?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=PELINDUNGAN+HUKUM+BAGI+KONSUMEN+PERUSAHAAN+PEMBIAYAAN+KONSUMEN+(CONSUMER+FINANCING+COMPANY)+ATAS+EKSEKUSI+OBJEK+JAMINAN+FIDUSIA+YANG+TIDAK+DIDAFTARKAN&rft.creator=Fadillah%2C+Al+Faruq&rft.subject=340+Ilmu+hukum&rft.subject=346+Hukum+privat%2C+hukum+perdata&rft.subject=348+Undang-undang%2C+hukum%2C+regulasi+dan+kasus&rft.description=Pendaftaran+jaminan+fidusia+merupakan+kewajiban+bagi+kreditur+guna+memberikan+hak+preferen+bagi+kreditur+serta+agar+kepastian+hukum+bagi+para+pihak+terjamin.+Akan+tetapi%2C+eksekusi+terhadap+benda+yang+dibebani+sebagai+objek+jaminan+fidusia+yang+tidak+terdaftar+sering+terjadi%2C+hal+tersebut+tentunya+bertentangan+dengan+peraturan+perundang-undangan.+Penelitian+ini+bertujuan+untuk+mengkaji+pengaturan+hukum+terhadap+jaminan+fidusia+yang+tidak+didaftarkan%2C+akibat+hukumnya+bagi+para+pihak%2C+pelindungan+hukum+bagi+konsumen+selaku+debitur%2C+serta+upaya+hukum+yang+dapat+ditempuh+oleh+konsumen+selaku+debitur.+%0D%0A%0D%0APenelitian+ini+menerapkan+metode+hukum+normatif%2C+tipe+penelitian+deskriptif+dengan+pendekatan+perundang-undangan.+Penelitian+ini+menggunakan+data+sekunder+yang+mencakup+bahan+hukum+primer%2C+sekunder%2C+dan+tersier.+%0D%0A%0D%0AHasil+penelitian+menunjukkan+bahwa+kewajiban+pendaftaran+jaminan+fidusia+diatur+pada+Pasal+11+Ayat+(1)+Undang-Undang+Nomor+42+Tahun+1999+tentang+Jaminan+Fidusia.+Jika+jaminan+fidusia+tidak+terdaftar%2C+kreditur+kehilangan+hak+untuk+mengeksekusi+sekaligus+hilangnya+kepastian+hukum+bagi+kedua+pihak+(kreditur+dan+debitur).+Pelindungan+hukum+bagi+konsumen+selaku+debitur+mencakup+sarana+preventif+(hak+berdasarkan+peraturan+pelindungan+konsumen+dan+peraturan+terkait+fidusia)+dan+represif+(gugatan+perdata+atau+laporan+pidana).+Konsumen+selaku+Debitur+dapat+menempuh+jalur+non-litigasi+(arbitrase%2C+negosiasi%2C+mediasi%2C+konsiliasi)+atau+litigasi+(gugatan+perdata+menggunakan+Pasal+1365+KUH+Perdata+tentang+Perbuatan+Melawan+Hukum).+Eksekusi+dengan+ancaman+atau+kekerasan+dapat+dilaporkan+menggunakan+Pasal+368+KUHP+tentang+pemerasan.+Penelitian+ini+menekankan+pentingnya+penyelesaian+sengketa+melalui+jalur+hukum+untuk+pelindungan+adil+bagi+debitur+saat+menghadapi+eksekusi+fidusia+yang+tidak+terdaftar.+%0D%0A%0D%0AKata+Kunci%3A+Eksekusi%2C+Jaminan+Fidusia+Tidak+Terdaftar%2C+Pelindungan+Hukum.%0D%0A%0D%0AFiduciary+guarantee+registration+is+a+legal+obligation+for+creditors%2C+intented+to+provide+preferential+rights+for+creditors+and+ensure+legal+certainty+for+both+parties.+However%2C+execution+of+unregistered+fiduciary+guarantee+objects+often+occurs%2C+which+contravenes+prevailing+laws+and+regulations.+This+research+aims+to+examine+the+legal+regulation+of+unregistered+fiduciary+guarantees%2C+legal+protection+for+consumers+as+debtors%2C+and+legal+remedies+that+can+be+taken+by+customers+as+debtors.+%0D%0A%0D%0AThis+research+applies+a+normative+legal+method%2C+utilizing+a+descriptive+research+type+with+a+statutory+approach.+The+data+used+are+secondary+data+consisting+of+primary%2C+secondary%2C+and+tertiary+legal+materials.+%0D%0A%0D%0AThe+results+show+that+the+obligation+to+register+fiduciary+guarantees+is+regulated+in+Article+11+Paragraph+(1)+of+Law+No.+42+of+1999+on+Fiduciary+Guarantees.+If+the+fiduciary+guarantee+is+not+registered%2C+the+creditor+loses+the+right+to+execute%2C+leading+to+a+loss+of+legal+certainty+for+both+parties+(creditors+and+debtors).+Legal+protection+for+consumers+as+debtors+includes+preventive+(rights+under+consumer+protection+regulations+and+fiduciary-related+regulations)+and+repressive+(civil+lawsuit+or+criminal+report)+means.+Consumers+as+debtors+can+pursue+non-litigation+(arbitration%2C+negotiation%2C+mediation%2C+conciliation)+or+litigation+(filing+a+civil+lawsuit+based+on+Article+1365+of+the+Civil+Code+concerning+Wrongful+Acts+(Tort+Law)).+Execution+with+threats+or+violence+can+be+reported+using+Article+368+of+the+Criminal+Code+on+extortion.+This+research+emphasizes+the+importance+of+dispute+resolution+through+legal+channels+for+the+fair+protection+of+consumers+as+debtors+when+facing+unregistered+fiduciary+executions.+%0D%0A%0D%0AKeywords%3A+Execution%2C+Legal+Protection%2C+Unregistered+Fiduciary+Guarantees.&rft.publisher=Fakultas+Hukum%3A+Program+Studi+Ilmu+Hukum&rft.date=2025-06-11&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F88969%2F1%2FABSTRAK.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F88969%2F2%2FFILE%2520TUGAS%2520SKRIPSI%2520FULL.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F88969%2F13%2FFILE%2520TUGAS%2520SKRIPSI%2520FULL%2520TANPA%2520PEMBAHASAN.pdf&rft.identifier=++Fadillah%2C+Al+Faruq++(2025)+PELINDUNGAN+HUKUM+BAGI+KONSUMEN+PERUSAHAAN+PEMBIAYAAN+KONSUMEN+(CONSUMER+FINANCING+COMPANY)+ATAS+EKSEKUSI+OBJEK+JAMINAN+FIDUSIA+YANG+TIDAK+DIDAFTARKAN.++Fakultas+Hukum%3A+Program+Studi+Ilmu+Hukum%2C+Universitas+Lampung.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F88969%2F