?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=PENERAPAN+PRINSIP+KEHATI-HATIAN+DALAM+PENYALURAN%0D%0AKREDIT+PADA+PT.+BANK+PERKREDITAN+RAKYAT+WAWAY%0D%0A%0D%0ALAMPUNG+(PERSERODA)%0D%0A%0D%0ALaporan+Akhir+(Ekuivalensi+Skripsi)+Magang+MBKM%0D%0APT.BPR+Waway+Lampung+(Perseroda)&rft.creator=Made%2C+Ayunita&rft.subject=340+Ilmu+hukum&rft.subject=346+Hukum+privat%2C+hukum+perdata&rft.description=Penyaluran+dana+bank+kepada+masyarakat+dalam+bentuk+pemberian+kredit+sampai%0D%0Asaat+ini+masih+banyak+dibutuhkan.+PT.+BPR+Waway+Lampung+merupakan+bank%0D%0ABPR+milik+pemerintah+Kota+Bandar+Lampung+yang+bertujuan+untuk+mendorong%0D%0Apertumbuhan+ekonomi+daerah+kota+Bandar+Lampung.+Prinsip+kehati-hatian+dalam%0D%0Apenyaluran+kredit+di+PT.+BPR+Waway+Lampung+(Perseroda)+merupakan+Prinsip%0D%0Akehati-hatian%2C+khususnya+prinsip+5C+(Character%2C+Capacity%2C+Capital%2C+Condition+of%0D%0AEconomy%2C+Collateral)%2C+diterapkan+untuk+mengevaluasi+kinerja+calon+debitur+dan%0D%0Ameminimalisir+risiko+kredit+macet.+Pengaturan+hukum+yang+berlaku+terkait%0D%0Apemberian+kredit+di+BPR%2C+termasuk+Undang-undang+Nomor+10+Tahun+1998+tentang%0D%0APerbankan%2C+POJK+Nomor+12%2FPOJK.03%2F2021+tentang+Penyelenggaraan+Kegiatan%0D%0AUsaha+BPR%2C+dan+PBI+Nomor+14%2F26%2FPBI%2F2012.+Hasil+penelitian+menunjukkan+bahwa%0D%0APT.+BPR+Waway+Lampung+telah+menerapkan+prinsip+kehati-hatian+dengan+baik%2C%0D%0Anamun+perlu+terus+memperkuat+implementasi+ini+melalui+pelatihan+berkala+bagi%0D%0Akaryawan+mengenai+peraturan+dan+kebijakan+terbaru+dalam+pemberian+kredit.%0D%0A%0D%0AKata+Kunci%3A+Prinsip+Kehati-hatian%2C+Pemberian+Kredit%2C+PT.+BPR+Waway+Lampung%0D%0A%0D%0AThe+distribution+of+bank+funds+to+the+public+in+the+form+of+lending+is+still+much%0D%0Aneeded.+PT+BPR+Waway+Lampung+is+a+community+credit+bank+owned+by+the%0D%0ABandar+Lampung+City+government+which+aims+to+encourage+economic+growth%0D%0Ain+the+Bandar+Lampung+city+area.+The+principle+of+prudence+in+lending+at+PT%0D%0ABPR+Waway+Lampung+(Perseroda)+is+the+principle+of+prudence%2C+especially+the%0D%0A5C+principle+(Character%2C+Capacity%2C+Capital%2C+Condition+of+Economy%2C+Collateral)%2C%0D%0Aapplied+to+evaluate+the+performance+of+prospective+debtors+and+minimize+the+risk%0D%0Aof+bad+credit.+Applicable+legal+regulations+related+to+lending+in+rural+banks%2C%0D%0Aincluding+Law+Number+10+of+1998+concerning+Banking%2C+Financial+Services%0D%0AAuthority+Regulation+Number+12%2FPOJK.03%2F2021+concerning+the+Implementation%0D%0Aof+Business+Activities+of+rural+banks%2C+and+Bank+Indonesia+Regulation+Number%0D%0A14%2F26%2FPBI%2F2012.+The+results+showed+that+PT+BPR+Waway+Lampung+has%0D%0Aimplemented+the+prudential+principle+well%2C+but+needs+to+continue+to+strengthen%0D%0Athis+implementation+through+periodic+training+for+employees+regarding+the+latest%0D%0Aregulations+and+policies+in+lending.%0D%0A%0D%0AKeywords%3A+Prudential+Principles%2C+Lending%2C+PT.+BPR+Waway+Lampung&rft.publisher=FAKULTAS+HUKUM&rft.date=2024-06-27&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F86754%2F1%2FABSTRAK%2520-%2520Ayunita%2520Made.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F86754%2F2%2FFile%2520Skripsi%2520Full%2520-%2520Ayunita%2520Made.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F86754%2F3%2FFile%2520Skripsi%2520Tanpa%2520Pembahasan%2520-%2520Ayunita%2520Made.pdf&rft.identifier=++Made%2C+Ayunita++(2024)+PENERAPAN+PRINSIP+KEHATI-HATIAN+DALAM+PENYALURAN+KREDIT+PADA+PT.+BANK+PERKREDITAN+RAKYAT+WAWAY+LAMPUNG+(PERSERODA)+Laporan+Akhir+(Ekuivalensi+Skripsi)+Magang+MBKM+PT.BPR+Waway+Lampung+(Perseroda).++FAKULTAS+HUKUM%2C+UNIVERSITAS+LAMPUNG.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F86754%2F