Digital Library: No conditions. Results ordered -Date Deposited. 2024-03-29T15:48:48ZEPrintshttp://digilib.unila.ac.id/images/sitelogo.pnghttp://digilib.unila.ac.id/2022-03-24T03:41:06Z2022-03-24T03:41:06Zhttp://digilib.unila.ac.id/id/eprint/55709This item is in the repository with the URL: http://digilib.unila.ac.id/id/eprint/557092022-03-24T03:41:06ZPENGARUH RISIKO LIKUIDITAS TERHADAP PROFITABILITAS
(Studi pada Perbankan Umum Syariah Periode 2013-2017)Penelitian ini bertujuan untuk menganalisis pengaruh risiko likuiditas terhadap
profitabilitas perbankan umum syariah periode tahun 2013-2017. Risiko likuiditas
dalam penelitian ini diproksikan dengan menggunakan faktor-faktor yang dapat
dikelola oleh bank untuk menghindari ancaman risiko likuiditas. Faktor-faktor
tersebut adalah Finance to Deposit Ratio (FDR), cadangan kas, gap likuiditas, dan
Non Performing Finance (NPF). Sampel dalam penelitian ini adalah 12 perbankan
umum syariah yang ditentukan melalui purposive sampling. Penelitian ini
menggunakan teknik analisis regresi model panel data dan menggunakan alat
analisis program E-views 10.0. Hasil uji t menunjukkan bahwa variabel Finance
to Deposit Ratio (FDR) dan gap likuiditas secara parsial berpengaruh tidak
signifian terhadap profitabilitas, sedangkan variabel cadangan kas dan Non
Performing Finance (NPF) secara parsial berpengaruh signifikan terhadap ROA. Hasil uji F menunjukkan bahwa variabel Finance to Deposit Ratio (FDR),
cadangan kas, gap likuiditas dan Non Performing Finance (NPF) secara simultan
berpengaruh signifikan terhadap ROA. Hasil R2 menunjukkan hubungan antar
variabel dalam kategori kuat.
Kata kunci: Finance to Deposit Ratio (FDR), Cadangan kas, Gap likuiditas,
Non Performing Finance (FDR), Profitabilitas (ROA)
This study aims to analyze the effect of liquidity risk on bank profitability public
islamic banking period 2013-2017. Liquidity risk in this study is proxied by using
factors that can be managed by the bank to avoid the threat of liquidity risk. These
factors are Finance to Deposit Ratio (FDR), cash reserves, liquidity gap, and Non
Performing Finance (NPF). The samples of this research are 12 public islamic
banking which selected through purposive sampling. This research used
regression analysis model panel data and analysis tools is E-views 10,0. The
results of t test show that variable Finance to Deposit Ratio (FDR) and liquidity
gap partially effect insignificant on ROA, while variable cash reserves and Non
Performing Finance (NPF) partially effect significant on ROA. The result of F test
shows that the variable Finance to Deposit Ratio (FDR), cash reserves, liquidity
gap, and Non Performing Finance (NPF) simultaneously have significant
influence on ROA. The result of R2 shows the relation among the variables is in a
strong category.
Keyword: Finance to Deposit Ratio (FDR), Cash reserves, Liquidity gap, Non
Performing Finance (FDR), Profitability (ROA).
1416051068 Mei Handika Fitriani-