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<http://digilib.unila.ac.id/id/eprint/85904> <http://purl.org/dc/terms/title> "PERSEPSI PETANI PADI TERHADAP PROGRAM KREDIT USAHA\r\nRAKYAT (KUR) BANK LAMPUNG DALAM MENINGKATKAN\r\nKEBERLANJUTAN USAHATANI PADI DI DESA SEMULI RAYA\r\nKECAMATAN ABUNG SEMULI KABUPATEN LAMPUNG UTARA"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.unila.ac.id/id/eprint/85904> <http://purl.org/ontology/bibo/abstract> "Indonesia sebagai negara agraris menghadapi tantangan besar dalam meningkatkan\r\nproduktivitas pertanian, terutama pada komoditas padi yang menjadi sumber\r\npangan utama. Salah satu kendala utama yang dihadapi petani adalah keterbatasan\r\nmodal, yang memengaruhi kemampuan mereka untuk mengelola usahatani secara\r\noptimal. Untuk mengatasi kendala ini, pemerintah meluncurkan Program Kredit\r\nUsaha Rakyat (KUR) yang bertujuan memberikan akses permodalan bagi petani\r\nguna meningkatkan keberlanjutan usaha tani. Penelitian ini bertujuan untuk\r\nmenganalisis persepsi petani padi terhadap Program Kredit Usaha Rakyat (KUR)\r\nBank Lampung dalam meningkatkan keberlanjutan usahatani padi di Desa Semuli\r\nRaya, Kecamatan Abung Semuli, Kabupaten Lampung Utara. Pendekatan\r\npenelitian menggunakan metode kuantitatif deskriptif dengan analisis regresi linier\r\nuntuk mengukur hubungan antar variabel. Hasil penelitian menunjukkan bahwa\r\nfaktor-faktor seperti usia, tingkat pendidikan, pengalaman berusahatani, luas lahan,\r\ndan pendapatan memengaruhi persepsi petani terhadap program KUR. Persepsi\r\npetani terhadap aspek ketepatan sasaran, jumlah kredit, beban kredit, dan prosedur\r\nprogram KUR secara signifikan berkontribusi terhadap keberlanjutan usahatani\r\npadi, khususnya pada dimensi ekonomi. Program KUR terbukti efektif sebagai\r\ninstrumen permodalan, meningkatkan produktivitas dan keberlanjutan usaha tani\r\npadi, serta memberikan dampak positif pada kondisi ekonomi petani. Penelitian ini\r\nmemberikan masukan strategis bagi perbankan dan pemerintah dalam merancang\r\nkebijakan permodalan pertanian yang lebih inklusif dan berkelanjutan.\r\nKata kunci: persepsi petani, kredit usaha rakyat, keberlanjutan usahatani\r\npadi\r\n\r\nIndonesia, as an agricultural country, faces great challenges in increasing\r\nagricultural productivity, especially in the rice commodity, which is the main\r\nsource of food. One of the main obstacles faced by farmers is limited capital, which\r\naffects their ability to optimally manage their farms. To overcome this constraint,\r\nthe government launched the People's Business Credit (KUR) programme, which\r\naims to provide access to capital for farmers to improve the sustainability of\r\nfarming businesses. This study aims to analyse rice farmers' perceptions of the\r\nBank Lampung People's Business Credit (KUR) Program in improving the\r\nsustainability of rice farming in Semuli Raya Village, Abung Semuli Sub-district,\r\nNorth Lampung District. The research approach used a descriptive quantitative\r\nmethod with linear regression analysis to measure the relationship between\r\nvariables. The results showed that factors such as age, education level, farming\r\nexperience, land size, and income influenced farmers' perceptions of the KUR\r\nprogramme. Farmers' perceptions of the targeting accuracy, credit amount, credit\r\nburden, and procedures of the KUR programme significantly contributed to the\r\nsustainability of rice farming, particularly in the economic dimension. The KUR\r\nprogramme has proven to be effective as a capital instrument, increasing the\r\nproductivity and sustainability of rice farming, as well as having a positive impact\r\non farmers' economic conditions. This research provides strategic input for banks\r\nand the government in designing agricultural capital policies that are more\r\ninclusive and sustainable.\r\nKey words: farmers' perception, people's business credit, rice farming\r\nsustainability"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.unila.ac.id/id/eprint/85904> <http://purl.org/dc/terms/date> "2024-12-23" .
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