?url_ver=Z39.88-2004&rft_id=2114131019&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=ANALISIS+EFEKTIVITAS+PEMANFAATAN+PEMBIAYAAN%0D%0APADA+SEKTOR+PERTANIAN+DAN+PENDAPATAN+USAHATANI+PADI%0D%0ADI+KSPPS+BMT+ASSYAFIIYAH+BERKAH+NASIONAL%0D%0ACABANG+KOTA+GAJAH+KABUPATEN+LAMPUNG+TENGAH&rft.creator=Eliza+Nur+%2C+Aini+&rft.subject=630+Pertanian+dan+teknologi+yang+berkaitan&rft.description=This+study+aims+to+analyze%3A+(1)+the+effectiveness+of+financing+utilization%2C+(2)+farm%0D%0Aincome%2C+(3)+the+effect+of+the+effectiveness+of+financing+utilization+and+types+of%0D%0Afinancing+on+rice+farming+income%2C+and+(4)+the+implementation+of+profit+sharing.%0D%0AThis+study+was+conducted+at+KSPPS+BMT+Assyafiiyah+Berkah+Nasional+Branch+of%0D%0AKota+Gajah+Regency%2C+Central+Lampung+using+a+case+study+method.+The+number+of%0D%0Asamples+in+this+study+was+47+respondents+in+mudharabah+financing+and+45%0D%0Arespondents+in+musyarakah+financing.+The+analysis+method+used+in+this+study+was%0D%0Aqualitative+and+quantitative+descriptive+analysis.+The+results+of+the+analysis+showed%0D%0Athat+the+effectiveness+of+financing+utilization+in+the+agricultural+sector+at+KSPPS%0D%0ABMT+Assyafiiyah+Ber-Nas+Branch+of+Kota+Gajah+was+classified+as+effective+to+very%0D%0Aeffective.+The+average+utilization+of+financing+reached+80.7+percent+in+mudharabah%0D%0Afinancing+and+79.8+percent+in+musyarakah+financing.+The+income+of+MT+1+rice%0D%0Afarming+business+from+cash+costs+on+mudharabah+financing+is+IDR22%2C224%2C128.01%0D%0Aper+hectare+and+income+from+cash+costs+on+musyarakah+financing+is%0D%0AIDR22%2C972%2C311.67+per+hectare+with+a+rice+production+R%2FC+value+of+more+than+1%2C%0D%0Ameaning+that+the+farming+business+is+profitable+to+run.+The+effectiveness+of+the%0D%0Autilization+of+agricultural+sector+financing+has+a+positive+effect+on+rice+farming%0D%0Abusiness+income%2C+while+the+type+of+financing+does+not+affect+rice+farming+business%0D%0Aincome.+The+implementation+of+profit+sharing+on+mudharabah+and+musyarakah%0D%0Afinancing+at+KSPPS+BMT+Assyafiiyah+Ber-Nas%2C+Kota+Gajah+Branch%2C+runs+in%0D%0Aaccordance+with+the+Standard+Operating+Procedure+(SOP)%2C+but+faces+challenges+in%0D%0Athe+accuracy+of+reporting+member+income.%0D%0AKeywords%3A+financing+effectiveness%2C+income%2C+sharia+cooperatives%0D%0A%0D%0APenelitian+ini+bertujuan+untuk+menganalisis%3A+(1)+efektivitas+pemanfaatan%0D%0Apembiayaan%2C+(2)+pendapatan+usahatani%2C+(3)+pengaruh+efektivitas+pemanfaatan%0D%0Apembiayaan+dan+jenis+pembiayaan+terhadap+pendapatan+usahatani+padi%2C+dan+(4)%0D%0Apelaksanaan+bagi+hasil.+Penelitian+ini+dilakukan+di+KSPPS+BMT+Assyafiiyah%0D%0ABerkah+Nasional+Cabang+Kota+Gajah+Kabupaten+Lampung+Tengah+dengan+metode%0D%0Astudi+kasus.+Jumlah+sampel+pada+penelitian+ini+sebanyak+47+responden+pada%0D%0Apembiayaan+mudharabah+dan+45+responden+pada+pembiayaan+musyarakah.+Metode%0D%0Aanalisis+yang+digunakan+dalam+penelitian+ini+adalah+analisis+deskriptif+kualitatif%2C%0D%0Adan+kuantitatif.+Hasil+analisis+menunjukkan+bahwa+efektivitas+pemanfaatan%0D%0Apembiayaan+pada+sektor+pertanian+di+KSPPS+BMT+Assyafiiyah+Ber-Nas+Cabang%0D%0AKota+Gajah+tergolong+efektif+hingga+sangat+efektif.+Rata-rata+pemanfaatan%0D%0Apembiayaan+mencapai+80%2C7+persen+pada+pembiayaan+mudharabah+dan+79%2C8+persen%0D%0Apada+pembiayaan+musyarakah.+Pendapatan+usahatani+padi+MT+1+atas+biaya+tunai%0D%0Apada+pembiayaan+mudharabah+sebesar+Rp22.224.128%2C01+per+hektar+dan+pendapatan%0D%0Aatas+biaya+tunai+pada+pembiayaan+musyarakah+sebesar+Rp22.972.311%2C67+per+hektar%0D%0Adengan+nilai+R%2FC+produksi+padi+lebih+dari+1%2C+artinya+usahatani+tersebut%0D%0Amenguntungkan+untuk+dijalankan.+Efektivitas+pemanfaatan+pembiayaan+sektor%0D%0Apertanian+berpengaruh+positif+terhadap+pendapatan+usahatani+padi%2C+sedangkan+jenis%0D%0Apembiayaan+tidak+berpengaruh+terhadap+pendapatan+usahatani+padi.+Pelaksanaan%0D%0Abagi+hasil+pembiayaan+mudharabah+dan+musyarakah+di+KSPPS+BMT+Assyafiiyah%0D%0ABer-Nas+Cabang+Kota+Gajah+berjalan+sesuai+dengan+Standar+Operasional+Prosedur%0D%0A(SOP)%2C+namun+menghadapi+tantangan+dalam+akurasi+pelaporan+pendapatan+anggota.%0D%0AKata+kunci%3A+efektivitas+pembiayaan%2C+koperasi+syariah%2C+pendapatan%2C&rft.publisher=FAKULTAS+PERTANIAN&rft.date=2025-06-10&rft.type=Skripsi&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F89817%2F1%2FABSTRAK%2520Eliza%2520Nur%2520Aini.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F89817%2F2%2FSKRIPSI%2520FULL%2520Eliza%2520Nur%2520Aini.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F89817%2F3%2FSKRIPSI%2520TANPA%2520BAB%2520PEMBAHASAN%2520Eliza%2520Nur%2520Aini.pdf&rft.identifier=++Eliza+Nur+%2C+Aini+++(2025)+ANALISIS+EFEKTIVITAS+PEMANFAATAN+PEMBIAYAAN+PADA+SEKTOR+PERTANIAN+DAN+PENDAPATAN+USAHATANI+PADI+DI+KSPPS+BMT+ASSYAFIIYAH+BERKAH+NASIONAL+CABANG+KOTA+GAJAH+KABUPATEN+LAMPUNG+TENGAH.++FAKULTAS+PERTANIAN%2C+UNIVERSITAS+LAMPUNG.+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F89817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