?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=ANALISIS+PENGARUH+TINGKAT+SUKU+BUNGA+ACUAN%2C+RASIO%0D%0AKECUKUPAN+MODAL%2C+DAN+PENERAPAN+KEBIJAKAN%0D%0ACOUNTERCYCLICAL+CAPITAL+BUFFER+TERHADAP+STABILITAS%0D%0ABANK+DI+INDONESIA&rft.creator=%09Diah%2C++Intan+Pratiwi%09&rft.subject=300+Ilmu+sosial&rft.subject=330+Ekonomi&rft.description=Penelitian+ini+bertujuan+untuk+menganalisis+pengaruh+tingkat+suku+bunga+acuan%0D%0A(BI+Rate)%2C+rasio+kecukupan+modal+(CAR)%2C+dan+penerapan+kebijakan%0D%0ACountercyclical+Capital+Buffer+(CCyB)+terhadap+stabilitas+bank+(Z-Score)+di%0D%0AIndonesia.+Teknik+analisis+yang+digunakan+yaitu+analisis+regresi+berganda+metode%0D%0ARandom+Effect+Model+(REM).+Hasil+penelitian+ini+menunjukkan+bahwa+secara%0D%0Aparsial+BI+Rate%2C+CAR%2C+dan+kebijakan+CCyB+berpengaruh+positif+signifikan%0D%0Aterhadap+stabilitas+bank+pada+Bank+Kecil+(bank+dengan+modal+kecil)+dan+Bank%0D%0ABesar+(bank+dengan+modal+besar)+tahun+2010-2022.+Kemudian%2C+secara+simultan+BI%0D%0ARate%2C+CAR%2C+dan+kebijakan+CCyB+juga+berpengaruh+signifikan+terhadap+stabilitas%0D%0Abank+pada+Bank+Kecil+dan+Bank+Besar+tahun+2010-2022.+Selain+itu%2C+hasil+Uji+Beda%0D%0AIndependent+Sample+T-Test+menunjukkan+bahwa+terdapat+perbedaan+yang%0D%0Asignifikan+terkait+stabilitas+bank%2C+dimana+stabilitas+Bank+Kecil+lebih+rendah%0D%0Adaripada+Bank+Besar.+Perbedaan+ini+dipengaruhi+oleh+adanya+perbedaan+pengaruh%0D%0Ayang+signifikan+dari+variabel+BI+Rate%2C+CAR%2C+dan+kebijakan+CCyB+terhadap%0D%0Astabilitas+bank%2C+dimana+Bank+Kecil+lebih+terpengaruh+daripada+Bank+Besar+tahun%0D%0A2010-2022.+Oleh+karena+itu%2C+Bank+Kecil+menjadi+lebih+sensitif+terhadap+perubahan%0D%0Avariabel+independen+sehingga+cenderung+lebih+tidak+stabil.%0D%0AKata+Kunci%3A+BI+Rate%2C+CAR%2C+Kebijakan+CCyB%2C+Z-Score%0D%0AThis+research+aims+to+analyze+the+influence+of+the+reference+interest+rate+(BI%0D%0ARate)%2C+capital+adequacy+ratio+(CAR)%2C+and+the+implementation+of+the%0D%0ACountercyclical+Capital+Buffer+(CCyB)+policy+on+bank+stability+(Z-Score)+in%0D%0AIndonesia.+The+analysis+technique+used+is+multiple+regression+using+the+Random%0D%0AEffect+Model+(REM)+method.+The+results+of+this+research+show+that+partially+the%0D%0ABI+Rate%2C+CAR%2C+and+CCyB+policy+have+a+significant+negative+effect+on+bank%0D%0Astability+in+Small+Banks+(bank+with+small+capital)+and+Large+Banks+(bank+with%0D%0Alarge+capital)+in+2010-2022.+Then+simultaneously%2C+the+BI+Rate%2C+CAR+and+CCyB%0D%0Apolicy+also+have+a+significant+influence+on+bank+stability+in+Small+Banks+and%0D%0ALarge+Banks+in+2010-2022.+Apart+from+that%2C+the+results+of+the+Independent+Sample%0D%0AT-Test+show+that+there+are+significant+differences+related+to+bank+stability%2C+where%0D%0Athe+stability+of+Small+Banks+are+lower+than+of+Large+Banks.+The+differences+is%0D%0Abecaused+by+there+are+significant+differences+in+the+influence+of+the+BI+Rate%2C+CAR%0D%0Aand+CCyB+policy+variables+on+bank+stability%2C+where+Small+Banks+are+more%0D%0Ainfluential+than+Large+Banks+in+2010-2022.+Therefore%2C+Small+Banks+being+more%0D%0Asensitive+of+the+independen+variables+changing%2C+so+that+it+more+unstable.%0D%0AKeywords%3A+BI+Rate%2C+CAR%2C+CCyB+Policy%2C+Z-Score&rft.publisher=EKONOMI+DAN+BISNIS&rft.date=2024-07-22&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F87713%2F1%2FAbstrak-Skripsi-Diah%2520Intan%2520Pratiwi-1911021009%2520-%2520Diah%2520Intan.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F87713%2F2%2FFull%2520Skripsi_Diah%2520Intan%2520-%2520Diah%2520Intan.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F87713%2F3%2FFull%2520Skripsi%2520Tanpa%2520Pembahasan_Diah%2520Intan%2520-%2520Diah%2520Intan.pdf&rft.identifier=+++Diah%2C+Intan+Pratiwi+++(2024)+ANALISIS+PENGARUH+TINGKAT+SUKU+BUNGA+ACUAN%2C+RASIO+KECUKUPAN+MODAL%2C+DAN+PENERAPAN+KEBIJAKAN+COUNTERCYCLICAL+CAPITAL+BUFFER+TERHADAP+STABILITAS+BANK+DI+INDONESIA.++EKONOMI+DAN+BISNIS%2C+UNIVERSITAS+LAMPUNG.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F87713%2F