?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=PROSEDUR+PEMBERIAN+KREDIT+USAHA+RAKYAT+(KUR)+PADA+PT.%0D%0ABANK+TABUNGAN+NEGARA+(PERSERO)+TBK.+KANTOR+CABANG%0D%0ABANDAR+LAMPUNG&rft.creator=M.+ICHSAN%2C+-&rft.subject=300+Ilmu+sosial&rft.subject=330+Ekonomi&rft.description=Laporan+akhir+ini+membahas+Prosedur+Pemberian+Kredit+(KUR)+pada+PT.+Bank+Tabungan%0D%0ANegara+(Persero)+Tbk.+Kantor+Cabang+Bandar+Lampung.+Tujuan+dari+penulisan+ini+adalah%0D%0Auntuk+mengetahui+dan+menganalisis+kesesuaian+pelaksanaan+prosedur+pemberian+kredit%0D%0Ausaha+rakyat+(KUR)+dengan+standar+operasional+prosedur+(SOP)+yang+berlaku.+Hasil%0D%0Apenelitian+menunjukkan+bahwa+prosedur+pemberian+KUR+telah+berjalan+dengan+baik+dan%0D%0Asesuai+dengan+SOP+yang+telah+ditetapkan+oleh+perusahaan.+Namun+demikian%2C+dalam%0D%0Apelaksanaannya+masih+terdapat+kendala%2C+khususnya+dari+pihak+calon+debitur+yang%0D%0Amengalami+kesulitan+dalam+melengkapi+dokumen+persyaratan%2C+terutama+dalam%0D%0Apenyusunan+laporan+keuangan.+Kesulitan+ini+berdampak+pada+lamanya+proses+pengajuan%2C%0D%0Ayang+semestinya+dapat+diselesaikan+dalam+waktu+satu+minggu+namun+seringkali%0D%0Amemerlukan+waktu+dua+minggu+atau+lebih.+Berdasarkan+temuan+tersebut%2C+diperlukan%0D%0Aadanya+pendampingan+atau+penyederhanaan+dalam+proses+penyusunan+laporan+keuangan%0D%0Aagar+proses+pemberian+KUR+dapat+berjalan+lebih+efektif+dan+efisien.%0D%0AKata+kunci+%3A+Prosedur+Kredit+Usaha+Rakyat%2C+KUR%0D%0A%0D%0AThis+final+report+discusses+the+Credit+Provision+Procedure+(KUR)+at+PT.+Bank+Tabungan%0D%0ANegara+(Persero)+Tbk.+Bandar+Lampung+Branch+Office.+The+purpose+of+this+writing+is+to%0D%0Afind+out+and+analyze+the+suitability+of+the+implementation+of+the+people%E2%80%99s+business+credit%0D%0A(KUR)+provision+procedure+with+the+applicable+standard+operating+procedures+(SOP).+The%0D%0Aresults+of+the+study+indicate+that+the+KUR+provision+procedure+has+been+running+well+and%0D%0Ain+accordance+with+the+SOP+set+by+the+company.+However%2C+in+its+implementation+there+are%0D%0Astill+obstacles%2C+especially+from+prospective+debtors+who+have+difficulty+in+completing+the%0D%0Arequired+documents%2C+especially+in+preparing+financial+reports.+This+difficulty+has+an%0D%0Aimpact+on+the+length+of+the+application+process%2C+which+should+be+completed+within+one%0D%0Aweek+but+often+takes+two+weeks+or+more.+Based+on+these+findings%2C+it+is+necessary+to+have%0D%0Aassistance+or+simplification+in+the+process+of+preparing+financial+reports+so+that+the+KUR%0D%0Aprovision+process+can+run+more+effectively+and+efficiently.%0D%0AKeywords%3A+People%E2%80%99s+Business+Credit+Procedure%2C+KUR&rft.publisher=FAKULTAS+EKONOMI+DAN+BISNIS&rft.date=2025-05-28&rft.type=Diploma%2FTugas+Akhir&rft.type=NonPeerReviewed&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F89850%2F1%2FABSTRAK.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F89850%2F2%2FLAPORAN%2520AKHIR%2520FULL.pdf&rft.format=text&rft.identifier=http%3A%2F%2Fdigilib.unila.ac.id%2F89850%2F3%2FLAPORAN%2520AKHIR%2520TANPA%2520BAB%2520PEMBAHASAN.pdf&rft.identifier=++M.+ICHSAN%2C+-++(2025)+PROSEDUR+PEMBERIAN+KREDIT+USAHA+RAKYAT+(KUR)+PADA+PT.+BANK+TABUNGAN+NEGARA+(PERSERO)+TBK.+KANTOR+CABANG+BANDAR+LAMPUNG.++%5BDiploma%2FTugas+Akhir%5D+++++&rft.relation=http%3A%2F%2Fdigilib.unila.ac.id%2F89850%2F