Matdalena Voria Rajagukguk, 1111021076 (2015) ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PERMINTAAN KREDIT MODAL KERJA PADA BANK BUMN DI PROVINSI LAMPUNG (PERIODE 2005:Q2-2014:Q4). Fakultas Ekonomi dan Bisnis, Universitas Lampung.
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Abstract
ABSTRAK ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PERMINTAAN KREDIT MODAL KERJA PADA BANK BUMN DI PROVINSI LAMPUNG (PERIODE 2005:Q2-2014:Q4) Oleh Matdalena Voria Rajagukguk Penelitian ini bertujuan untuk menganalisis faktor-faktor yang memepengaruhi pertintaan kredit modal kerja pada Bank BUMN di Provinsi Lampung dengan variabel bebas suku bunga kredit modal kerja, inflasi Provinsi Lampung, dan laju pertumbuhan ekonomi Provinsi Lampung. Penelitian ini menggunakan data time series periode 2005Q2-2014Q4. Alat analisis yang digunakan adalah alat regresi berganda dengan metode Ordinary Least Square (OLS). Hasil dari penelitian ini menunjukkan bahwa variabel suku bunga kredit modal kerja berpengaruh negatif dan signifikan, variabel laju pertumbuhan ekonomi Provinsi Lampung berpengaruh positif dan signifikan, dan variabel inflasi berpengaruh positif dan tidak signifikan terhadap pertintaan kredit modal kerja pada Bank BUMN di Provinsi Lampung. Kata Kunci: permintaan kredit modal kerja, suku bunga kredit modal kerja, inflasi, dan pertumbuhan ekonomi. ABSTRACT ANALYSIS OF THE FACTORS THAT AFFECT DEMAND FOR WORKING CAPITAL LOANS TO STATE-OWNED BANKS IN THE PROVINCE OF LAMPUNG (PERIOD 2005:Q2-2014:Q4) By Matdalena Voria Rajagukguk This study aimed to analyze the factors that influence the demand for working capital loans at state-owned banks in the province of Lampung with independent variabels interest rates on working capital loans, inflation in Lampung Province, and the rate of economic growth in the province of Lampung. This study uses time series data period 2005:Q2-2014:Q4. Analysis tools used are multiple regression tool Ordinary Least Square (OLS). The result of this study indicate that the variable interest rates on working capital loans and a significant negative effect, the variable rate of economic growth in the Province of Lampung positive and significant impact, and variable inflation positive but not significant on the demand for working capital loans at State-owned Bank in Province of Lampung. Key words: demand for working capital loans, interest rates on working capital loans, inflation, and rate of economic growth.
| Item Type: | Other |
|---|---|
| Subjects: | A General Works = Karya Karya Umum H Ilmu Sosial = Social Sciences > HB Economic Theory |
| Divisions: | Fakultas Ekonomi dan Bisnis > Prodi Ekonomi Pembangunan |
| Depositing User: | 9895661 . Digilib |
| Date Deposited: | 29 May 2015 08:46 |
| Last Modified: | 29 May 2015 08:46 |
| URI: | http://digilib.unila.ac.id/id/eprint/10068 |
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