challenges+in+increasing%0D%0Aagricultural+productivity%2C+especially+in+the+rice+commodity%2C+which+is+the+main%0D%0Asource+of+food.+One+of+the+main+obstacles+faced+by+farmers+is+limited+capital%2C+which%0D%0Aaffects+their+ability+to+optimally+manage+their+farms.+To+overcome+this+constraint%2C%0D%0Athe+government+launched+the+People's+Business+Credit+(KUR)+programme%2C+which%0D%0Aaims+to+provide+access+to+capital+for+farmers+to+improve+the+sustainability+of%0D%0Afarming+businesses.+This+study+aims+to+analyse+rice+farmers'+perceptions+of+the%0D%0ABank+Lampung+People's+Business+Credit+(KUR)+Program+in+improving+the%0D%0Asustainability+of+rice+farming+in+Semuli+Raya+Village%2C+Abung+Semuli+Sub-district%2C%0D%0ANorth+Lampung+District.+The+research+approach+used+a+descriptive+quantitative%0D%0Amethod+with+linear+regression+analysis+to+measure+the+relationship+between%0D%0Avariables.+The+results+showed+that+factors+such+as+age%2C+education+level%2C+farming%0D%0Aexperience%2C+land+size%2C+and+income+influenced+farmers'+perceptions+of+the+KUR%0D%0Aprogramme.+Farmers'+perceptions+of+the+targeting+accuracy%2C+credit+amount%2C+credit%0D%0Aburden%2C+and+procedures+of+the+KUR+programme+significantly+contributed+to+the%0D%0Asustainability+of+rice+farming%2C+particularly+in+the+economic+dimension.+The+KUR%0D%0Aprogramme+has+proven+to+be+effective+as+a+capital+instrument%2C+increasing+the%0D%0Aproductivity+and+sustainability+of+rice+farming%2C+as+well+as+having+a+positive+impact%0D%0Aon+farmers'+economic+conditions.+This+research+provides+strategic+input+for+banks%0D%0Aand+the+government+in+designing+agricultural+capital+policies+that+are+more%0D%0Ainclusive+and+sustainable.%0D%0AKey+words%3A+farmers'+perception%2C+people's+business+credit%2C+rice+farming%0D%0Asustainability&rft.publisher=FAKULTAS+PERTANIAN&rft.date=2024-12-23&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F85904%2F1%2FABSTRAK.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F85904%2F2%2FSKRIPSI%2520FULL.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F85904%2F3%2FSKRIPSI%2520TANPA%2520BAB%2520PEMBAHASAN.pdf&rft.identifier=++Sari+Fatul+%2C+Khotimah+++(2024)+PERSEPSI+PETANI+PADI+TERHADAP+PROGRAM+KREDIT+USAHA+RAKYAT+(KUR)+BANK+LAMPUNG+DALAM+MENINGKATKAN+KEBERLANJUTAN+USAHATANI+PADI+DI+DESA+SEMULI+RAYA+KECAMATAN+ABUNG+SEMULI+KABUPATEN+LAMPUNG+UTARA.++FAKULTAS+PERTANIAN%2C+UNIVERSITAS+LAMPUNG.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F85904%2F